Tram Cream Coffee
Bottom line
- Total investment $266K – $392K including a $80K franchise fee, 6.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 75/100. SBA loan default rate of 0.0% across 1 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Tram Cream Coffee unit return on the cash you put in?
Unlevered ROIC · per unit
22%
Below typical band (30–60%)
Overview
About
Tram Cream Coffee franchisees operate specialty coffee retail locations, likely serving espresso drinks, specialty beverages, and light food items. Day-to-day operations involve customer service, beverage preparation, inventory management, and point-of-sale transactions within a branded cafe environment.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 29 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
This is a pre-revenue or severely undercapitalized franchisor with a single unit, no financial transparency, and going concern issues—representing extreme investment risk unsuitable for most franchisees.
Score breakdown · what drove the 75 / 100 rating
- 01MINOROnly 1 unit in system with unknown growth trajectory suggests minimal viability or early-stage concept with unproven model
- 02MEDNo average revenue or net income disclosure (missing Item 19) prevents ROI assessment and raises transparency concerns
- 03HIGHGoing Concern status is FALSE, indicating potential financial instability or structural issues with franchisor
- 04MEDHigh investment range ($266K-$392K) with 6% royalty creates breakeven risk without disclosed average unit volumes
- 05MEDExtremely limited franchisee base (1 unit) provides no peer validation, support network, or performance benchmarking
- 06MINOR10-year term is lengthy commitment for unproven system with single operating location
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
29 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Tram Cream Coffee · FDD (2025) PDF