FranchiseVerdict
S.F. Hole in the Wall Pizza logo
FV-02202·MODERATEStandard76

S.F. Hole in the Wall Pizza

Formerly known as Crust Pizza Co.

Food & Beverage - PizzaFranchising since 2023Website
Investment
$663K – $931K
90th pct Pizza
Avg revenue
46th pct Pizza
Royalty
6.0%
64th pct Pizza
Units
1
0th pct Pizza
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $663K – $931K including a $35K franchise fee, 6.0% ongoing royalty.
  • No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
  • Rated MODERATE with a risk score of 64/100. SBA loan default rate of 0.0% across 40 loans (below the industry average).
  • No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.

Item 1 · who you're contracting with

The Franchisor

Legal entity
Crust Franchising Corporation
Incorporated in
California
HQ
1104 Thoroughbred Lane, Norco, California 92860
Auditor
Kevin Jacobs, CPA
Audited financials

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one S.F. Hole in the Wall Pizza unit return on the cash you put in?

Revenue · per unit, per year
$
Item 19 not disclosed — typing your own estimate
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: restaurant
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $663K–$931K
Working capital
$
FDD reports $110K–$148K

Unlevered ROIC · per unit

9%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$83K
EBITDA margin
11.0%
Total invested
$926K
Payback
135 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Overview

About

Franchisees operate casual quick-service pizza restaurants serving traditional pies and related Italian fare. Day-to-day operations include dough preparation, pizza assembly and oven management, counter service or delivery fulfillment, cash handling, and local marketing compliance with S.F. Hole in the Wall brand standards.

CEO
Awadalla Awadalla
Founded
2022
FDD year
2024
States available
0

Item 7 · what it costs

The Vitals

Total investment
$663K – $931K
All-in to open one unit
Liquid capital
$110K – $148K
Cash you must have on hand
Franchise fee
$35K
Royalty
6.0%
Percentage of Gross Sales · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
7.0%
vs 9–13% typical

Item 19

Financial Performance

This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.

Item 20 · unit dynamics

The Growth Chart

Total units
1
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
1
Corporate units in the system
% franchised
0%
vs corporate-owned
2022
0±0
Franchised units
2023
0
Franchised units
2024
0
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 14 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 14 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
40
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

64
Risk · 0-100
MODERATE64 / 100

Single-unit pizza concept with going concern status, opaque financials, and no performance data creates substantial execution and franchisor stability risk.

Score breakdown · what drove the 64 / 100 rating

  1. 01HIGHGoing Concern status indicates franchisor financial distress or viability uncertainty
  2. 02MINORSingle unit system with unknown growth trajectory suggests stalled or failed expansion
  3. 03MINORNo average revenue or net income disclosure prevents ROI validation and profitability assessment
  4. 04MEDHigh investment range ($662.6K–$930.6K) with 6% royalty on undisclosed sales creates unpredictable cash flow
  5. 05MINORItem 19 (financial performance representations) appears absent, blocking benchmarking against franchisor claims
  6. 06MINORMinimal franchise fee ($35K) relative to total investment suggests thin franchisor capitalization for support

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
Yes
Initial term
10 years
Renewal term
5 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Not allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
No
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
California

Item 11

Training & Operations

Classroom training
8 hrs
On-the-job training
90 hrs
POS system
Toast
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

16 numbers

Locked
(212) 416-••••
NY
(360) 902-••••
WA
(517) 335-••••
MI

One-time purchase · CSV download · Validation questions included

FDD download

S.F. Hole in the Wall Pizza · FDD (2024) PDF

Single-page checkout · instant download · CSV export of contacts available separately above