One You Love Homecare
Bottom line
- Total investment $95K – $171K including a $50K franchise fee.
- Average unit revenue of $5.3M/year. Estimated payback in 0.1 years.
- Rated STRONG with a risk score of 51/100. SBA loan default rate of 0.0% across 28 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one One You Love Homecare unit return on the cash you put in?
Unlevered ROIC · per unit
715%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 One You Love Homecare units return on equity?
Equity IRR · 5-yr
22.0%
2.71× MOIC
Year-1 DSCR
4.18×
EBITDA ÷ debt service
Equity required
$54.0M
on $84.3M purchase
Total debt
$30.3M
SBA $5.0M + senior + seller note
Overview
About
Franchisees operate home care agencies providing non-medical personal care, companionship, and assistance with activities of daily living (ADL) for elderly, disabled, and post-recovery patients. Day-to-day operations involve scheduling and managing caregiver staff, client intake/care planning, quality assurance, billing/insurance coordination, and regulatory compliance with state home care licensing requirements.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 19 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Rapidly contracting franchise system with undisclosed financial metrics and unclear royalty structure presents meaningful risk despite absence of litigation.
Score breakdown · what drove the 51 / 100 rating
- 01MEDUnit count declined 17.6% year-over-year (15 units) suggesting serious system contraction or franchisee struggles
- 02MEDNo Item 19 (Financial Performance Representations) disclosed despite strong average revenue figures ($5.27M) — prevents validation of typical unit economics
- 03MINORMinimum Royalty not specified in disclosure — creates uncertainty around guaranteed franchisor revenue and potential franchisee cash flow pressure
- 04MINORHigh initial investment ($95,400-$170,800) paired with declining unit base raises sustainability questions
- 05MINORHome care is labor-intensive, margin-sensitive business vulnerable to wage inflation and caregiver turnover — not addressed in available data
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
22 numbers
One-time purchase · CSV download · Validation questions included
FDD download
One You Love Homecare · FDD (2025) PDF