Chocolate Fish Coffee Roasters
Bottom line
- Total investment $244K – $436K including a $30K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $737K/year.
- Rated MODERATE with a risk score of 63/100.
- Emerging franchise — only 3 years of franchising with 3 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Chocolate Fish Coffee Roasters unit return on the cash you put in?
Unlevered ROIC · per unit
21%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Chocolate Fish Coffee Roasters units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$590K
on $2.9M purchase
Total debt
$2.4M
SBA $1.5M + senior + seller note
Overview
About
Franchisees operate specialty coffee roasting retail locations, managing daily customer service, espresso/beverage preparation, packaged coffee sales, and potentially light food service. Operations involve inventory management of roasted beans, equipment maintenance, and staff oversight in a café-style setting.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 15 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Early-stage micro-franchise with undisclosed profitability, franchisor going concern issues, and insufficient operating history to validate ROI.
Score breakdown · what drove the 63 / 100 rating
- 01MINOROnly 3 units system-wide indicates minimal scale, unproven model, and high risk of franchisor viability
- 02MEDNo disclosed net income data prevents ROI validation; $737K average revenue doesn't confirm profitability at unit level
- 03HIGHGoing Concern status is FALSE — suggests potential franchisor financial distress or uncertainty about business continuation
- 04MINOR6% royalty on unproven revenue model combined with $244K-$436K investment creates unclear payback timeline
- 05MEDExtremely limited franchisee pool (3 units) means minimal validation data and survivor bias in references
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
15 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Chocolate Fish Coffee Roasters · FDD (2024) PDF