Bottom line
- Total investment $386K – $2.9M including a $85K franchise fee.
- Average unit revenue of $860K/year. Estimated payback in 3.1 years.
- Rated MODERATE with a risk score of 65/100.
- Emerging franchise — only 1 year of franchising with 1 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Portal Club unit return on the cash you put in?
Unlevered ROIC · per unit
10%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Portal Club units return on equity?
Equity IRR · 5-yr
40.5%
5.47× MOIC
Year-1 DSCR
2.10×
EBITDA ÷ debt service
Equity required
$3.4M
on $12.0M purchase
Total debt
$8.6M
SBA $5.0M + senior + seller note
Overview
About
Portal Club operates social or entertainment venues (likely upscale lounge, gaming, or dining clubs) in three formats: mobile, brick-and-mortar, or floating venues. Franchisees manage daily operations including member/customer acquisition, event programming, staff management, and revenue optimization across their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Single-unit franchise system with undisclosed financial performance data, extreme cost variance, and no scalability evidence presents substantial validation risk.
Score breakdown · what drove the 65 / 100 rating
- 01MINOROnly 1 unit in system indicates no proven scalability or multi-unit validation; impossible to assess franchise model viability
- 02MINORExtreme investment range ($386K–$2.86M) suggests undefined cost structure and unclear what franchisees actually receive for $85K fee
- 03MINORNo Item 19 (Financial Performance Representations) provided — cannot verify if $860K average revenue and $521K net income are achievable or representative
- 04MINORRoyalty structure with $7.5K–$15K minimum floor means early-stage units pay 1.7%–4.3% on stated average revenue; unclear if sustainable pre-profitability
- 05MINORUnknown growth trajectory with single unit raises questions about franchisor's expansion capacity, training infrastructure, and real demand
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
18 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Portal Club · FDD (2025) PDF