Gymguyz Franchise Cost, Revenue & Review 2026
- Investment
- $112K – $194K
- Disclosed sales
- $142K
- gross sales, not profit
- SBA charge-off
- 55.6%
- on 35 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
GYMGUYZ is a mobile personal-training franchise that brings trainers and equipment to clients at homes, offices, and parks. Franchisees run a van-based operation scheduling sessions and managing trainers in a territory.
FranchiseVerdict summary · 2026
A GYMGUYZ franchise requires a total initial investment of $112K – $194K, including a $70K franchise fee and an ongoing 7.0% royalty[2]. Per the 2026 FDD, average unit revenue was $142K[2]. SBA 7(a) loans show a 55.6% charge-off rate across 35 loans[1]. FranchiseVerdict grade: F (Weakest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low - issued within the last 12 months
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored7 of 8 headline figures on this page cite a page of the filing; the rest are marked “Not cited” beside the figure.
Overview
- Investment
- $112K – $194K
- 20th pct Health & Fitn…
- Avg gross sales
- $142K
- 2nd pct Health & Fitn…
- Royalty
- 7.0%
- 37th pct Health & Fitn…
- Units
- 154
- 83rd pct Health & Fitn…
- SBA charge-off
- 55.6%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Health & Fitness · color = vs category peers
Green = favorable by >10% vs Health & Fitness median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $112K – $194K including a $70K franchise fee, 7.0% ongoing royalty.
- RETURNSAverage unit revenue of $142K/year (median $90K).
- RISKVerdict F (Weakest tier), verdict score 14/100 (higher is better). SBA loan charge-off rate of 55.6% across 35 loans (well above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHPositive: net +15 franchised outlets in the latest year (35 opened, 20 closed); 5 signed but not yet open (Item 20).
- FLAGAuditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- GYMGUYZ Franchising LLC
- CEO title
- Chief Executive Officer and Founder
- Josh York
- Incorporated in
- NY
- HQ
- 600 Broadhollow Rd., Suite 200, Melville, NY 11747
- Auditor
- Metwally CPA PLLC
- Audited financials
- Franchisor revenue
- $3.3M
- vs $2.7M prior year
- ⚠ Going-concern note
- Disclosed in FDD 2026
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Affiliated brands
- GYMGUYZ
- GYMGUYZ World Wide
- does
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Josh York
- Headquarters
- NY
- Founded
- 2013
- FDD year
- 2026
- States available
- 21
Can you afford it, and what does the money buy?
Entry cost runs 61% below the typical health & fitness franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $70K | $70K |
| Working capital (3–6 mo) | $25K | $60K |
| Equipment, build-out, other | $18K | $65K |
| Total initial investment | $112K | $194K |
Source: GYMGUYZ 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $112K – $194K
- Top 40% of category vs category
- Liquid capital req'd
- $25K – $60K
- Middle of category vs category
- Franchise fee
- $70K
- Bottom third — review vs category
- Royalty
- 7.0%
- Set by a formula · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 7.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $50 |
| Training fee | $1K |
| Transfer fee | $10K |
| Renewal fee | $10K |
| Inventory (initial) | $0 – $8K |
| Total fee load | 9.0% of rev |
What do units actually make?
Average unit sales run 70% below the health & fitness norm.
Source: FDD 2026 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for GYMGUYZ until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$196K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one GYMGUYZ unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
- Avg gross sales
- $142K
- Per unit/yr · from the Item 19 franchised-cohort breakdown (no single system-wide average disclosed)
- Median gross sales
- $90K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- Median Location gross sales, TABLE 2, the 79 franchised locations open twelve months or longer and actively operated full-time as of 31 December 2025 - total Gross Sales $11,239,587, highest location $1,692,924, lowest $11,460, and 19 locations (24.05%) meeting or exceeding the average. Excludes 52 of the 131 franchised locations: 35 open less than 12 months and 17 operated part-time or not consistently reporting sales. The filing's headline average for this table is stated PER FTE TRAINER ($137,274 over 87.85 full-time-equivalent trainers), not per location. Gross Sales excludes taxes collected and customer refunds or adjustments. Table 1 separately shows the single CORPORATE location's 2025 gross sales of $1,240,715 with a full expense breakdown down to $495,909 after franchisee-related expenses - that income statement covers the affiliate outlet only, not these 79
- Sample size
- 79 outlets
- vs category median 11 · large
- Range (low → high)
- $11K→$1.7MCited, not corroborated — printed on page 43 of the 2026 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 7 / 10
- vs category median 4 / 10 · above
Compared against 173 Health & Fitness brands
Revenue is only 0.9x the investment. This means each unit may take 5+ years to recoup the initial outlay at typical margins.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $142K/year in gross sales. Median is $90K — top performers pull the average up, so a typical unit earns less. Revenue-to-investment ratio: 0.9x.
Fee burden
Total ongoing fee load of 9.0% (near the Health & Fitness median).
Disclosure
Transparency score 7/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System expanding at 10.1% CAGR over 3 years across 154 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Health & Fitness medians
How Gymguyz Compares
Category median of published Health & Fitness brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 154
- Opened
- 35
- Last reporting year
- Closed
- 20
- Terminated
- 9
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 1
- Term expired, not renewed (per Item 20)
- Turnover rate
- 13.0%
- Company-owned
- 23
- Corporate units in the system
- % franchised
- 85%
- vs corporate-owned
- Net growth (3-yr)
- +10.1%
- Net unit change over 3 years
- 3-yr CAGR
- +10.1%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 9
- Not renewed
- 1
- Transferred
- 3
- Reacquired
- 10
- Franchisor bought back
- Signed, not yet open
- 5
- 0.03 per open outlet · Item 20 Table 5
- Projected new
- 48
- Franchisor's next-year forecast
- Transfer rate
- 2.6%
- Owners selling to other franchisees
- Continuity rate
- 77.9%
- Units that stayed open
- Termination rate
- 11.2%
- Franchisor-initiated terminations
- Ceased ops
- 5.2%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 21 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
21
states with franchisees (per FDD Item 12)
Where the owners are · Item 20 owner list
3 current owners across 2 states.
- NY 2
- NJ 1
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 35
- Loan volume
- $4.5M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 55.6%
- on 35 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 44.4%
- 5-yr charge-off
- 50.0%
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 10
- Typical loan rate
- 8.7%
- avg rate to borrowers
- Franchised industry avg
- 15.8%
- brand above franchise avg ↑
- Jobs supported
- 199
- 4.4 per loan
- Lender concentration
- 31%
- top lender's share
Borrower mix: 88% went to startups / new businesses, 12% to established operators
Franchise vs independent — in fitness and recreational sports centers, franchised businesses charge off at 15.8% vs 18.2% for independents — franchising is associated with 13% lower SBA default risk in this category.
Top lenders financing Gymguyz franchisees
Showing 3 of 10 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Gymguyz from SBA 7(a) FOIA data.
- Principal loss rate
- 21.0%
- Avg SBA guarantee
- 80%
- Avg interest rate
- 8.70%
- Avg chargeoff amount
- $95K
- Lender concentration
- 31.4%
- Job velocity
- 4.4 per $100K
- NAICS benchmark
- 12.5%
- NAICS 713940
- Jobs supported
- 199
Top SBA lendersTop lender holds 31% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | United Midwest Savings Bank National Association | 11 | $1.6M | 66.7% |
| 2 | Stearns Bank National Association | 7 | $799K | 25.0% |
| 3 | Celtic Bank Corporation | 4 | $530K | 75.0% |
| 4 | First Bank of the Lake | 4 | $757K | 0.0% |
| 5 | The Huntington National Bank | 3 | $226K | 0.0% |
| 6 | First Commonwealth Bank | 2 | $200K | 100.0% |
| 7 | Banner Bank | 1 | $66K | N/A |
| 8 | Manufacturers and Traders Trust Company | 1 | $132K | N/A |
| 9 | BayFirst National Bank | 1 | $150K | N/A |
| 10 | Dogwood State Bank | 1 | $100K | N/A |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| PAPennsylvania | 5 | 3 | 100.0% |
| CACalifornia | 4 | 1 | 100.0% |
| NJNew Jersey | 4 | 1 | 33.3% |
| FLFlorida | 3 | 1 | 50.0% |
| NCNorth Carolina | 3 | 1 | 33.3% |
| MDMaryland | 2 | 2 | 100.0% |
| NYNew York | 2 | 0 | -- |
| OHOhio | 2 | 0 | 0.0% |
| VAVirginia | 2 | 0 | 0.0% |
| WAWashington | 2 | 1 | 100.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
A 55.6% charge-off rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
What could kill this investment?
The auditor flagged going-concern doubt (Item 21) — the single biggest risk here.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
GYMGUYZ presents moderate-to-cautious risk due to declining unit economics, financial reporting inconsistencies, and lack of transparent performance data despite reasonable initial investment and healthy top-line averages.
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
No litigation required to be disclosed.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Metwally CPA PLLC⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 14 / 100 verdict
- 01MINORUnit count declining 2.5% YoY suggests system contraction and potential market saturation or franchisee dissatisfaction
- 02MINORRoyalty structure has dual-trigger minimum ($300-$400 bi-weekly floor) which may create cash flow pressure on lower-performing locations
- 03MINORPersonal training/fitness services are labor-intensive with high customer acquisition costs and seasonal demand volatility
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 9.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 2 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 30,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 15 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 15 |
| Curable defaultsℹ | 2 |
| Mandatory arbitration | Yes |
| Arbitration location | Suffolk County, New York |
| Jury trial waiver | Yes |
| Governing law | NY |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed.
Items 10, 11
Training & Operations
- Classroom training
- 24 hrs
- On-the-job training
- 29 hrs
- Training location
- Melville, New York (or virtual)
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- Site selection
- franchisee (home-based office; franchisor determines/approves Territory boundaries only, not a specific commercial site)
- Franchisor financing
- Not offered
- Item 10
- POS system
- Mindbody
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Mindbody
Item 20 · call current owners
Franchisee Contacts
3 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a GYMGUYZ franchise?
The total investment to open a GYMGUYZ franchise ranges from $112K – $194K, with an initial franchise fee of $70K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do GYMGUYZ franchise owners earn?
According to Item 19 of the GYMGUYZ FDD, the average gross sales per unit is $142K. The median is $90K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns GYMGUYZ?
GYMGUYZ is franchised by GYMGUYZ Franchising LLC. Source: FDD Item 1, 2026 filing.
What is Item 19 in the GYMGUYZ FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the GYMGUYZ FDD and qualifies whose outlets they describe.
What is GYMGUYZ's franchise failure rate?
Based on SBA 7(a) loan data, GYMGUYZ has a charge-off rate of 55.6% across 35 loans, meaning 55.6% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many GYMGUYZ franchise locations are there?
As of their most recent FDD filing, GYMGUYZ has 154 total units in the United States, including 131 franchised units and 23 company-owned units. 35 new units were opened in the latest reporting year.
Is GYMGUYZ a good franchise to buy?
FranchiseVerdict rates GYMGUYZ as a F-grade franchise with a verdict score of 14 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.