Stretch ZoneFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Stretch Zone franchise requires a total initial investment of $134K – $241K, including a $60K franchise fee and an ongoing 6.0% royalty[2]. Per the 2024 FDD, average unit revenue was $393K[2]. SBA 7(a) loans show a 0.0% charge-off rate across 35 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $134K – $241K
- 28th pct Healthcare
- Avg gross sales
- $393K
- 10th pct Healthcare
- Royalty
- 6.0%
- 14th pct Healthcare
- Units
- 330
- 73rd pct Healthcare
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Healthcare · color = vs category peers
Green = >15% above Healthcare avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Only 0.0% of 35 SBA loans charged off, well below the 16% franchise average.
The system grew 38% year-over-year. Fast growth means demand, but can strain support.
Bottom line
- Total investment $134K – $241K including a $60K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $393K/year (median $387K).
- Verdict A (Top Quintile) with a risk score of 47/100. SBA loan charge-off rate of 0.0% across 35 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System growing at 115.7% CAGR over 3 years with 330 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Stretch Zone Franchising LLC
- Parent company
- SZ PEP Holdco, LLC
- Incorporated in
- FL
- HQ
- 6700 North Andrews Avenue, # 210, Fort Lauderdale, FL 33309
- Auditor
- EisnerAmper LLP
- Audited financials
- Franchisor revenue
- $8.6M
- vs $11.9M prior year
Overview
About
Franchisees operate Stretch Zone locations offering one-on-one assisted stretching services to improve flexibility and mobility. Day-to-day operations include conducting 25-30 minute stretch sessions, managing client scheduling/billing, maintaining facility cleanliness, and handling staff management. The model relies on repeat clientele and membership revenue rather than transactional foot traffic.
- CEO
- Tony Zaccario
- Headquarters
- FL
- Founded
- 2015
- FDD year
- 2024
- States available
- 40
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $60K | $60K |
| Working capital (3–6 mo) | $10K | $20K |
| Equipment, build-out, other | $64K | $162K |
| Total initial investment | $134K | $241K |
Source: Stretch Zone 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$67K
17.0% margin
Unlevered ROIC
33%
EBITDA / total invested capital
Payback
3.0 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $134K – $241K
- Better than avg vs category
- Liquid capital req'd
- $10K – $20K
- Better than avg vs category
- Franchise fee
- $54K – $60K
- Near category avg vs category
- Royalty
- 6.0%
- Gross Revenues · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 8.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $350 |
| Transfer fee | $10K |
| Renewal fee | $50 |
| Total fee load | 8.0% of rev |
Financial Performance
- Avg gross sales
- $393K
- Per unit, per year
- Median gross sales
- $387K
- Item 19 type
- gross_sales
- Sample size
- 235 units
- vs category median 12 · large
- Range (low → high)
- $126K→$969K
- Cohort dispersion (min → max)
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 201 Healthcare brands
vs Healthcare averages
How Stretch Zone Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 330
- Opened
- 90
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +37.5%
- Net unit change last year
- 3-yr CAGR
- +115.7%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 31
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 40 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 35
- Loan volume
- $5.5M
- Median loan
- $170K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Stretch Zone's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 7-year lending trend
Instant access. No subscription.
With a 0.0% charge-off rate across 35 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Rapid expansion, prior litigation, and absent financial disclosures (Item 19 and net income) create moderate-to-high uncertainty around unit economics and corporate stability despite reasonable investment size and protected territories.
Audited financials (Item 21)
Yes · EisnerAmper LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 47 / 100 rating
- 01MEDNo Item 19 (Average Unit Volume) disclosed — cannot validate $392,549 avg revenue claim or unit economics
- 02HIGHSignificant litigation history: $5.25M buyout settlement in 2020 suggests material governance/ownership disputes at corporate level
- 03MINORHigh unit growth (37.5% YoY) may indicate aggressive recruitment masking underlying unit quality issues or market saturation concerns
- 04MINORRoyalty structure incentivizes corporate growth over franchisee profitability; minimum $900/mo ($10,800/yr) may not cover service costs at low-revenue locations
- 05MEDNet income not disclosed — cannot assess actual franchisee profit margins; combined with missing Item 19, suggests weak financial transparency
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Radius |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Florida |
| Litigation count | 1 |
Items 10, 11
Training & Operations
- Classroom training
- 125 hrs
- On-the-job training
- 40 hrs
- POS system
- ClubReady
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: ClubReady
Item 20 · call current owners
Franchisee Contacts
319 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Stretch Zone · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Stretch Zone franchise?
The total investment to open a Stretch Zone franchise ranges from $134K – $241K, with an initial franchise fee of $60K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Stretch Zone franchise owners earn?
According to Item 19 of the Stretch Zone FDD, the average gross sales per unit is $393K. The median is $387K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Stretch Zone's franchise failure rate?
Based on SBA 7(a) loan data, Stretch Zone has a charge-off rate of 0.0% across 35 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Stretch Zone franchise locations are there?
As of their most recent FDD filing, Stretch Zone has 330 total units in the United States, including 153 franchised units and 0 company-owned units. 90 new units were opened in the latest reporting year.
Is Stretch Zone a good franchise to buy?
FranchiseVerdict rates Stretch Zone as a A-grade franchise with a risk score of 47 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.