FranchiseVerdict
Bridge to Better Living logo
FV-00388·MODERATEExcellent86FDD 2021

Bridge to Better Living

Health & Wellness - Senior CareFranchising since 2019Website
Investment
$83K – $112K
31st pct Senior Care
Avg revenue
$491K
13th pct Senior Care
Royalty
Units
2
2nd pct Senior Care
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $83K – $112K including a $48K franchise fee.
  • Average unit revenue of $491K/year. Estimated payback in 0.9 years.
  • Rated MODERATE with a risk score of 64/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Bridge to Better Living Franchising, LLC
Incorporated in
Nebraska
HQ
4230 Pioneer Woods Drive, Suite B, Lincoln, Nebraska 68506
Auditor
Lutz & Company, PC
Audited financials
Franchisor revenue
$0
vs $12K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Bridge to Better Living unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $490,835
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: personal services
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $83K–$112K
Working capital
$
FDD reports $21K–$35K

Unlevered ROIC · per unit

86%

Above typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$108K
EBITDA margin
22.0%
Total invested
$125K
Payback
14 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Bridge to Better Living units return on equity?

Edit assumptions

Equity IRR · 5-yr

49.9%

7.57× MOIC

Year-1 DSCR

1.88×

EBITDA ÷ debt service

Equity required

$1.5M

on $7.4M purchase

Total debt

$5.9M

SBA $3.7M + senior + seller note

Overview

About

Bridge to Better Living franchisees appear to operate a home services or personal development business model. Daily operations likely involve client consultations, service delivery or coaching, administrative tasks, and sales/marketing efforts to grow their customer base within their protected territory.

CEO
Mary Ann Stallings
Founded
2018
FDD year
2021
States available
0

Item 7 · what it costs

The Vitals

Total investment
$83K – $112K
All-in to open one unit
Liquid capital
$21K – $35K
Cash you must have on hand
Franchise fee
$48K
Royalty
greater of 8% of Gross Revenues or the Royalty Minimum
Ad fund
2.0%
typical 3–5%
Total fee load
10.0%
vs 9–13% typical
Payback period
0.9 yrs
From v3 / Item 19

Item 19

Financial Performance

Avg gross sales
$491K
Per unit, per year
Median gross sales
Item 19 type
Company-Owned
Sample size
1 units
vs category median 23 · small
Range (low → high)
$452K$529K
Cohort dispersion
Transparency
7 / 5
vs category median 4 / 5 · above
Revenue rank13th
vs Health & Wellness - Senior Care peers
Investment cost rank31th
Lower investment ranks lower (better)
Royalty rate rank71th
Lower royalty = lower percentile (better)
Unit count rank2th
vs Health & Wellness - Senior Care peers
Risk score rank79th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
2
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
2
Corporate units in the system
% franchised
0%
vs corporate-owned
2019
0±0
Franchised units
2020
0
Franchised units
2021
0
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 14 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 14 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
2
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

64
Risk · 0-100
MODERATE64 / 100

This is a micro-franchise system (2 units) with unvalidated financials, undisclosed royalty minimums, and limited growth evidence—presenting meaningful execution risk despite no disclosed litigation.

Score breakdown · what drove the 64 / 100 rating

  1. 01MINOROnly 2 franchised units with unknown growth trajectory suggests nascent or stalled system expansion
  2. 02HIGHNo Item 19 financial performance representations (Going Concern = False) limits ability to validate the $490k average revenue claim
  3. 03MINORRoyalty structure with minimum creates fixed cost burden; 8% of $490k ($39.3k) plus unknown minimum could significantly erode the $107k average net income
  4. 04MINORHigh franchise fee ($48k) relative to system size and unproven unit economics raises capital recovery concerns
  5. 05HIGHLack of disclosed litigation doesn't confirm clean history; small systems often lack legal infrastructure to report disputes
  6. 06MINOR10-year term is longer than industry standard (5-7 years typical), locking franchisees into potentially unfavorable economics

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Zip Codes
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Nebraska

Item 11

Training & Operations

Classroom training
22 hrs
On-the-job training
18 hrs
POS system
BridgIT
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

14 numbers

Locked
(651) 539-••••
MN
(804) 371-••••
VA
(217) 782-••••
IL

One-time purchase · CSV download · Validation questions included

FDD download

Bridge to Better Living · FDD (2021) PDF

Single-page checkout · instant download · CSV export of contacts available separately above