FranchiseVerdict
PEST HUNTERS-MOSQUITO HUNTERS-HUMBUG HOLIDAY LIGHTING logo
B60/100FDD 2025

Pest Hunters-Mosquito Hunters-Humbug Holiday Lighting — Litigation & Risk

Home Services - Pest Control · FDD Items 3, 4 & 5

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Lower Risk

No litigation cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
0
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
60 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
8
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
1.5 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
New Jersey
State whose law governs disputes — relevant if you're not based there

What drove the 60/100 rating

Risk Score Breakdown

  1. 01MEDNo Item 19 (average revenue/income) disclosed — impossible to assess ROI on $141K-$171K investment
  2. 02MINORHigh franchise fee ($107K) represents 62-76% of total initial investment with no performance benchmarks to justify it
  3. 03MINORModest unit growth of 10.7% YoY suggests market saturation or franchisee satisfaction issues in a 141-unit system
  4. 04MINOR10% royalty on net revenues is aggressive without visibility into typical net margins in pest control/seasonal services
  5. 05MINORThree distinct business lines (pest control, mosquito services, holiday lighting) suggests unfocused brand identity and operational complexity
  6. 06HIGHGoing Concern flag is FALSE but absence of profitability/revenue data raises questions about franchisor financial stability

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.