Live 2 B Healthy Senior Fitness
Bottom line
- Total investment $77K – $122K including a $55K franchise fee.
- Average unit revenue of $137K/year (median $210K).
- Rated MODERATE with a risk score of 60/100. SBA loan default rate of 0.0% across 5 loans (below the industry average).
- System contracting at -8.7% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Live 2 B Healthy Senior Fitness unit return on the cash you put in?
Unlevered ROIC · per unit
38%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Live 2 B Healthy Senior Fitness units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$630K
on $3.2M purchase
Total debt
$2.5M
SBA $1.6M + senior + seller note
Overview
About
Live 2 B Healthy franchisees operate senior-focused fitness studios offering low-impact exercise classes, personal training, and wellness programs tailored to 55+ demographics. Daily operations include class instruction, member check-ins, facility maintenance, marketing to retirement communities/assisted living facilities, and potentially managing 10-30 active members. Revenue derives from monthly memberships, class packages, and personal training fees.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with undisclosed profitability, high fees relative to average revenue, and unclear path to ROI creates meaningful investment risk despite lack of litigation.
Score breakdown · what drove the 60 / 100 rating
- 01MINORSystem declining 4.5% YoY with only 21 units—suggests market saturation or operational challenges in senior fitness niche
- 02MEDNet income not disclosed in FDD—impossible to assess actual profitability; average revenue of $137k may not cover $77-122k investment + royalties
- 03MINORRoyalty structure of 7% or $500-1,000 monthly minimum creates cash flow pressure on lower-revenue locations; breakeven unclear
- 04MINORHigh franchise fee ($55,000) relative to average unit volume—recovery period may exceed 12-18 months even at stated revenue
- 05HIGHGoing Concern false status and declining unit count suggest franchisor may not have growth strategy or sufficient operational support
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
21 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Live 2 B Healthy Senior Fitness · FDD (2025) PDF