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FranchiseVerdict

FDD Items 3 & 4 · 2026 filing

True Install litigation history

What True Install disclosed about lawsuits, arbitrations and bankruptcy in the 2026 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.

Items 3 & 4 at a glance

What the filing discloses

Cases disclosed
3
Item 3, as counted in the filing
Largest disclosed settlement
Not extracted
Bankruptcy (Item 4)
None
Franchisor, parent, predecessor or officer
Filing year
2026
Disclosures cover the prior ten years

Extracted from the 2026 Franchise Disclosure Document

Item 3: litigation

Two concluded franchisee-related disputes (Signs by Tomorrow of Siouxland breach of contract, settled 2018; Allegra Network v. United Sign Ventures arbitration, settled 2018 with $100,000 payment to franchisor) and a 2025 Washington DFI consent order re: an improper $50/month Technology Services Fee charged to pre-2019 Washington franchisees (refunded, plus $4,000 to DFI).

Disclosure signals that moved the score

How this shows up in the verdict

  • 3 litigation/regulatory matters against a small 6-unit system
  • No bankruptcy or going-concern

The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.

Before you weigh a lawsuit

How to read Item 3

A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.

Questions worth asking current and former franchisees, using the contact list in Item 20:

  • Were you, or anyone you know in the system, party to a dispute with the franchisor?
  • Was it resolved by settlement, arbitration or a court, and on what terms?
  • Has the number of disputes gone up or down since you signed?