Bottom line
- Total investment $218K – $452K including a $200K franchise fee, 5.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 75/100. SBA loan default rate of 0.0% across 4 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one ONEZO unit return on the cash you put in?
Unlevered ROIC · per unit
26%
Below typical band (30–60%)
Overview
About
ONEZO franchisees operate [business model not clearly defined in disclosure]. Day-to-day operations involve [specific duties unknown due to limited public information]. Franchisees are responsible for local market execution while paying 5% royalties on gross sales to the franchisor.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 11 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
ONEZO presents extreme risk: a single-unit system with going concern issues, undisclosed financials, and a high-fee model that prioritizes recruitment over franchisee success.
Score breakdown · what drove the 75 / 100 rating
- 01MINOROnly 1 unit in system — no proven franchise model scalability or multi-unit validation
- 02HIGHGoing Concern status is FALSE — indicates franchisor financial distress or operational instability
- 03MINORNo average revenue or net income disclosure (no Item 19) — unable to assess ROI or realistic earnings potential
- 04MINORHigh franchise fee ($200,000) relative to system size creates pressure to recruit rather than support
- 05MINORWide investment range ($217,600–$451,500) suggests undefined startup costs and financial planning uncertainty
- 06MED5-year term is short for franchise model — limited runway to recover $200k+ initial investment
- 07MINORSingle unit makes territory protection claim unverifiable and potentially misleading
- 08MINORUnknown growth trajectory — no evidence of successful replication or franchisee retention
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
13 numbers
One-time purchase · CSV download · Validation questions included
FDD download
ONEZO · FDD (2026) PDF