GoodcentsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Goodcents franchise requires a total initial investment of $119K – $183K, including a $100K franchise fee and an ongoing 0.3% royalty[2]. The 2024 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 0.0% charge-off rate across 13 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $119K – $183K
- 4th pct Service Resta…
- Avg gross sales
- N/A
- 28th pct Service Resta…
- Royalty
- 0.3%
- 0th pct Service Resta…
- Units
- 5
- 13th pct Service Resta…
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Full-Service Restaurants · color = vs category peers
Green = >15% above Full-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Only 0.0% of 13 SBA loans charged off, well below the 16% franchise average.
Franchising since 1991. Systems this mature have refined operations and brand recognition.
Bottom line
- Total investment $119K – $183K including a $100K franchise fee, 0.3% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict A (Top Quintile) with a risk score of 30/100. SBA loan charge-off rate of 0.0% across 13 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- MR. GOODCENTS FRANCHISE SYSTEMS, INC.
- Incorporated in
- KS
- HQ
- 8997 Commerce Drive, De Soto, Kansas 66018
- Auditor
- Mize CPAs Inc.
- Audited financials
- Franchisor revenue
- $5.3M
- vs $5.6M prior year
Affiliated brands
- InfoKING Systems
- Custom Foods
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Goodcents franchisees operate submarine sandwich and quick-service restaurants, managing food preparation, point-of-sale operations, inventory, staffing, and customer service. Day-to-day responsibilities include production of customizable sandwiches, managing supplier relationships, and maintaining food safety standards in a fast-casual format.
- CEO
- Joseph J. Bisogno
- Headquarters
- KS
- Founded
- 1991
- FDD year
- 2024
- States available
- 5
FDD Item 7 · 2024 filing · 8 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Area Representative Feenot refundable | $100K | $100K | |
| Trainingnot refundable | $500 | $10K | |
| Travelnot refundable | $500 | $5K | |
| Franchise Broker Fees, Registration Fees, Business Licenses and Permitsnot refundable | $1K | $3K | |
| Office furniture, computers, and equipmentnot refundable | $2K | $5K | |
| Development Area Demographic Analysis Feesnot refundable | $10K | $25K | |
| Legal Fees and Insurancenot refundable | $5K | $10K | |
| Additional Funds - 3 monthsnot refundable | $500 | $25K | |
| Total initial investment | $119K | $183K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $119K – $183K
- Better than avg vs category
- Liquid capital req'd
- $500 – $25K
- Better than avg vs category
- Franchise fee
- $100K
- Near category avg vs category
- Royalty
- 0.3%
- percentage · typical 6–8%
- Ad fund
- $1,000
- Total fee load
- 33.3%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 0.3% of gross sales |
| Training fee | $500 |
| Transfer fee | $25K |
| Inventory (initial) | $8K – $9K |
| Total fee load | 33.3% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Full-Service Restaurants averages
How Goodcents Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 5
- Opened
- 2
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 1.0%
- Net growth (yr3)
- +66.7%
- Net unit change last year
- 3-yr CAGR
- +150.0%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 13
- Loan volume
- $3.2M
- Median loan
- $250K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 8
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Goodcents's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 8 lenders with concentration factor
- Per-state charge-off rates across 5 states
- Startup risk premium and job creation velocity
- 7-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
With a 0.0% charge-off rate across 13 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Goodcents presents material risks due to undisclosed financials, micro-scale operations, punitive royalty structure, and lack of performance data despite substantial capital requirements.
Litigation (Item 3)
No litigation required to be disclosed
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Mize CPAs Inc.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 30 / 100 rating
- 01MINORExtremely high royalty rate (33.33%) on continuing fees creates severe cash flow pressure and limits franchisee profitability
- 02MEDOnly 5 operating units with no disclosed average revenue/net income makes performance validation impossible
- 03MINOR67% YoY unit growth appears positive but from a micro base (3→5 units) indicates unstable franchise system
- 04HIGHGoing Concern status is False but paired with minimal disclosure suggests financial stress at franchisor level
- 05MINORNo Item 19 financial performance representations prevents informed ROI projections
- 06MINORHigh initial investment ($119K-$182.5K) relative to tiny unit base raises sustainability questions
- 07MINOR5-year term is relatively short and may indicate franchisor uncertainty about system viability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 1 |
| Territory type | Designated Area |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Kansas |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation required to be disclosed
Items 10, 11
Training & Operations
- Classroom training
- 14 hrs
- On-the-job training
- 215 hrs
- Training location
- De Soto, Kansas
- Ongoing training
- Required
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
6 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Goodcents · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Goodcents franchise?
The total investment to open a Goodcents franchise ranges from $119K – $183K, with an initial franchise fee of $100K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Goodcents franchise owners earn?
Goodcents does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Goodcents's franchise failure rate?
Based on SBA 7(a) loan data, Goodcents has a charge-off rate of 0.0% across 13 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Goodcents franchise locations are there?
As of their most recent FDD filing, Goodcents has 5 total units in the United States, including 2 franchised units and 0 company-owned units. 2 new units were opened in the latest reporting year.
Is Goodcents a good franchise to buy?
FranchiseVerdict rates Goodcents as a A-grade franchise with a risk score of 30 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.