Zoomin Groomin®Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Zoomin Groomin® franchise requires a total initial investment of $64K – $188K, including a $45K franchise fee and an ongoing 8.0% royalty[2]. Per the 2024 FDD, average unit revenue was $206K[2]. SBA 7(a) loans show a 0.0% charge-off rate across 12 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $64K – $188K
- 14th pct Pet Services
- Avg gross sales
- $206K
- 5th pct Pet Services
- Royalty
- 8.0%
- 50th pct Pet Services
- Units
- 70
- 66th pct Pet Services
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Pet Services · color = vs category peers
Green = >15% above Pet Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Only 0.0% of 12 SBA loans charged off, well below the 16% franchise average.
The system grew 367% year-over-year. Fast growth means demand, but can strain support.
The franchisor's auditor raised doubt about continued operations. This is a serious risk signal.
12 legal cases disclosed in the FDD. Read Item 3 before signing.
Bottom line
- Total investment $64K – $188K including a $45K franchise fee, 8.0% ongoing royalty.
- Average unit revenue of $206K/year (median $203K).
- Verdict A (Top Quintile) with a risk score of 29/100. SBA loan charge-off rate of 0.0% across 12 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- Auditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Zoomin Groomin USA LLC
- Parent company
- Loyalty, LLC
- Incorporated in
- VA
- HQ
- 780 Lynnhaven Pkwy, Suite 240, Virginia Beach, VA 23452
- Auditor
- DASH Business Solutions, LLC
- Audited financials
- Franchisor revenue
- $35K
- vs $206K prior year
- ⚠ Going-concern note
- Disclosed in FDD 2024
- Status as of 2024; may have been resolved in a later filing we don't yet have.
Overview
About
Franchisees operate mobile and/or brick-and-mortar pet grooming salons, providing bathing, nail trimming, haircuts, and full-service grooming for dogs and cats. Day-to-day operations include scheduling appointments, managing grooming staff, maintaining equipment, handling client relations, and inventory management for grooming supplies and products.
- CEO
- Sandra Stow
- Headquarters
- VA
- Founded
- 2020
- FDD year
- 2024
- States available
- 21
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $45K | $45K |
| Working capital (3–6 mo) | $5K | $10K |
| Equipment, build-out, other | $14K | $133K |
| Total initial investment | $64K | $188K |
Source: Zoomin Groomin® 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$27K
13.0% margin
Unlevered ROIC
20%
EBITDA / total invested capital
Payback
5.0 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $64K – $188K
- Better than avg vs category
- Liquid capital req'd
- $5K – $10K
- Better than avg vs category
- Franchise fee
- $45K – $45K
- Better than avg vs category
- Royalty
- 8.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 25.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 8.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $15 |
| Transfer fee | $5K |
| Renewal fee | $0 |
| Total fee load | 25.0% of rev |
At 25.0% total fee load, roughly $52K per year goes to the franchisor before you pay a single operating expense.
Financial Performance
- Avg gross sales
- $206K
- Per unit, per year
- Median gross sales
- $203K
- Item 19 type
- gross_sales
- Sample size
- 11 units
- vs category median 12
- Range (low → high)
- $122K→$272K
- Cohort dispersion (min → max)
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 75 Pet Services brands
vs Pet Services averages
How Zoomin Groomin® Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 70
- Opened
- 55
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- Outlier (see FDD)
- Likely small-sample artifact
3-year detail · Item 20
- Transfers (3yr)
- 6
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 12
- Loan volume
- $1.4M
- Median loan
- $148K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 8
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Zoomin Groomin®'s SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 8 lenders with concentration factor
- Per-state charge-off rates across 8 states
- Startup risk premium and job creation velocity
- 4-year lending trend
Instant access. No subscription.
With a 0.0% charge-off rate across 12 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Zoomin Groomin presents elevated risk due to leadership litigation history, missing profitability data, unsustainable unit growth metrics, and franchisor going concern status, despite reasonable territory protection.
Audited financials (Item 21)
Yes · DASH Business Solutions, LLC⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 29 / 100 rating
- 01HIGHCEO/Chairman has extensive litigation history from Liberty Tax tenure, including securities class actions, DOJ settlement, and California consent order—raises governance and ethical concerns
- 02MEDAverage Net Income not disclosed in FDD Item 19, preventing accurate ROI calculation and hiding potential profitability issues
- 03MINORExplosive unit growth of 366.7% YoY is unsustainable and suggests possible recruitment-driven model rather than organic profitability; typical mature franchises grow 10-25% annually
- 04MINORFranchise fee ($45,000) represents 21.8% of low average revenue ($206,495), creating thin margins before 8% royalty and operating costs
- 05HIGHGoing Concern status indicates financial instability at franchisor level, threatening support infrastructure and system viability
- 06MINOREight lawsuits plus governmental action against leadership create reputational and operational risk; pattern suggests potential compliance issues
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Zip codes, natural, or political boundaries |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Virginia |
| Litigation count | 12 |
Items 10, 11
Training & Operations
- Classroom training
- 12 hrs
- On-the-job training
- 0 hrs
- POS system
- Moego
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Moego
Item 20 · call current owners
Franchisee Contacts
19 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Zoomin Groomin® · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Zoomin Groomin® franchise?
The total investment to open a Zoomin Groomin® franchise ranges from $64K – $188K, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Zoomin Groomin® franchise owners earn?
According to Item 19 of the Zoomin Groomin® FDD, the average gross sales per unit is $206K. The median is $203K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Zoomin Groomin®'s franchise failure rate?
Based on SBA 7(a) loan data, Zoomin Groomin® has a charge-off rate of 0.0% across 12 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Zoomin Groomin® franchise locations are there?
As of their most recent FDD filing, Zoomin Groomin® has 70 total units in the United States, including 4 franchised units and 0 company-owned units. 55 new units were opened in the latest reporting year.
Is Zoomin Groomin® a good franchise to buy?
FranchiseVerdict rates Zoomin Groomin® as a A-grade franchise with a risk score of 29 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.