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SBA 7(a) franchise lending portfolio
Touchmark National Bank
EXCELLENT risk
- Total loans
- 51
- Loan volume
- $104.4M
- Avg loan size
- $2.0M
- Default rate
- 3.3%
- vs 15.4% national avg
Defaults
1
Avg interest
6.00%
Franchises funded
40
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Chevron (gas Station) | 3 | $2.8M | 0.0% |
| Motel 6 | 2 | $6.8M | — |
| Subway Sandwich Shop | 2 | $1.3M | 0.0% |
| Rodeway Inn by Choice Hotels/R | 2 | $3.0M | — |
| Holiday Inn Express/Holiday In | 2 | $7.8M | 0.0% |
| Super 8 by Wyndhan | 2 | $2.7M | — |
| Country Inn & Suites by Radiss | 2 | $9.5M | — |
| Primrose School (daycare) | 2 | $4.1M | 50.0% |
| Quality Inn by Choice Hotels / | 2 | $3.8M | 0.0% |
| Days Inn by Wyndham | 2 | $7.3M | — |
| Kids R Kids | 1 | $2.0M | 0.0% |
| The Juicy Crab | 1 | $745K | — |
| Red Roof Inn | 1 | $800K | 0.0% |
| Sunoco, LLC (Various Brands) F | 1 | $927K | — |
| Super 8 | 1 | $1.6M | — |
| Baymont by Wyndham aka Baymont | 1 | $2.5M | 0.0% |
| Red Mango Frozen Yogurt | 1 | $510K | 0.0% |
| Stay Express Hotel and Suites | 1 | $1.4M | — |
| Culver's | 1 | $2.8M | 0.0% |
| Park Inn by Radisson/Park Inn/ | 1 | $5.0M | 0.0% |
Lending volume by year
1'05
4'10
1'11
3'12
3'13
3'15
2'16
10'18
8'19
8'20
8'21
Touchmark National Bank default rate by loan vintage
BrandNational avg
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).