Mosquito Authority Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Mosquito Authority is a home-services franchise providing seasonal mosquito and tick control for homes and businesses. Franchisees run a route-based operation treating properties on recurring schedules within a local territory.
FranchiseVerdict summary · 2026
A Mosquito Authority franchise requires a total initial investment of $54K – $128K, including a $45K franchise fee and an ongoing 10.0% royalty[2]. Per the 2025 FDD, average unit revenue was $465K[2]. SBA 7(a) loans show a 8.3% charge-off rate across 48 loans[1]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $54K – $128K
- 9th pct Home Services
- Avg gross sales
- $465K
- Outlet subset10th pct Home Services
- Royalty
- 10.0%
- 53rd pct Home Services
- Units
- 547
- 88th pct Home Services
- SBA charge-off
- 8.3%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $54K – $128K including a $45K franchise fee, 10.0% ongoing royalty.
- RETURNSAverage unit revenue of $465K/year (reported for a subset of outlets rather than the whole system).
- RISKVerdict A (Strongest tier), verdict score 80/100 (higher is better). SBA loan charge-off rate of 8.3% across 48 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Main Line Brands LLC
- Parent company
- Main Line Brands Holdings LLC
- Ultimate parent
- Susquehanna Private Capital Fund II, LLP
- Predecessor
- TMAFS, LLC / TMA Franchise Systems, Inc.
- Prior franchisor entity
- CEO title
- Interim Chief Executive Officer
- Jason Pritchard
- Incorporated in
- DE
- HQ
- 2359 Perimeter Pointe Parkway, Suite 250, Charlotte, North Carolina 28208
- Auditor
- GreerWalker LLP
- Audited financials
- Franchisor revenue
- $11.6M
- vs $11.3M prior year
Overview
About
- CEO
- Jason Pritchard
- Headquarters
- NC
- Founded
- 2020
- FDD year
- 2025
- States available
- 41
Can you afford it, and what does the money buy?
Entry cost runs 60% below the typical home services franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $45K | $45K |
| Working capital (3–6 mo) | $3K | $10K |
| Equipment, build-out, other | $6K | $73K |
| Total initial investment | $54K | $128K |
Source: Mosquito Authority 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $54K – $128K
- Top 40% of category vs category
- Liquid capital req'd
- $3K – $10K
- Top 40% of category vs category
- Franchise fee
- $45K – $45K
- Top 40% of category vs category
- Royalty
- 10.0%
- percentage · typical 6–8%
- Ad fund
- Not currently implemented; up to 3% of Gross Revenues if/…
- Total fee load
- 13.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 10.0% of gross sales |
| Technology fee | $650 |
| Training fee | $2K |
| Transfer fee | $8K |
| Renewal fee | $4K |
| Inventory (initial) | $3K – $5K |
| Total fee load | 13.0% of rev |
At 13.0% total fee load, roughly $60K per year goes to the franchisor before you pay a single operating expense.
What do units actually make?
Average unit sales run 63% below the home services norm.
Reported for a subset of outlets rather than the whole system
Source: FDD 2025 · Item 19
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$28K
6.0% margin
Unlevered ROIC
29%
EBITDA / total invested capital
Payback
3.5 yrs
cash-on-cash, unlevered
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit. The target band for an attractive franchise is 30–60% ROIC. Below that and a passive index fund likely outperforms; above that and the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses. It's the top line only. Operating costs below are category estimates. Override them to match your real lease quote, labor market, and build-out budget.
Returns model · single-unit ROIC
What would one Mosquito Authority unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
29%
Below the 30–60% attractive-franchise band
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
Reported for a subset of outlets rather than the whole system
- Avg gross sales
- $465K
- Per unit, per year
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross revenue
- Sample size
- 128 franchisees
- vs category median 32 · large
- Range (low → high)
- $1K→$6.3M
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2025
- Disclosed in the 2025 filing, covering 2024
- Transparency
- 8 / 10
- vs category median 4 / 10 · above
Compared against 321 Home Services brands
Revenue is 5.1x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $465K/year in gross sales. Revenue-to-investment ratio: 5.1x. Reported for a subset of outlets rather than the whole system.
Fee burden
Total ongoing fee load of 13.0% — above the Home Services average of 8.9%.
Disclosure
Transparency score 8/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System roughly stable (+3.2% 3-year CAGR) with 547 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services averages
How Mosquito Authority Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 547
- Opened
- 14
- Last reporting year
- Closed
- 5
- Turnover rate
- 1.8%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +3.2%
- Net unit change over 3 years
- 3-yr CAGR
- +3.2%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 18
- Closed (3yr)
- 7
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 3
- Transfers (3yr)
- 37
- Reacquired (3yr)
- 1
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 41 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
41
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 48
- Loan volume
- $7.7M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 8.3%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 91.7%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 1
- Typical loan rate
- 7.8%
- avg rate to borrowers
- Franchised industry avg
- 13.8%
- brand beats franchise avg ↓
- Jobs supported
- 175
- 2.8 per loan
- Lender concentration
- 54%
- top lender's share
Borrower mix: 87% went to startups / new businesses, 13% to established operators
Franchise vs independent — in exterminating and pest control services, franchised businesses charge off at 13.8% vs 12.0% for independents — franchising is associated with 15% higher SBA default risk in this category.
Top lenders financing Mosquito Authority franchisees
Showing 3 of 10 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Mosquito Authority's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 7-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
What could kill this investment?
SBA loans charge off at 8.3% — 48% below the 16.0% national norm, i.e. lower lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Slow-growing, mature franchise with regulatory baggage, high royalties relative to net income, and lack of transparent financial performance data creates material risk despite protected territories.
Litigation (Item 3)
All concluded actions by predecessor TMA: 2013 Maryland consent order, 2013 Rhode Island consent agreement, 2015 Virginia settlement order, 2017 Minnesota consent order (all unregistered franchise sales). Plus affiliated Soccer Shots Franchising 2019 Washington no-poaching assurance of discontinuance. No pending litigation.
Largest disclosed settlement: $20,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · GreerWalker LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 80 / 100 verdict
- 01MINORMinimal unit growth (1.7% YoY) suggests market saturation or franchisee underperformance in 551-unit system
- 02MINORMultiple regulatory violations by predecessor entity (Maryland, Rhode Island, Virginia, Minnesota) indicate compliance or disclosure issues in franchise operations
- 03MINORHigh royalty rate (10%) combined with modest average net income ($71,691) creates thin margin for franchisee profitability after fees
- 04MINORNo-poaching litigation with affiliate Soccer Shots suggests potential franchisor labor practice concerns or restrictive covenant enforcement
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 13.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 35,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | North Carolina |
| Jury trial waiver | No |
| Governing law | NC |
| Litigation count | 5 |
View Item 3 litigation summary
All concluded actions by predecessor TMA: 2013 Maryland consent order, 2013 Rhode Island consent agreement, 2015 Virginia settlement order, 2017 Minnesota consent order (all unregistered franchise sales). Plus affiliated Soccer Shots Franchising 2019 Washington no-poaching assurance of discontinuance. No pending litigation.
Items 10, 11
Training & Operations
- Classroom training
- 31 hrs
- On-the-job training
- 2 hrs
- Training location
- Charlotte, North Carolina headquarters or online
- Ongoing training
- Required
- Time to open
- 6 mo
- From signing to launch
- Site selection
- Franchisor designates territory; franchisee selects storage facility subject to franchisor approval
- Franchisor financing
- Offered
- Item 10
- POS system
- Dispatch Plus and/or Field Route Software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Dispatch Plus and/or Field Route Software
Item 20 · call current owners
Franchisee Contacts
1 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Mosquito Authority · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Mosquito Authority franchise?
The total investment to open a Mosquito Authority franchise ranges from $54K – $128K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Mosquito Authority franchise owners earn?
According to Item 19 of the Mosquito Authority FDD, the average gross sales per unit is $465K. Important context: Reported for a subset of outlets rather than the whole system. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Item 19 in the Mosquito Authority FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Mosquito Authority FDD and qualifies whose outlets they describe.
What is Mosquito Authority's franchise failure rate?
Based on SBA 7(a) loan data, Mosquito Authority has a charge-off rate of 8.3% across 48 loans, meaning 8.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Mosquito Authority franchise locations are there?
As of their most recent FDD filing, Mosquito Authority has 547 total units in the United States, including 546 franchised units and 1 company-owned units. 14 new units were opened in the latest reporting year.
Is Mosquito Authority a good franchise to buy?
FranchiseVerdict rates Mosquito Authority as a A-grade franchise with a verdict score of 80 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.