Live 2 B Healthy Senior FitnessFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Live 2 B Healthy Senior Fitness franchise requires a total initial investment of $77K – $122K, including a $55K franchise fee. Per the 2025 FDD, average unit revenue was $137K[2]. Verdict grade: B. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $77K – $122K
- 13th pct Health & Fitn…
- Avg gross sales
- $137K
- 4th pct Health & Fitn…
- Royalty
- N/A
- Units
- 21
- 55th pct Health & Fitn…
- SBA default
- N/A
Quick verdict · Health & Fitness · color = vs category peers
Green = >15% above Health & Fitness avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchised units fell from 23 to 21 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $77K – $122K including a $55K franchise fee.
- Average unit revenue of $137K/year (median $210K).
- Verdict B (Above Average) with a risk score of 60/100.
- System contracting at -8.7% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Live 2 B Healthy Senior Fitness, LLC
- Incorporated in
- MN
- HQ
- 3485 230th St. E., Prior Lake, Minnesota 55372
- Auditor
- KNAV CPA LLP
- Audited financials
- Franchisor revenue
- $330K
- vs $325K prior year
Overview
About
Live 2 B Healthy franchisees operate senior-focused fitness studios offering low-impact exercise classes, personal training, and wellness programs tailored to 55+ demographics. Daily operations include class instruction, member check-ins, facility maintenance, marketing to retirement communities/assisted living facilities, and potentially managing 10-30 active members. Revenue derives from monthly memberships, class packages, and personal training fees.
- CEO
- Cory Czepa
- Headquarters
- MN
- Founded
- 2010
- FDD year
- 2025
- States available
- 7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $55K | $55K |
| Working capital (3–6 mo) | $5K | $15K |
| Equipment, build-out, other | $17K | $52K |
| Total initial investment | $77K | $122K |
Source: Live 2 B Healthy Senior Fitness 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$41K
30.0% margin
Unlevered ROIC
38%
EBITDA / total invested capital
Payback
32 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $77K – $122K
- Better than avg vs category
- Liquid capital req'd
- $5K – $15K
- Better than avg vs category
- Franchise fee
- $55K – $200K
- Below avg, review vs category
- Royalty
- Greater of 7% of Gross Revenue or Monthly Minimum ($500-$…
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $500 |
| Transfer fee | $10K |
| Renewal fee | $5K |
| Total fee load | 9.0% of rev |
Financial Performance
- Avg gross sales
- $137K
- Per unit, per year
- Median gross sales
- $210K
- Item 19 type
- gross_sales
- Sample size
- 21 units
- vs category median 11
- Range (low → high)
- $29K→$712K
- Cohort dispersion (min → max)
- Quartile band
- $29K→$712K
- Bottom 25% → top 25%
- Reporting year
- 2024
- Fiscal year the figures cover
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 180 Health & Fitness brands
vs Health & Fitness averages
How Live 2 B Healthy Senior Fitness Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 21
- Opened
- 0
- Last reporting year
- Closed
- 1
- Non-renewed
- 1
- Term expired, not renewed (per Item 20)
- Turnover rate
- 4.8%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- -4.5%
- Net unit change last year
- 3-yr CAGR
- -8.7%
- Compounded over last 3 years
3-year detail · Item 20
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 1
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Continuity rate
- 95.5%
- Units that stayed open
- Termination rate
- 4.3%
- Franchisor-initiated terminations
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 20 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 5 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 5
- Loan volume
- N/A
- Amount data pending
- Median loan
- N/A
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 0
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with undisclosed profitability, high fees relative to average revenue, and unclear path to ROI creates meaningful investment risk despite lack of litigation.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Largest disclosed settlement: $200,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · KNAV CPA LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 60 / 100 rating
- 01MINORSystem declining 4.5% YoY with only 21 units—suggests market saturation or operational challenges in senior fitness niche
- 02MEDNet income not disclosed in FDD—impossible to assess actual profitability; average revenue of $137k may not cover $77-122k investment + royalties
- 03MINORRoyalty structure of 7% or $500-1,000 monthly minimum creates cash flow pressure on lower-revenue locations; breakeven unclear
- 04MINORHigh franchise fee ($55,000) relative to average unit volume—recovery period may exceed 12-18 months even at stated revenue
- 05HIGHGoing Concern false status and declining unit count suggest franchisor may not have growth strategy or sufficient operational support
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Geographic |
| Protected territory | Yes |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | No |
| Termination notice | 30 days |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Minnesota |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 31 hrs
- On-the-job training
- 10 hrs
- Training location
- On-site at Restaurant
- Franchisor financing
- Not offered
- Item 10
- POS system
- QuickBooks
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks
Item 20 · call current owners
Franchisee Contacts
21 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Live 2 B Healthy Senior Fitness · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Live 2 B Healthy Senior Fitness franchise?
The total investment to open a Live 2 B Healthy Senior Fitness franchise ranges from $77K – $122K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Live 2 B Healthy Senior Fitness franchise owners earn?
According to Item 19 of the Live 2 B Healthy Senior Fitness FDD, the average gross sales per unit is $137K. The median is $210K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Live 2 B Healthy Senior Fitness's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Live 2 B Healthy Senior Fitness (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Live 2 B Healthy Senior Fitness franchise locations are there?
As of their most recent FDD filing, Live 2 B Healthy Senior Fitness has 21 total units in the United States, including 23 franchised units and 0 company-owned units.
Is Live 2 B Healthy Senior Fitness a good franchise to buy?
FranchiseVerdict rates Live 2 B Healthy Senior Fitness as a B-grade franchise with a risk score of 60 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.