Caring Senior Service
Bottom line
- Total investment $97K – $149K including a $49K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $953K/year (median $921K).
- Rated STRONG with a risk score of 49/100. SBA loan default rate of 0.0% across 6 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Caring Senior Service unit return on the cash you put in?
Unlevered ROIC · per unit
134%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Caring Senior Service units return on equity?
Equity IRR · 5-yr
33.9%
4.30× MOIC
Year-1 DSCR
2.39×
EBITDA ÷ debt service
Equity required
$5.7M
on $15.2M purchase
Total debt
$9.6M
SBA $5.0M + senior + seller note
Overview
About
Franchisees operate in-home senior care services, managing caregiver recruitment, scheduling, and client care coordination across a protected territory. Day-to-day operations involve managing caregiver teams, handling client billing and insurance, maintaining regulatory compliance, and scaling the local client base through marketing and referral partnerships.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 9 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Senior care franchise with solid average revenue but opaque profitability metrics, undisclosed minimum royalty structure, and slowing unit growth creates material due diligence gaps.
Score breakdown · what drove the 49 / 100 rating
- 01MEDNet Income not disclosed in FDD Item 19 — unable to validate profitability claims or ROI
- 02MEDMinimum Royalty Fee structure undisclosed — could create cash flow pressure in ramp-up phase
- 03MINORModest unit growth of 9.6% YoY suggests slower expansion and potential market saturation concerns
- 04MEDHigh initial investment ($97k–$149k) relative to disclosed average revenue ($953k) without net income transparency raises capital recovery risk
- 05MINOR5-year term is relatively short; renewal/extension risk and brand continuity unclear
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
55 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Caring Senior Service · FDD (2025) PDF