Victory Lane Quick Oil Change
Bottom line
- Total investment $240K – $765K including a $50K franchise fee.
- Average unit revenue of $645K/year (median $588K).
- Rated MODERATE with a risk score of 57/100. SBA loan default rate of 0.0% across 36 loans (below the industry average).
- System contracting at -25.0% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one VICTORY LANE QUICK OIL CHANGE unit return on the cash you put in?
Unlevered ROIC · per unit
18%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 VICTORY LANE QUICK OIL CHANGE units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.3M
on $6.5M purchase
Total debt
$5.2M
SBA $3.2M + senior + seller note
Overview
About
Victory Lane franchisees operate quick-service oil change facilities, handling routine vehicle maintenance including oil changes, filter replacements, fluid top-offs, and basic inspections. Day-to-day operations involve customer service, staff management, inventory control, and compliance with franchisor systems for service delivery and pricing.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 13 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining unit base, undisclosed profitability metrics, aggressive royalty floor, and franchisor litigation create meaningful investment risk despite protected territory and acceptable average gross revenue.
Score breakdown · what drove the 57 / 100 rating
- 01MINORUnit count declining 14.3% YoY (34 units) indicates system contraction and franchisee struggles
- 02MEDNet income not disclosed in Item 19 prevents ROI validation; only gross revenue ($645k avg) provided without profitability data
- 03MINORRoyalty structure with $500/week minimum ($26k annually) is aggressive relative to net margins in quick-lube industry
- 04HIGHFranchisor litigation history (trademark/trade dress and breach of contract) signals potential operational or relationship issues
- 05MINORInvestment range of $240k-$764.5k is wide and high-risk for a declining brand with unproven unit economics
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
25 numbers
One-time purchase · CSV download · Validation questions included
FDD download
VICTORY LANE QUICK OIL CHANGE · FDD (2024) PDF