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A37/100FDD 2025

Splash and Dash Groomerie & Boutique — Litigation & Risk

Personal Services - Pet Care · FDD Items 3, 4 & 5

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Moderate — Review

1 case disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
1
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
Franchisor or officer bankruptcy
Overall risk score
37 / 100
FranchiseVerdict composite
Rating
STRONG
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
36
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
Defaults
0 loans
Loans charged off or defaulted

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Florida
State whose law governs disputes — relevant if you're not based there

What drove the 37/100 rating

Risk Score Breakdown

  1. 01HIGHNo Item 19 financial performance representations (Going Concern = False) limits ability to validate the $78,504 average net income claim independently
  2. 02HIGH2017 Illinois AG litigation for unregistered franchise sale indicates compliance issues with predecessor management, though fine was modest
  3. 03MINORHigh initial investment ($296,880-$453,420) relative to average net income ($78,504) creates 3.8-5.8 year payback period with significant leverage risk
  4. 04MINORRapid unit growth of 35.7% YoY may indicate aggressive recruitment over franchisee success focus; need to validate retention rates
  5. 05MINOR8% royalty on adjusted gross sales lacks transparency on what 'adjustments' are permitted and whether they reduce effective revenue

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.