PaintEZ
Formerly known as EmeraldPro Painting
Bottom line
- Total investment $95K – $189K including a $50K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $545K/year. Estimated payback in 1.0 years.
- Rated STRONG with a risk score of 19/100. SBA loan default rate of 0.0% across 12 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one PaintEZ unit return on the cash you put in?
Unlevered ROIC · per unit
40%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 PaintEZ units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$545K
on $2.7M purchase
Total debt
$2.2M
SBA $1.4M + senior + seller note
Overview
About
PaintEZ franchisees operate residential and/or commercial painting service businesses, managing crews, scheduling appointments, sourcing materials, and overseeing project completion. Daily operations include client consultations, quality control, crew management, and handling service calls within their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 26 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
PaintEZ shows strong unit growth and profitability metrics, but the velocity of expansion and unusually high net margins require validation to rule out accounting manipulation or unsustainable growth.
Score breakdown · what drove the 19 / 100 rating
- 01MINORRapid unit growth of 68.4% YoY suggests either aggressive expansion or potential instability; need to verify unit quality and retention rates
- 02MINORAverage net income of $138K on $545K revenue (25.4% net margin) is unusually high for service businesses and warrants verification of accounting practices
- 03HIGHNo litigation disclosed but rapid growth can mask operational or compliance issues that haven't surfaced yet
- 04MINORTiered royalty structure incentivizes growth but may create cash flow pressure for franchisees below $1M revenue threshold
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
74 numbers
One-time purchase · CSV download · Validation questions included
FDD download
PaintEZ · FDD (2025) PDF