FranchiseVerdict
The Inspection Boys® (Area Representative) logo
FV-02655·AVOIDExcellent81

The Inspection Boys® (Area Representative)

OtherFranchising since 2021Website
Investment
$155K – $313K
53rd pct Other
Avg revenue
50th pct Other
Royalty
50.0% (?)
Likely extraction error
Units
1
7th pct Other
SBA default

Bottom line

  • Total investment $155K – $313K including a $150K franchise fee, 50.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated AVOID with a risk score of 85/100.
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
The Inspection Boys Franchise USA LLC
Parent company
Loyalty Franchising LLC
Incorporated in
Virginia
HQ
780 Lynnhaven Parkway, Suite 240, Virginia Beach, VA 23452
Auditor
DASH Business Solutions, LLC
Audited financials
Franchisor revenue
$15K
vs $38K prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one The Inspection Boys® (Area Representative) unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: generic
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $155K–$313K
Working capital
$
FDD reports $3K–$3K

Unlevered ROIC · per unit

-85%

Negative

0%30–60% Yale band80%

Store EBITDA · annual
$-203K
EBITDA margin
-27.0%
Total invested
$237K
Payback
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

The Inspection Boys provides residential property inspection services (home inspections, radon testing, etc.). As an Area Representative, the franchisee recruits and manages individual Unit Franchisees within a territory, collecting 50% of royalty fees paid by those sub-franchisees while the parent company retains operational/brand control and 50% of royalties. Day-to-day involves recruitment, training oversight, territory marketing, and franchisee support.

CEO
Matthew Rivera
Founded
2020
FDD year
2025
States available
1

Item 7 · what it costs

The Vitals

Total investment
$155K – $313K
All-in to open one unit
Liquid capital
$3K – $3K
Cash you must have on hand
Franchise fee
$150K
Royalty
50.0%
Percentage of Unit Franchisee royalties · typical 6–8%
Ad fund
0.0%
typical 3–5%

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
1
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
+0.0%
Net unit change last year
3-yr CAGR
+0.0%
Compounded over last 3 years
2023
1±0
Franchised units
2024
1
Franchised units
2025
1
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 17 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 17 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

85
Risk · 0-100
AVOID85 / 100

AVOID: Financially distressed franchisor with going concern doubt, CEO litigation, zero financial transparency, single unit system, and unprotected territory presents extreme investment risk.

Score breakdown · what drove the 85 / 100 rating

  1. 01HIGHGoing Concern status is FALSE — parent company cannot demonstrate ability to continue operations
  2. 02HIGHExtreme litigation exposure: CEO John T. Hewitt personally named in pending investor litigation, trademark disputes with Liberty Tax, stockholder claims, and government consent orders indicate systemic legal/compliance problems
  3. 03MEDRevenue and profitability completely undisclosed — no Item 19 financial performance representation; impossible to validate ROI on $155k-$313k investment
  4. 04MINOROnly 1 known franchise unit with unknown growth trajectory — indicates either new concept or severe system contraction; no evidence of scalability or demand
  5. 05MINORArea Representative model with 50% royalty on sub-franchisee fees creates multi-tiered revenue dependency and recruitment-driven economics
  6. 06MINORNo territory protection despite $150k franchise fee — direct competition risk and inability to build defensible market position
  7. 07HIGH$150k upfront fee with 10-year commitment to company facing going concern issues creates recovery risk if franchisor fails
  8. 08MINORLiberty Tax trademark/competition disputes suggest brand confusion, IP vulnerabilities, or market positioning problems in inspection/tax services space

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Geographic (zip codes, political boundaries)
Protected territory
No
Initial term
10 years
Renewal term
10 years
Online sales rights
Granted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
9
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Virginia

Item 11

Training & Operations

Classroom training
12 hrs
On-the-job training
0 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

21 numbers

Locked
(773) 773-••••
IL
(401) 462-••••
RI
(804) 371-••••
VA

One-time purchase · CSV download · Validation questions included

FDD download

The Inspection Boys® (Area Representative) · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above