Bottom line
- Total investment $129K – $340K including a $40K franchise fee.
- Average unit revenue of $770K/year (median $715K).
- Rated CAUTION with a risk score of 70/100.
- Emerging franchise — only 2 years of franchising with 2 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Heart to Home Meals unit return on the cash you put in?
Unlevered ROIC · per unit
39%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Heart to Home Meals units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.1M
on $5.4M purchase
Total debt
$4.3M
SBA $2.7M + senior + seller note
Overview
About
Heart to Home Meals franchisees operate prepared meal delivery and/or ready-to-eat food services, likely involving meal preparation, packaging, customer acquisition, and delivery logistics. Day-to-day activities typically include food production, customer relationship management, order fulfillment, and potentially route-based delivery operations.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 2 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
2
states with franchisees (per FDD Item 12)
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
This is an extremely early-stage micro-franchise with critical disclosure gaps, unproven economics, and corporate financial uncertainty that presents substantial risk despite protected territory.
Score breakdown · what drove the 70 / 100 rating
- 01MEDOnly 2 franchise units in entire system indicates minimal scale, unproven model, and extremely limited growth trajectory
- 02MINORNo net income disclosure (Item 19) prevents validation of actual profitability claims despite $770k average revenue figure
- 03HIGHGoing Concern status is FALSE, suggesting potential financial instability or uncertainty at corporate level
- 04MINORUnknown growth rate with only 2 units raises questions about system viability and franchisee recruitment success
- 05MINORHigh investment range ($129k-$340k) paired with micro-franchise footprint creates disproportionate risk exposure
- 06MINORNo royalty structure removes ongoing revenue incentive for franchisor to support franchisees long-term
- 07MED7-year term with limited comparable performance data makes exit strategy evaluation impossible
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
16 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Heart to Home Meals · FDD (2025) PDF