Right at HomeFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Right at Home franchise requires a total initial investment of $89K – $161K, including a $50K franchise fee. Per the 2024 FDD, average unit revenue was $1.6M[2]. SBA 7(a) loans show a 3.4% charge-off rate across 158 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $89K – $161K
- 36th pct Senior Care
- Avg gross sales
- $1.6M
- 51st pct Senior Care
- Royalty
- N/A
- Units
- 531
- 93rd pct Senior Care
- SBA default
- 3.4%
- system-wide median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 12.5x in gross revenue, well above the typical 1.5-2.5x range.
Franchising since 2000. Systems this mature have refined operations and brand recognition.
Bottom line
- Total investment $89K – $161K including a $50K franchise fee.
- Average unit revenue of $1.6M/year (median $1.2M).
- Verdict A (Top Quintile) with a risk score of 9/100. SBA loan charge-off rate of 3.4% across 158 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Right at Home, LLC
- Parent company
- RiseMark Holdings, LLC
- Incorporated in
- DE
- HQ
- 6700 Mercy Road, Suite 400, Omaha, Nebraska 68106
- Auditor
- FORVIS, LLP
- Audited financials
- Franchisor revenue
- $45.1M
- vs $53.8M prior year
Overview
About
Right at Home franchisees operate senior home care agencies, recruiting and managing caregivers who provide in-home services (personal care, companionship, transportation) to elderly clients. Day-to-day operations involve client acquisition, caregiver recruitment/training, scheduling, quality assurance, and billing management to healthcare payers and families.
- CEO
- Margaret Haynes
- Headquarters
- NE
- Founded
- 1999
- FDD year
- 2024
- States available
- 47
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Working capital (3–6 mo) | $17K | $40K |
| Equipment, build-out, other | $22K | $71K |
| Total initial investment | $89K | $161K |
Source: Right at Home 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$249K
16.0% margin
Unlevered ROIC
163%
EBITDA / total invested capital
Payback
7 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $89K – $161K
- Better than avg vs category
- Liquid capital req'd
- $17K – $40K
- Better than avg vs category
- Franchise fee
- $37K – $50K
- Better than avg vs category
- Royalty
- The greater of 5% of Net Billings or the Minimum Royalty …
- Ad fund
- The greater of 2% of weekly Net Billings on the first $1,…
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Technology fee | $2K |
| Transfer fee | $45K |
| Renewal fee | $5K |
| Total fee load | 7.0% of rev |
Financial Performance
- Avg gross sales
- $1.6M
- Per unit, per year
- Median gross sales
- $1.2M
- Item 19 type
- Net Billings
- Sample size
- 363 units
- vs category median 22 · large
- Range (low → high)
- $43K→$13.3M
- Cohort dispersion (min → max)
- Transparency
- 7 / 5
- vs category median 4 / 5 · above
Compared against 70 Senior Care brands
Revenue is 12.5x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Senior Care averages
How Right at Home Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 531
- Opened
- 21
- Last reporting year
- Closed
- 9
- Turnover rate
- 1.7%
- Company-owned
- 23
- Corporate units in the system
- % franchised
- 96%
- vs corporate-owned
- Net growth (yr3)
- +2.4%
- Net unit change last year
- 3-yr CAGR
- +5.4%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 27
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 46 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 158
- Loan volume
- $72.1M
- Median loan
- $200K
- 50th percentile
- Charge-off rate
- 3.4%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 96.6%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 55
- Defaults
- 3
Vintage analysis
Right at Home charge-off rate by loan vintage
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Right at Home's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 20-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Right at Home presents moderate-to-caution risk due to undisclosed net income, sluggish unit growth, and high franchise fees relative to profit transparency.
Audited financials (Item 21)
Yes · FORVIS, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 9 / 100 rating
- 01MEDNet income not disclosed in FDD Item 19 — impossible to verify profit claims or ROI expectations
- 02MINORMinimal system growth of only 2.4% YoY with 531 units suggests market saturation or franchisee struggles
- 03MINORHigh initial investment ($88.7K–$160.7K) paired with opaque profitability creates asymmetric risk
- 04MINORRoyalty structure (5% of Net Billings or minimum quarterly) lacks transparency on actual minimum amount
- 05MINORAverage revenue of $1.56M is good, but without net income disclosure, profitability per unit is unknown
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 3 |
| Territory type | Zip code based |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1.5 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Nebraska |
| Litigation count | 0 |
Items 10, 11
Training & Operations
- Classroom training
- 70 hrs
- On-the-job training
- 16 hrs
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
349 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Right at Home · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Right at Home franchise?
The total investment to open a Right at Home franchise ranges from $89K – $161K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Right at Home franchise owners earn?
According to Item 19 of the Right at Home FDD, the average gross sales per unit is $1.6M. The median is $1.2M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Right at Home's franchise failure rate?
Based on SBA 7(a) loan data, Right at Home has a charge-off rate of 3.4% across 158 loans, meaning 3.4% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Right at Home franchise locations are there?
As of their most recent FDD filing, Right at Home has 531 total units in the United States, including 482 franchised units and 23 company-owned units. 21 new units were opened in the latest reporting year.
Is Right at Home a good franchise to buy?
FranchiseVerdict rates Right at Home as a A-grade franchise with a risk score of 9 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.