United Water Restoration GroupFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A United Water Restoration Group franchise requires a total initial investment of $223K – $700K, including a $49K franchise fee. Per the 2025 FDD, average unit revenue was $1.9M[2]. SBA 7(a) loans show a 3.7% charge-off rate across 27 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $223K – $700K
- 74th pct Cleaning & Ma…
- Avg gross sales
- $1.9M
- 49th pct Cleaning & Ma…
- Royalty
- N/A
- Units
- 49
- 43rd pct Cleaning & Ma…
- SBA default
- 3.7%
- system-wide median varies by category
Quick verdict · Cleaning & Maintenance · color = vs category peers
Green = >15% above Cleaning & Maintenance avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 4.1x in gross revenue, well above the typical 1.5-2.5x range.
Franchised units fell from 39 to 24 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $223K – $700K including a $49K franchise fee.
- Average unit revenue of $1.9M/year (median $2.0M).
- Verdict A (Top Quintile) with a risk score of 7/100. SBA loan charge-off rate of 3.7% across 27 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System growing at 62.5% CAGR over 3 years with 49 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- United Franchise Holdings, LLC
- Incorporated in
- FL
- HQ
- 1 Sunshine Boulevard, Unit D, Ormond Beach, Florida 32174
- Auditor
- Muhammad Zubairy, CPA PC
- Audited financials
- Franchisor revenue
- $2.1M
- vs $2.5M prior year
Independent franchisee associations
- Franchisee Advisory Board
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Affiliated brands
- UWRG owns and operates businesses s
- is United Water Restoration Group
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Franchisees operate emergency water restoration, mold remediation, and reconstruction services for residential and commercial clients. Day-to-day activities include responding to water damage calls, managing mitigation crews, coordinating insurance claims, and overseeing reconstruction projects. The business model relies on rapid response capabilities, insurance relationships, and efficient project completion.
- CEO
- Bob Moore
- Headquarters
- FL
- Founded
- 2014
- FDD year
- 2025
- States available
- 18
FDD Item 7 · 2025 filing · 21 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $49K | $210K | |
| Deposits (Lease & Utility)not refundable | $2K | $3K | |
| Rent (3 months)not refundable | $6K | $9K | |
| Monthly Utility Costs (3 months)not refundable | $750 | $2K | |
| Leasehold Improvementsnot refundable | $0 | $9K | |
| Signagenot refundable | $4K | $8K | |
| Vehiclesnot refundable | $20K | $95K | |
| Opening Equipment, Tools, Inventory & Supplies Packagenot refundable | $48K | $130K | |
| Office Furniture, Equipment & Suppliesnot refundable | $2K | $4K | |
| Computer Hardware & Softwarenot refundable | $8K | $16K | |
| Payroll Service Fee (3 Months)not refundable | $750 | $2K | |
| Uniformsnot refundable | $250 | $500 | |
| Business Licenses & Permitsnot refundable | $1K | $2K | |
| Association Feesnot refundable | $1K | $1K | |
| Legal, Accounting & Professional Feesnot refundable | $750 | $2K | |
| Insurancenot refundable | $8K | $11K | |
| Digital Marketingnot refundable | $15K | $25K | |
| Initial Marketing & Promotionnot refundable | $8K | $8K | |
| Local Advertising & Promotionnot refundable | $5K | $10K | |
| Training Expensesnot refundable | $5K | $5K | |
| Total initial investment | $300K | $700K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$209K
11.0% margin
Unlevered ROIC
37%
EBITDA / total invested capital
Payback
32 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $223K – $700K
- Below avg, review vs category
- Liquid capital req'd
- $50K – $150K
- Below avg, review vs category
- Franchise fee
- $49K – $210K
- Better than avg vs category
- Royalty
- Restoration/Remediation Services: 6% of Collected Revenue…
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Monthly Agent Affiliation Fee $45 per Agent + Monthly Real Estate Transaction Fee $75 per transaction + Lease Transaction Fee $45 per lease |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $250 |
| Transfer fee | $25K |
| Renewal fee | $5K |
| Total fee load | 8.0% of rev |
Financial Performance
- Avg gross sales
- $1.9M
- Per unit, per year
- Median gross sales
- $2.0M
- Item 19 type
- gross_sales
- Sample size
- 38 units
- vs category median 31
- Range (low → high)
- $770K→$3.4M
- Cohort dispersion (min → max)
- Quartile band
- $202K→$2.3M
- Bottom 25% → top 25%
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 204 Cleaning & Maintenance brands
Revenue is 4.1x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Cleaning & Maintenance averages
How United Water Restoration Group Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 49
- Opened
- 8
- Last reporting year
- Closed
- 2
- Non-renewed
- 1
- Term expired, not renewed (per Item 20)
- Turnover rate
- 4.1%
- Company-owned
- 10
- Corporate units in the system
- % franchised
- 80%
- vs corporate-owned
- Multi-unit owners
- 14.6%
- Net growth (yr3)
- +18.2%
- Net unit change last year
- 3-yr CAGR
- +62.5%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 8
- Closed (3yr)
- 2
- Transfers (3yr)
- 3
- Projected new
- 10
- Franchisor's next-year forecast
- Transfer rate
- 6.1%
- Owners selling to other franchisees
- Termination rate
- 2.0%
- Franchisor-initiated terminations
- Ceased ops
- 2.0%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 27
- Loan volume
- $8.9M
- Median loan
- $200K
- 50th percentile
- Charge-off rate
- 3.7%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 88.9%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 11
- Defaults
- 1
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into United Water Restoration Group's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 7-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Moderate-to-elevated risk due to missing financial performance disclosure, wide investment variance, and rapid growth masking unknown profitability metrics.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Largest disclosed settlement: $210,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Muhammad Zubairy, CPA PC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Must buy proprietary products: No
- Restricted to system-approved products: No
- Can negotiate own supplier terms: Yes
Score breakdown · what drove the 7 / 100 rating
- 01MEDNet income not disclosed in FDD Item 19 — inability to verify profit claims against $1.9M average revenue
- 02MINORHigh initial investment range ($222K-$700K) with wide variance suggests inconsistent territory valuations
- 03MINORRapid unit growth (18.2% YoY) may indicate unsustainable recruitment over organic profitability
- 04MINORDual royalty structure (6% restoration vs. 2% reconstruction) creates complexity and potential revenue recognition disputes
- 05MINOR10-year term is longer than industry standard (5-7 years), limiting franchisee exit flexibility
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 2 |
| Territory type | Population/Zip Code |
| Protected territory | Yes |
| Territory sizeℹ | 250,000 people |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 1 |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Florida |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 40 hrs
- On-the-job training
- 40 hrs
- Training location
- location we designate
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- POS system
- Xactimate, Smartsheet, Bill.com, Clean Claims Software, QuickBooks Desktop, FranMetrics
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Xactimate, Smartsheet, Bill.com, Clean Claims Software, QuickBooks Desktop, FranMetrics
Item 20 · call current owners
Franchisee Contacts
16 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
United Water Restoration Group · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a United Water Restoration Group franchise?
The total investment to open a United Water Restoration Group franchise ranges from $223K – $700K, with an initial franchise fee of $49K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do United Water Restoration Group franchise owners earn?
According to Item 19 of the United Water Restoration Group FDD, the average gross sales per unit is $1.9M. The median is $2.0M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is United Water Restoration Group's franchise failure rate?
Based on SBA 7(a) loan data, United Water Restoration Group has a charge-off rate of 3.7% across 27 loans, meaning 3.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many United Water Restoration Group franchise locations are there?
As of their most recent FDD filing, United Water Restoration Group has 49 total units in the United States, including 39 franchised units and 10 company-owned units. 8 new units were opened in the latest reporting year.
Is United Water Restoration Group a good franchise to buy?
FranchiseVerdict rates United Water Restoration Group as a A-grade franchise with a risk score of 7 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.