Talem Home Care
Bottom line
- Total investment $52K – $250K including a $55K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $1.2M/year (median $1.2M).
- Rated MODERATE with a risk score of 67/100. SBA loan default rate of 0.0% across 8 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Talem Home Care unit return on the cash you put in?
Unlevered ROIC · per unit
148%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Talem Home Care units return on equity?
Equity IRR · 5-yr
29.5%
3.65× MOIC
Year-1 DSCR
2.73×
EBITDA ÷ debt service
Equity required
$9.0M
on $20.0M purchase
Total debt
$11.0M
SBA $5.0M + senior + seller note
Overview
About
Talem Home Care franchisees operate in-home care services for seniors and disabled clients, coordinating caregivers, managing client intake, billing, and compliance. They also generate revenue through senior placement services that connect clients with care providers, creating a dual-revenue model dependent on both service delivery and referral fees.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Talem Home Care presents HIGH RISK due to a micro-franchise system with active litigation, missing profitability disclosures, unclear growth, and above-market royalty fees that undermine franchisee economics.
Score breakdown · what drove the 67 / 100 rating
- 01MINOROnly 8 units with unknown growth trajectory indicates stagnant or shrinking system
- 02HIGHActive litigation (filed March 2025) for breach of contract and trade secret misappropriation suggests operational/compliance issues and franchisor vulnerability
- 03MINORNo Item 19 (average net income) disclosure despite $1.24M average revenue—inability or unwillingness to provide profitability data is a major warning
- 04HIGHGoing Concern status of FALSE is ambiguous but suggests potential financial instability at corporate level
- 05MINORDual royalty structure (5% + 8%) totaling up to 13% is above industry standard for home care, reducing franchisee margins
- 06MINORWide investment range ($51K–$250K) with no explanation indicates lack of transparency or undefined startup scope
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
7 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Talem Home Care · FDD (2025) PDF