Care With Love Franchise Cost, Revenue & Review 2026
- Investment
- $136K – $207K
- Disclosed sales
- partial, no system average
- SBA charge-off
- Not SBA-matched
Data from FDD filing
Analysis by FranchiseVerdict Research · Methodology
Care With Love is a home care franchise providing compassionate in-home care and support services for seniors and clients. Franchisees run local agencies, recruiting caregivers and managing scheduling and client care.
FranchiseVerdict summary · 2026
A CARE WITH LOVE franchise requires a total initial investment of $136K – $207K, including a $49K franchise fee and an ongoing 5.0% royalty[2]. The 2026 FDD on file does not yield a unit-revenue figure we can publish. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low - issued within the last 12 months
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✗ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored6 of 6 headline figures on this page cite a page of the filing.
Overview
- Investment
- $136K – $207K
- 25th pct Healthcare
- Avg gross sales
- N/A
- Incl. company outlets1 outlet
- Royalty
- 5.0%
- 4th pct Healthcare
- Units
- 5
- 19th pct Healthcare
- SBA charge-off
- N/A
Quick verdict · Healthcare · color = vs category peers
Green = favorable by >10% vs Healthcare median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $136K – $207K including a $49K franchise fee, 5.0% ongoing royalty.
- RETURNSItem 19 reports company-owned outlet Gross Revenues only (no franchisee averages). Summary figures are for the Fairfax, VA company-owned outlet's Total Gross Revenues by year since inception (Average $3,386,461; Highest $7,856,101 for Dec 2024-Nov 2025; Lowest $93,738 for Dec 2014-Nov 2015; Median $3,098,835). Gross Revenues includes only non-medical personal care services and excludes tips, sales taxes, and discounts/allowances/returns.
- RISKVerdict B (Above average), verdict score 60/100 (higher is better).
- GROWTHFlat: no net change in franchised outlets in the latest year (0 opened, 0 closed) (Item 20).
- DATAItem 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- CARE WITH LOVE ELITE, LLC
- Parent company
- CARE WITH LOVE ALL CARE, LLC
- FDD Item 1, page 8 of the 2026 FDD
- Predecessor
- Renaissance EXECUTIVE FORUMS
- Prior franchisor entity
- CEO title
- Co-President
- Nefr Israel Michaels
- CEO experience
- 2021 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- VA
- HQ
- 10505 Braddock Rd Suite 4A, Fairfax, VA 22032
- Auditor
- Metwally CPA PLLC
- Audited financials
- Franchisor revenue
- $107K
- vs $72K prior year
Overview
About
- CEO
- Nefr Israel Michaels
- Headquarters
- VA
- Founded
- 2021
- FDD year
- 2026
- States available
- 2
Can you afford it, and what does the money buy?
Entry cost runs 47% below the typical healthcare franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $49K | $49K |
| Working capital (3–6 mo) | $62K | $99K |
| Equipment, build-out, other | $24K | $59K |
| Total initial investment | $136K | $207K |
Source: CARE WITH LOVE 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $136K – $207K
- Top 40% of category vs category
- Liquid capital req'd
- $62K – $99K
- Bottom third — review vs category
- Franchise fee
- $49K – $49K
- Top 40% of category vs category
- Royalty
- 5.0%
- typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 6.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $1K |
| Transfer fee | $25K |
| Renewal fee | $25K |
| Inventory (initial) | $500 – $4K |
| Total fee load | 6.0% of rev |
What do units actually make?
Source: FDD 2026 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
No Item 19 revenue figure for CARE WITH LOVE is on file. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one CARE WITH LOVE unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Item 19 reports company-owned outlet Gross Revenues only (no franchisee averages). Summary figures are for the Fairfax, VA company-owned outlet's Total Gross Revenues by year since inception (Average $3,386,461; Highest $7,856,101 for Dec 2024-Nov 2025; Lowest $93,738 for Dec 2014-Nov 2015; Median $3,098,835). Gross Revenues includes only non-medical personal care services and excludes tips, sales taxes, and discounts/allowances/returns.
Includes company-owned outlets
Based on a single outlet - not a system average
- Median gross sales
- $3.1M
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
No system-wide average is published for this brand. The median and range below are what Item 19 supports; we show an average only where it reconciles against them.
- Item 19 type
- gross revenues
- Sample size
- 1 outlet
- vs category median 20 · small
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 3 / 10 · above
Compared against 162 Healthcare brands
Item 19 · by group
What the filing does disclose
Item 19 of this FDD reports performance in more than one group. We publish no single average for this brand; the groups the filing does disclose are listed below, quoted from its own Item 19 table.
Each row below is quoted from the FDD's own Item 19 table. Gross sales are not profit.
Incl. company outlets1 outletItem 19 detail
Item 19 reports company-owned outlet Gross Revenues only (no franchisee averages). Summary figures are for the Fairfax, VA company-owned outlet's Total Gross Revenues by year since inception (Average $3,386,461; Highest $7,856,101 for Dec 2024-Nov 2025; Lowest $93,738 for Dec 2014-Nov 2015; Median $3,098,835). Gross Revenues includes only non-medical personal care services and excludes tips, sales taxes, and discounts/allowances/returns.
company owned
| Segment | Sample (outlets) | Avg |
|---|---|---|
| Fairfax Company Owned Outlet - Total All Counties (most recent year Dec 2024-Nov 2025) | 1 outlet | — |
| Fairfax Company Owned Outlet - Annual Average (all years since inception) | 11 outlets | $3.4M |
| Richmond Company Owned Outlet (Dec 2024-Nov 2025) | 1 outlet | — |
| Washington D.C. Company Owned Outlet (Dec 2024-Nov 2025) | 1 outlet | — |
franchised
| Segment | Sample (outlets) | Avg |
|---|---|---|
| Winchester VA Franchisee Outlet (Jan 2025-Dec 2025) | 1 outlet | — |
| Fredericksburg VA Franchisee Outlet (Jan 2025-Dec 2025) | 1 outlet | — |
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 6.0% — below the Healthcare median of 8.0%.
Disclosure
Item 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands.
Operator retention
Net unit growth of +100.0% over 3 years (0 opened, 0 closed).
Multi-unit rate
Only 25% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Healthcare medians
How Care With Love Compares
Category median of published Healthcare brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 5
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- N/A
- Company-owned
- 3
- Corporate units in the system
- % franchised
- 40%
- vs corporate-owned
- Multi-unit owners
- 25.0%
- Net growth (3-yr)
- +100.0%
- Net unit change over 3 years
- 3-yr CAGR
- +0.0%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 0
- Not renewed
- 0
- Transferred
- 0
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 0
- 0.00 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 2 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
2
states with franchisees (per FDD Item 12)
Where the owners are · Item 20 owner list
3 current owners across 1 state.
- VA 3
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
No litigation required to be disclosed.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Metwally CPA PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 60 / 100 verdict
- 01MEDOnly 5 units system-wide suggests extremely limited track record and market validation
- 02MEDNo disclosed unit growth trajectory — stagnant 5-unit system raises sustainability questions
- 03MINORHigh initial investment ($135k-$207k) relative to system size increases risk concentration
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 6.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 300,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 45 days |
| Transfer requires consent | Yes |
| Termination notice | 15 days |
| Mandatory arbitration | Yes |
| Arbitration location | Fairfax, Virginia |
| Jury trial waiver | No |
| Governing law | VA |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed.
Items 10, 11
Training & Operations
- Classroom training
- 24 hrs
- On-the-job training
- 54 hrs
- Training location
- Fairfax, VA (some virtual)
- Ongoing training
- Required
- Field support
- 54 hrs/yr
- On-site visits per year
- Time to open
- 1 mo
- From signing to launch
- Site selection
- Franchisee selects; franchisor must approve
- Franchisor financing
- Not offered
- Item 10
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
3 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a CARE WITH LOVE franchise?
The total investment to open a CARE WITH LOVE franchise ranges from $136K – $207K, with an initial franchise fee of $49K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do CARE WITH LOVE franchise owners earn?
Item 19 of the CARE WITH LOVE FDD discloses a median of $3.1M but no single average across all outlets. These are gross sales figures, not profit; the Revenue section shows what the filing reports and on what basis. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns CARE WITH LOVE?
CARE WITH LOVE is franchised by CARE WITH LOVE ELITE, LLC. Its parent company is CARE WITH LOVE ALL CARE, LLC. Source: FDD Item 1, 2026 filing.
What is Item 19 in the CARE WITH LOVE FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the CARE WITH LOVE FDD and qualifies whose outlets they describe.
What is CARE WITH LOVE's franchise failure rate?
SBA 7(a) loan charge-off data is not available for CARE WITH LOVE (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many CARE WITH LOVE franchise locations are there?
As of their most recent FDD filing, CARE WITH LOVE has 5 total units in the United States, including 2 franchised units and 3 company-owned units.
Is CARE WITH LOVE a good franchise to buy?
FranchiseVerdict rates CARE WITH LOVE as a B-grade franchise with a verdict score of 60 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.