Bottom line
- Total investment $197K – $511K including a $50K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $2.7M/year (median $2.4M). Estimated payback in 0.8 years.
- Rated STRONG with a risk score of 47/100. SBA loan default rate of 0.0% across 6 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one ProMD Health unit return on the cash you put in?
Unlevered ROIC · per unit
136%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 ProMD Health units return on equity?
Equity IRR · 5-yr
23.9%
2.92× MOIC
Year-1 DSCR
3.61×
EBITDA ÷ debt service
Equity required
$25.0M
on $42.9M purchase
Total debt
$17.9M
SBA $5.0M + senior + seller note
Overview
About
ProMD Health franchisees operate medical clinics or healthcare service centers, likely providing urgent care, occupational health, or primary care services. Day-to-day operations include patient scheduling, clinical staff management, billing/insurance processing, and regulatory compliance specific to healthcare delivery.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
ProMD Health is an extremely early-stage franchise system with unverified financial claims, minimal support infrastructure, and unclear unit quality given explosive growth from a micro base.
Score breakdown · what drove the 47 / 100 rating
- 01MINORExtremely small franchise system (only 12 units) with no established track record or brand recognition, limiting support infrastructure and marketing leverage
- 02MEDNo Item 19 financial performance representations disclosed—cannot verify if average revenues of $2.68M and net income of $455K are typical or outliers
- 03MINOR75% YoY unit growth appears impressive but from a negligible base (12 units); high growth rate can indicate unstable franchisees or unsustainable expansion
- 04MINORHigh investment-to-net-income ratio ($196.5K-$511K startup cost vs. $455K average net income) leaves minimal margin for underperformance or market variations
- 05MINOR6% royalty on gross revenues (not net) means franchisees pay during unprofitable periods and during seasonal downturns
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
32 numbers
One-time purchase · CSV download · Validation questions included
FDD download
ProMD Health · FDD (2025) PDF