Bottom line
- Total investment $136K – $207K including a $49K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $3.4M/year (median $3.1M).
- Rated MODERATE with a risk score of 60/100.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one CARE WITH LOVE unit return on the cash you put in?
Unlevered ROIC · per unit
322%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 CARE WITH LOVE units return on equity?
Equity IRR · 5-yr
22.9%
2.81× MOIC
Year-1 DSCR
3.89×
EBITDA ÷ debt service
Equity required
$35.3M
on $57.6M purchase
Total debt
$22.3M
SBA $5.0M + senior + seller note
Overview
About
CARE WITH LOVE appears to operate in the personal care/in-home services sector (likely senior care, home health aides, or similar support services). Franchisees manage daily client scheduling, staffing coordination, quality assurance, and direct service delivery or supervision in their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Micro-franchise system with going concern issues, unverified profitability claims, and insufficient franchisor capitalization present material investment risk.
Score breakdown · what drove the 60 / 100 rating
- 01HIGHGoing Concern status is FALSE — indicates potential financial distress or instability at franchisor level
- 02MEDOnly 5 units system-wide suggests extremely limited track record and market validation
- 03MEDNet income not disclosed in Item 19 — impossible to validate actual franchisee profitability despite $3.4M avg revenue claim
- 04MEDNo disclosed unit growth trajectory — stagnant 5-unit system raises sustainability questions
- 05MINORHigh initial investment ($135k-$207k) relative to system size increases risk concentration
- 06HIGH5% royalty on claimed $3.4M revenue = $169k annual royalties — may be insufficient to sustain franchisor operations given going concern status
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
23 numbers
One-time purchase · CSV download · Validation questions included
FDD download
CARE WITH LOVE · FDD (2026) PDF