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SBA 7(a) franchise lending portfolio
Banco Popular, National Association
CRITICAL risk
- Total loans
- 12
- Loan volume
- $4.6M
- Avg loan size
- $386K
- Default rate
- 41.7%
- vs 15.4% national avg
Defaults
5
Avg interest
—
Franchises funded
9
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Quiznos | 3 | $324K | 66.7% |
| Cici's Pizza | 2 | $642K | 100.0% |
| All Tune And Lube | 1 | $92K | 0.0% |
| Marble Slab Creamery | 1 | $200K | 0.0% |
| Travelodge | 1 | $2.7M | 0.0% |
| Tcby | 1 | $231K | 100.0% |
| Tuffy Muffler Center | 1 | $202K | 0.0% |
| Domino's Pizza | 1 | $150K | 0.0% |
| Pakmail Centers Of America | 1 | $119K | 0.0% |
Lending volume by year
3'98
4'99
3'02
1'03
1'04
Banco Popular, National Association default rate by loan vintage
BrandNational avg
Geographic exposure
1241.7%
Portfolio summary
Total funded$4.6M
Defaults5 of 12
Risk tierCRITICAL
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).