United Water Restoration Group
Bottom line
- Total investment $223K – $700K including a $49K franchise fee.
- Average unit revenue of $1.9M/year (median $2.0M).
- Rated STRONG with a risk score of 39/100. SBA loan default rate of 0.0% across 50 loans (below the industry average).
- System growing at 62.5% CAGR over 3 years with 49 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one United Water Restoration Group unit return on the cash you put in?
Unlevered ROIC · per unit
37%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 United Water Restoration Group units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.5M
on $7.6M purchase
Total debt
$6.1M
SBA $3.8M + senior + seller note
Overview
About
Franchisees operate emergency water restoration, mold remediation, and reconstruction services for residential and commercial clients. Day-to-day activities include responding to water damage calls, managing mitigation crews, coordinating insurance claims, and overseeing reconstruction projects. The business model relies on rapid response capabilities, insurance relationships, and efficient project completion.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Moderate-to-elevated risk due to missing financial performance disclosure, wide investment variance, and rapid growth masking unknown profitability metrics.
Score breakdown · what drove the 39 / 100 rating
- 01MEDNet income not disclosed in FDD Item 19 — inability to verify profit claims against $1.9M average revenue
- 02MINORHigh initial investment range ($222K-$700K) with wide variance suggests inconsistent territory valuations
- 03MINORRapid unit growth (18.2% YoY) may indicate unsustainable recruitment over organic profitability
- 04MINORDual royalty structure (6% restoration vs. 2% reconstruction) creates complexity and potential revenue recognition disputes
- 05MINOR10-year term is longer than industry standard (5-7 years), limiting franchisee exit flexibility
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
16 numbers
One-time purchase · CSV download · Validation questions included
FDD download
United Water Restoration Group · FDD (2025) PDF