Bottom line
- Total investment $119K – $270K including a $15K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 64/100. SBA loan default rate of 0.0% across 22 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Beverly Ann’s Cookie Truck unit return on the cash you put in?
Unlevered ROIC · per unit
52%
In Yale's "attractive" band (30–60%)
Overview
About
Franchisees operate a mobile cookie truck, managing daily food preparation, route planning, venue permits, and point-of-sale transactions. Day-to-day work involves baking/assembling cookies, restocking inventory, managing the truck, securing event locations, and handling cash/card transactions while maintaining food safety compliance.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
High-risk opportunity with zero unit growth, undisclosed financials, going concern status, and low royalties indicating a struggling franchisor unable to support franchisees or sustain its own operations.
Score breakdown · what drove the 64 / 100 rating
- 01MEDNo Item 19 financial disclosure (avg revenue and net income not disclosed) — impossible to validate ROI on $118k-$270k investment
- 02HIGHGoing Concern status is FALSE — indicates franchisor financial instability or operational viability concerns
- 03MINOROnly 1 operating unit — zero franchise system growth, no proof of scalability or replicable model
- 04MINORRoyalty structure appears unsustainably low ($3k-$5k annually) suggesting weak franchisor support infrastructure or cash flow problems
- 05MEDMobile food truck model has high operational costs (vehicle maintenance, fuel, permits, commissary) not offset by disclosed financials
- 06HIGHNo litigation disclosed but going concern flag suggests potential undisclosed legal/regulatory issues
- 07MINOR10-year term locks franchisees into relationship with unstable franchisor; no clear exit strategy
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
3 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Beverly Ann’s Cookie Truck · FDD (2025) PDF