Bottom line
- Total investment $29K – $57K including a $28K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated STRONG with a risk score of 54/100.
- System growing at 37.0% CAGR over 3 years with 126 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Focus CFO unit return on the cash you put in?
Unlevered ROIC · per unit
228%
Above typical band (30–60%)
Overview
About
Focus CFO franchisees provide virtual fractional CFO and accounting services to small and mid-market businesses. Franchisees serve as client advisors, managing financial strategy, bookkeeping oversight, and reporting—typically operating as remote service providers with minimal physical infrastructure. The model emphasizes recurring revenue through client retention and service expansion.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 16 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Focus CFO presents moderate-to-caution risk due to absent financial disclosures, unprotected territories, litigation history, and unclear unit economics relative to initial investment.
Score breakdown · what drove the 54 / 100 rating
- 01MINORNo financial disclosure (Item 19) prevents ROI validation on $29K-$57K investment
- 02MINORUnprotected territory creates direct competition risk within franchise system
- 03HIGHLitigation history (2023 breach of contract suit) signals potential franchisor-franchisee disputes
- 04MINOR20% YoY unit growth is modest for a service franchise and may indicate market saturation or franchisee churn
- 05MINORRoyalty-free model removes franchisor accountability for ongoing support quality
- 06HIGHNo going concern issues noted, but lack of revenue/profit disclosure raises transparency concerns
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
25 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Focus CFO · FDD (2024) PDF