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SBA 7(a) franchise lending portfolio
Silver Lake Bank
EXCELLENT risk
- Total loans
- 13
- Loan volume
- $1.8M
- Avg loan size
- $141K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.31%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Smallcakes Cupcakery | 2 | $193K | 0.0% |
| Gambino's Pizza | 2 | $200K | 0.0% |
| Smallcakes | 2 | $185K | 0.0% |
| Wood Re New | 1 | $85K | 0.0% |
| Hertz Rent-A-Car | 1 | $50K | 0.0% |
| Orange Leaf Frozen Yogurt | 1 | $115K | 0.0% |
| Orange Leaf | 1 | $278K | 0.0% |
| Orange Leaf Frozen Yogurt | 1 | $96K | 0.0% |
| Robeks | 1 | $300K | — |
| Play It Again Sports | 1 | $330K | — |
Lending volume by year
1'07
3'12
2'15
2'16
2'18
1'20
1'22
1'23
Geographic exposure
130.0%
Portfolio summary
Total funded$1.8M
Defaults0 of 13
Risk tierEXCELLENT
Avg rate5.31%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).