Lovely BrideFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Lovely Bride franchise requires a total initial investment of $250K – $600K, including a $25K franchise fee and an ongoing 3.0% royalty[2]. The 2022 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 0.0% charge-off rate across 11 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2022 FDD issuance
Overview
- Investment
- $250K – $600K
- 25th pct Retail
- Avg gross sales
- N/A
- 21st pct Retail
- Royalty
- 3.0%
- 1st pct Retail
- Units
- 19
- 10th pct Retail
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Retail · color = vs category peers
Green = >15% above Retail avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Only 0.0% of 11 SBA loans charged off, well below the 16% franchise average.
Franchised units fell from 15 to 14 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $250K – $600K including a $25K franchise fee, 3.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict A (Top Quintile) with a risk score of 47/100. SBA loan charge-off rate of 0.0% across 11 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Lovely Franchising LLC
- CEO title
- Chief Executive Officer
- Lanie List
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- NY
- HQ
- PO Box 5240, Westport CT 06881
Overview
About
Lovely Bride franchisees operate bridal retail boutiques specializing in wedding dresses and related attire. Day-to-day operations include inventory management, client consultations for dress selection and fittings, alterations coordination, and event sales. The business model depends on capturing local wedding market share and managing seasonal demand fluctuations.
- CEO
- Lanie List
- Founded
- 2012
- FDD year
- 2022
- States available
- 11
FDD Item 7 · 2022 filing · 15 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $25K | $25K | |
| Office Development, Construction and Leasehold Improvements | $25K | $165K | |
| Furniture, Fixtures and Equipment | $40K | $140K | |
| Signage (Interior and Exterior) | $5K | $10K | |
| Computer and Software System | $4K | $8K | |
| Opening Inventory | $115K | $150K | |
| Rent Deposits | $5K | $30K | |
| Utility Deposits | $500 | $1K | |
| Insurance Deposits and Premiums | $2K | $5K | |
| Pre-opening Travel Expense | $2K | $4K | |
| Grand Opening Advertising | $5K | $15K | |
| Professional Fees | $5K | $8K | |
| Business Permits and Licenses | $500 | $3K | |
| Printing, Stationery and Office Supplies | $2K | $7K | |
| Additional Funds - 3 Months | $15K | $30K | |
| Total initial investment | $250K | $600K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $250K – $600K
- Better than avg vs category
- Liquid capital req'd
- $15K – $30K
- Better than avg vs category
- Franchise fee
- $25K – $25K
- Better than avg vs category
- Royalty
- 3.0%
- Gross Revenues · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 4.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 3.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $200 |
| Training fee | $250 |
| Transfer fee | $13K |
| Renewal fee | $6K |
| Total fee load | 4.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Retail averages
How Lovely Bride Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 19
- Opened
- 1
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 79%
- vs corporate-owned
- Multi-unit owners
- 50.0%
- Net growth (yr3)
- +7.1%
- Net unit change last year
- 3-yr CAGR
- +7.1%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Projected new
- 2
- Franchisor's next-year forecast
- Continuity rate
- 107.1%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 11
- Loan volume
- $9.7M
- Median loan
- $248K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 9
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Lovely Bride's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 9 lenders with concentration factor
- Per-state charge-off rates across 7 states
- Startup risk premium and job creation velocity
- 5-year lending trend
Instant access. No subscription.
With a 0.0% charge-off rate across 11 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Lovely Bride presents moderate-to-cautionary risk due to complete lack of financial performance transparency (no Item 19), unclear unit economics across a 2.4x investment range, and anemic unit growth that may indicate market challenges or franchisee satisfaction issues.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 47 / 100 rating
- 01MEDNo average revenue or net income disclosed (Item 19 missing) — impossible to validate ROI on $250k-$600k investment
- 02MEDSlow unit growth of 7.1% YoY with only 19 locations suggests limited brand momentum or market saturation concerns
- 03MINORRoyalty structure escalates to 5% by year 3, reducing profitability for mature locations while franchisor extracts increasing value
- 04MINORWide investment range ($250k-$600k) without corresponding revenue data creates uncertainty about unit economics and payback period
- 05HIGHGoing Concern designation is FALSE but absence of financial performance metrics raises questions about financial health disclosure
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 2 |
| Territory type | Radius |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 45 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Jury trial waiver | Yes |
| Governing law | New York |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 32 hrs
- On-the-job training
- 28 hrs
- Training location
- On-site at franchisee's restaurant and at franchisor location
- Ongoing training
- Required
- POS system
- Order Management System
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Order Management System
Item 20 · call current owners
Franchisee Contacts
5 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Lovely Bride · FDD (2022) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Lovely Bride franchise?
The total investment to open a Lovely Bride franchise ranges from $250K – $600K, with an initial franchise fee of $25K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Lovely Bride franchise owners earn?
Lovely Bride does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Lovely Bride's franchise failure rate?
Based on SBA 7(a) loan data, Lovely Bride has a charge-off rate of 0.0% across 11 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Lovely Bride franchise locations are there?
As of their most recent FDD filing, Lovely Bride has 19 total units in the United States, including 15 franchised units and 4 company-owned units. 1 new units were opened in the latest reporting year.
Is Lovely Bride a good franchise to buy?
FranchiseVerdict rates Lovely Bride as a A-grade franchise with a risk score of 47 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Lovely Bride, you can request corrections or provide updated information.
Claim this brandOther Retail franchises
Compare similar franchise opportunities in the Retail category
Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.