Mosquito Authority Franchise Cost, Revenue & Review 2026
- Investment
- $54K – $128K
- Disclosed sales
- $465K
- gross sales, not profit
- SBA charge-off
- 8.3%
- on 48 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Mosquito Authority is a home-services franchise providing seasonal mosquito and tick control for homes and businesses. Franchisees run a route-based operation treating properties on recurring schedules within a local territory.
FranchiseVerdict summary · 2026
A Mosquito Authority franchise requires a total initial investment of $54K – $128K, including a $45K franchise fee and an ongoing 10.0% royalty[2]. Per the 2025 FDD, average revenue per franchisee was $465K. This franchisor reports Item 19 per franchisee rather than per outlet, so the figure is not comparable with per-outlet averages[2]. SBA 7(a) loans show a 8.3% charge-off rate across 48 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored6 of 6 headline figures on this page cite a page of the filing.
Overview
- Investment
- $54K – $128K
- 9th pct Home Services
- Avg gross sales
- $465K
- Per franchisee, not per outletOutlet subset
- Royalty
- 10.0%
- 75th pct Home Services
- Units
- 547
- 87th pct Home Services
- SBA charge-off
- 8.3%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $54K – $128K including a $45K franchise fee, 10.0% ongoing royalty.
- RETURNSAverage revenue per franchisee of $465K/year (reported for a subset of outlets rather than the whole system). Averaged per franchisee, not per outlet - not comparable with per-outlet figures.
- RISKVerdict A (Strongest tier), verdict score 80/100 (higher is better). SBA loan charge-off rate of 8.3% across 48 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHPositive: net +7 franchised outlets in the latest year (18 opened, 11 closed); 4 signed but not yet open (Item 20).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Main Line Brands LLC
- Parent company
- Main Line Brands Holdings LLC
- FDD Item 1, page 7 of the 2025 FDD
- Ultimate parent
- Susquehanna Private Capital Fund II, LLP
- FDD Item 1, page 7 of the 2025 FDD
- Predecessor
- TMAFS, LLC / TMA Franchise Systems, Inc.
- Prior franchisor entity
- CEO title
- Interim Chief Executive Officer
- Jason Pritchard
- Incorporated in
- DE
- HQ
- 2359 Perimeter Pointe Parkway, Suite 250, Charlotte, North Carolina 28208
- Auditor
- GreerWalker LLP
- Audited financials
- Franchisor revenue
- $11.6M
- vs $11.3M prior year
Same owner · FDD Item 1, page 7
2 other brands on this site name Susquehanna Private Capital Fund II, LLP as parent or ultimate parent in their own FDD.
Grouped by the owner's name as each filing prints it (this page: the 2025 FDD). Spelling variants of the same group may be listed apart; a brand is never grouped with an owner its filing does not name.
Overview
About
- CEO
- Jason Pritchard
- Headquarters
- NC
- Founded
- 2020
- FDD year
- 2025
- States available
- 41
Can you afford it, and what does the money buy?
Entry cost runs 46% below the typical home services franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $45K | $45K |
| Working capital (3–6 mo) | $3K | $10K |
| Equipment, build-out, other | $6K | $73K |
| Total initial investment | $54K | $128K |
Source: Mosquito Authority 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $54K – $128K
- Top 40% of category vs category
- Liquid capital req'd
- $3K – $10K
- Top 40% of category vs category
- Franchise fee
- $45K – $45K
- Top 40% of category vs category
- Royalty
- 10.0%
- typical 6–8%
- Ad fund
- Not currently implemented; up to 3% of Gross Revenues if/…
- Total fee load
- 13.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 10.0% of gross sales |
| Technology fee | $650 |
| Training fee | $2K |
| Transfer fee | $8K |
| Renewal fee | $4K |
| Inventory (initial) | $3K – $5K |
| Total fee load | 13.0% of rev |
At 13.0% total fee load, roughly $60K per year per franchisee goes to the franchisor before you pay a single operating expense.
What do units actually make?
Average unit sales run 21% below the home services norm.
Averaged per franchisee, not per outlet - not comparable with per-outlet figures
Reported for a subset of outlets rather than the whole system
Source: FDD 2025 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for Mosquito Authority until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$97K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one Mosquito Authority unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
Averaged per franchisee, not per outlet - not comparable with per-outlet figures
Reported for a subset of outlets rather than the whole system
- Avg gross sales
- $465K
- Per franchisee, per year — not per outlet
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross revenue
- Sample size
- 128 franchisees
- vs category median 32 · large
- Range (low → high)
- $1K→$6.3MCited, not corroborated — printed on page 55 of the 2025 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 8 / 10
- vs category median 4 / 10 · above
Compared against 319 Home Services brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
The average franchisee generates $465K/year in gross sales. Reported for a subset of outlets rather than the whole system.
Fee burden
Total ongoing fee load of 13.0% — above the Home Services median of 8.0%.
Disclosure
Transparency score 8/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (+3.2% 3-year CAGR) with 547 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services medians
How Mosquito Authority Compares
Per franchisee, not per outlet - the category median is per-outlet only, so no comparison is shown
Category median of published Home Services brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 547
- Opened
- 18
- Last reporting year
- Closed
- 11
- Non-renewed
- 3
- Term expired, not renewed (per Item 20)
- Turnover rate
- 2.0%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +3.2%
- Net unit change over 3 years
- 3-yr CAGR
- +3.2%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Not renewed
- 3
- Reacquired
- 1
- Franchisor bought back
- Signed, not yet open
- 4
- 0.01 per open outlet · Item 20 Table 5
- Projected new
- 6
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 41 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
41
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 48
- Loan volume
- $7.7M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 8.3%
- on 48 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.7%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 1
- Typical loan rate
- 7.8%
- avg rate to borrowers
- Franchised industry avg
- 13.8%
- brand beats franchise avg ↓
- Jobs supported
- 175
- 2.8 per loan
- Lender concentration
- 54%
- top lender's share
Borrower mix: 87% went to startups / new businesses, 13% to established operators
Franchise vs independent — in exterminating and pest control services, franchised businesses charge off at 13.8% vs 12.0% for independents — franchising is associated with 15% higher SBA default risk in this category.
Top lenders financing Mosquito Authority franchisees
Showing 3 of 10 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Mosquito Authority from SBA 7(a) FOIA data.
- Principal loss rate
- 3.9%
- Avg SBA guarantee
- 79%
- Avg interest rate
- 7.78%
- Avg chargeoff amount
- $239K
- Lender concentration
- 53.9%
- Job velocity
- 2.8 per $100K
- NAICS benchmark
- 10.2%
- NAICS 561710
- Jobs supported
- 175
Top SBA lendersTop lender holds 54% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 21 | $2.8M | 0.0% |
| 2 | The Huntington National Bank | 10 | $1.2M | 0.0% |
| 3 | Pinnacle Bank | 1 | $336K | 100.0% |
| 4 | Austin Bank Texas National Association | 1 | $185K | N/A |
| 5 | Wolf River Community Bank | 1 | $91K | 0.0% |
| 6 | SouthState Bank, National Association | 1 | $745K | N/A |
| 7 | Stearns Bank National Association | 1 | $135K | 0.0% |
| 8 | First National Bank of Omaha | 1 | $405K | N/A |
| 9 | The Bancorp Bank National Association | 1 | $150K | 0.0% |
| 10 | Torrington Savings Bank | 1 | $196K | N/A |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| TXTexas | 11 | 0 | 0.0% |
| MIMichigan | 6 | 0 | 0.0% |
| WIWisconsin | 4 | 0 | 0.0% |
| FLFlorida | 3 | 0 | -- |
| ILIllinois | 2 | 0 | -- |
| OHOhio | 2 | 0 | 0.0% |
| UTUtah | 2 | 0 | -- |
| AZArizona | 1 | 0 | -- |
| CACalifornia | 1 | 0 | -- |
| DEDelaware | 1 | 0 | 0.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
SBA loans charge off at 8.3% — 48% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Slow-growing, mature franchise with regulatory baggage, high royalties relative to net income, and lack of transparent financial performance data creates material risk despite protected territories.
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
All concluded actions by predecessor TMA: 2013 Maryland consent order, 2013 Rhode Island consent agreement, 2015 Virginia settlement order, 2017 Minnesota consent order (all unregistered franchise sales). Plus affiliated Soccer Shots Franchising 2019 Washington no-poaching assurance of discontinuance. No pending litigation.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · GreerWalker LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Audited consolidated financials of Main Line Brands LLC and Subsidiaries for FY ended Dec 31, 2024. Revenue components: franchise fees $1,461,525; royalties $6,686,944; product sales $829,094; services $1,612,015; other $986,069; total $11,575,647. Net loss of $(270,806) for 2024 after other expense.
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 80 / 100 verdict
- 01MINORMinimal unit growth (1.7% YoY) suggests market saturation or franchisee underperformance in 551-unit system
- 02MINORMultiple regulatory violations by predecessor entity (Maryland, Rhode Island, Virginia, Minnesota) indicate compliance or disclosure issues in franchise operations
- 03MINORHigh royalty rate (10%) combined with modest average net income ($71,691) creates thin margin for franchisee profitability after fees
- 04MINORNo-poaching litigation with affiliate Soccer Shots suggests potential franchisor labor practice concerns or restrictive covenant enforcement
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 13.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 35,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | North Carolina |
| Jury trial waiver | No |
| Governing law | NC |
| Litigation count | 5 |
View Item 3 litigation summary
All concluded actions by predecessor TMA: 2013 Maryland consent order, 2013 Rhode Island consent agreement, 2015 Virginia settlement order, 2017 Minnesota consent order (all unregistered franchise sales). Plus affiliated Soccer Shots Franchising 2019 Washington no-poaching assurance of discontinuance. No pending litigation.
Items 10, 11
Training & Operations
- Classroom training
- 31 hrs
- On-the-job training
- 2 hrs
- Training location
- Charlotte, North Carolina headquarters or online
- Ongoing training
- Required
- Time to open
- 6 mo
- From signing to launch
- Site selection
- Franchisor designates territory; franchisee selects storage facility subject to franchisor approval
- Franchisor financing
- Offered
- Item 10
- POS system
- Dispatch Plus and/or Field Route Software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Dispatch Plus and/or Field Route Software
Item 20 · call current owners
Franchisee Contacts
1 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Mosquito Authority franchise?
The total investment to open a Mosquito Authority franchise ranges from $54K – $128K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Mosquito Authority franchise owners earn?
According to Item 19 of the Mosquito Authority FDD, the average gross sales per unit is $465K. Important context: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Reported for a subset of outlets rather than the whole system. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns Mosquito Authority?
Mosquito Authority is franchised by Main Line Brands LLC. Its parent company is Main Line Brands Holdings LLC. The ultimate parent named in the FDD is Susquehanna Private Capital Fund II, LLP. Source: FDD Item 1, 2025 filing.
What is Item 19 in the Mosquito Authority FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Mosquito Authority FDD and qualifies whose outlets they describe.
What is Mosquito Authority's franchise failure rate?
Based on SBA 7(a) loan data, Mosquito Authority has a charge-off rate of 8.3% across 48 loans, meaning 8.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Mosquito Authority franchise locations are there?
As of their most recent FDD filing, Mosquito Authority has 547 total units in the United States, including 546 franchised units and 1 company-owned units. 18 new units were opened in the latest reporting year.
Is Mosquito Authority a good franchise to buy?
FranchiseVerdict rates Mosquito Authority as a A-grade franchise with a verdict score of 80 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.