ActiKare Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
ActiKare is an in-home care franchise providing affordable non-medical companionship and personal care to seniors and other adults. Franchisees run an agency recruiting caregivers, scheduling visits, and managing client care in a territory.
FranchiseVerdict summary · 2026
A ActiKare franchise requires a total initial investment of $33K – $58K, including a $20K – $40K franchise fee. The 2026 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2026 FDD issuance
Overview
- Investment
- $33K – $58K
- 1st pct Senior Care
- Avg gross sales
- N/A
- Partial period
- Royalty
- N/A
- Units
- 150
- 73rd pct Senior Care
- SBA charge-off
- N/A
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $33K – $58K including a $20K franchise fee.
- RETURNSAudited financial statements exist per Item 21 (audited Balance Sheet, Income Statements, Statements of Changes in Stockholders' Equity, and Cash Flows for periods ending Dec 31 2025, 2024, 2023), but the Exhibit B statement pages rendered as blank/non-extractable scanned images in the text, so balance-sheet figures (assets, liabilities, stockholders' equity), net income, and the CPA/auditor name could not be captured. total_revenue of $2,502,676 for FYE Dec 31, 2025 is taken from the Item 8 disclosure ("total revenues of $2,502,676"); other_revenue of $8,436.25 is the franchisor's FY2025 revenue from franchisee purchases of support services/trademarked material (Item 8, ~0.34% of total revenue). Item 19 reports whole-unit ANNUAL gross sales in 8 cohorts segmented by weekly hours and tenure; avg/median/high/low here come from Table One (67 single-unit franchisees, 12+ months same-owner, 35+ hours/week, FYE Dec 31 2025) as the primary full-time cohort. Figures are unaudited and self-reported by franchisees.
- RISKVerdict A (Strongest tier), verdict score 75/100 (higher is better).
- DATAItem 19 reports Gross sales by hours-worked segment (8 cohort tables split by weekly hours tier and 12mo/24mo tenure) rather than annual gross sales, so unit revenue is not directly comparable. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- ActiKare, Inc.
- Parent company
- None
- CEO title
- Director and CEO
- Mark Lucas
- CEO experience
- 2007 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- Florida
- HQ
- 15310 Amberly Drive, Suite 175, Tampa, Florida 33647
- Auditor
- Optimus Financials, Inc.
- Audited financials
- Franchisor revenue
- $2.5M
- vs $2.1M prior year
Independent franchisee associations
- Franchise Advisory Council (FAC)
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Affiliated brands
- ML Capital Group
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Mark Lucas
- Headquarters
- Florida
- Founded
- 2007
- FDD year
- 2026
- States available
- 34
Can you afford it, and what does the money buy?
Entry cost runs 83% below the typical senior care franchise.
Source: FDD 2026 · Items 5–7
Full Item 7 breakdown10 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $20K | $40K | |
| Travel and Living Expenses during Training | $1K | $2K | |
| Miscellaneous Opening Costs | $500 | $500 | |
| Computer and other Equipment, Supplies | $550 | $1K | |
| Insurance | $700 | $2K | |
| Scheduling Software | $130 | $200 | |
| Business Telephone Number, Web Hosting and Email Account (3 months)not refundable | $150 | $150 | |
| ActiKare Business Package (3 months)not refundable | $750 | $750 | |
| Initial Launch Advertising (4 months)not refundable | $6K | $6K | |
| Additional Funds - 3 months | $3K | $6K | |
| Total initial investment | $33K | $58K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $33K – $58K
- Top 40% of category vs category
- Liquid capital req'd
- $3K – $6K
- Top 40% of category vs category
- Franchise fee
- $20K – $40K
- Top 40% of category vs category
- Royalty
- Tiered: 5% of monthly Gross Sales up to $25,000; 4% on $2…
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Minimum monthly royalty of $450 (100,000 pop.), $550 (150,000 pop.), or $550 (250,000 pop.) if greater than percentage-based fee |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $50 |
| Training fee | $2K |
| Transfer fee | $2K |
| Renewal fee | $250 |
| Total fee load | 7.0% of rev |
What do units actually make?
Source: FDD 2026 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
ActiKare did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one ActiKare unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
257%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Audited financial statements exist per Item 21 (audited Balance Sheet, Income Statements, Statements of Changes in Stockholders' Equity, and Cash Flows for periods ending Dec 31 2025, 2024, 2023), but the Exhibit B statement pages rendered as blank/non-extractable scanned images in the text, so balance-sheet figures (assets, liabilities, stockholders' equity), net income, and the CPA/auditor name could not be captured. total_revenue of $2,502,676 for FYE Dec 31, 2025 is taken from the Item 8 disclosure ("total revenues of $2,502,676"); other_revenue of $8,436.25 is the franchisor's FY2025 revenue from franchisee purchases of support services/trademarked material (Item 8, ~0.34% of total revenue). Item 19 reports whole-unit ANNUAL gross sales in 8 cohorts segmented by weekly hours and tenure; avg/median/high/low here come from Table One (67 single-unit franchisees, 12+ months same-owner, 35+ hours/week, FYE Dec 31 2025) as the primary full-time cohort. Figures are unaudited and self-reported by franchisees.
Covers a partial period, not a full year
- Median gross sales
- $636K
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
No system-wide average is published for this brand. The median and range below are what Item 19 supports; we show an average only where it reconciles against them.
- Item 19 type
- Gross sales by hours-worked segment (8 cohort tables split by weekly hours tier and 12mo/24mo tenure)
- Sample size
- 67 outlets
- vs category median 22 · large
- Range (low → high)
- $241K→$1.0M
- Cohort dispersion (min → max)
- Transparency tier
- revenue_only
- Categorical assessment of disclosure depth
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 79 Senior Care brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 7.0% (near the Senior Care average).
Disclosure
Item 19 reports Gross sales by hours-worked segment (8 cohort tables split by weekly hours tier and 12mo/24mo tenure) rather than annual gross sales, so unit revenue is not directly comparable.
Operator retention
System roughly stable (+4.3% 3-year CAGR) with 150 units.
Multi-unit rate
Only 4% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How ActiKare Compares
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 150
- Opened
- 20
- Last reporting year
- Closed
- 0
- Terminated
- 3
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Multi-unit owners
- 3.6%
- Net growth (3-yr)
- +4.3%
- Net unit change over 3 years
- 3-yr CAGR
- +4.3%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 27
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 24
- Franchisor bought back
- Transfer rate
- 4.1%
- Owners selling to other franchisees
- Termination rate
- 2.7%
- Franchisor-initiated terminations
- Ceased ops
- 0.7%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Indiana
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 16
- Loan volume
- $2.6M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- N/A
- no resolved loans yet — rate needs a terminal outcome
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 7
- Defaults
- 2
- Typical loan rate
- 8.4%
- avg rate to borrowers
- Franchised industry avg
- 7.5%
- n=1,624 loans
- Jobs supported
- 196
- 9.8 per loan
- Lender concentration
- 50%
- top lender's share
Borrower mix: 70% went to startups / new businesses, 30% to established operators
Franchise vs independent — in home health care services, franchised businesses charge off at 7.5% vs 11.5% for independents — franchising is associated with 35% lower SBA default risk in this category.
Top lenders financing ActiKare franchisees
Showing 3 of 7 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into ActiKare's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 5 lenders with concentration factor
- Per-state charge-off rates across 8 states
- Startup risk premium and job creation velocity
- 7-year lending trend
Instant access. No subscription.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
ActiKare presents moderate-to-cautionary risk due to missing profitability disclosure, stagnant unit growth, and lack of clarity on royalty application mechanics despite reasonable initial investment.
Litigation (Item 3)
No litigation disclosed.
Largest disclosed settlement: $39,750
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Optimus Financials, Inc.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: No
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: Yes
Score breakdown · what drove the 75 / 100 verdict
- 01MINORMinimal system growth at 2.1% YoY with only 147 units — suggests market saturation or recruitment challenges
- 02MINORHybrid royalty structure (5%-3% or $450-$550/month) is ambiguous — unclear which franchisees pay and under what conditions
- 03MINORNo going concern statement but minimal financial transparency raises questions about franchisor financial health
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 7.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 7 years |
|---|---|
| Renewal term | 7 years |
| Territory type | exclusive |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory population | 250,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| RoFR response window | 14 days |
| Transfer requires consent | Yes |
| Termination notice | 180 days |
| Termination groundsℹ | 15 |
| Curable defaultsℹ | 6 |
| Mandatory arbitration | Yes |
| Arbitration location | AAA office closest to franchisor's headquarters (Tampa, Florida) |
| Jury trial waiver | Yes |
| Governing law | Florida |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation disclosed.
Items 10, 11
Training & Operations
- Classroom training
- 30 hrs
- On-the-job training
- 0 hrs
- Training location
- Tampa, Florida (onsite) and Web-based (online)
- Ongoing training
- Required
- Field support
- 40 hrs/yr
- On-site visits per year
- Time to open
- 6 mo
- From signing to launch
- Site selection
- franchisee
- Franchisor financing
- Not offered
- Item 10
- POS system
- QuickBooks
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks
Item 20 · call current owners
Franchisee Contacts
45 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
ActiKare · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a ActiKare franchise?
The total investment to open a ActiKare franchise ranges from $33K – $58K, with an initial franchise fee of $20K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do ActiKare franchise owners earn?
ActiKare does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the ActiKare FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the ActiKare FDD and qualifies whose outlets they describe.
What is ActiKare's franchise failure rate?
SBA 7(a) loan charge-off data is not available for ActiKare (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many ActiKare franchise locations are there?
As of their most recent FDD filing, ActiKare has 150 total units in the United States, including 150 franchised units and 0 company-owned units. 20 new units were opened in the latest reporting year.
Is ActiKare a good franchise to buy?
FranchiseVerdict rates ActiKare as a A-grade franchise with a verdict score of 75 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent ActiKare, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.