Overtime Athletics Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Overtime Athletics is a youth sports franchise running multi-sport programs, camps, and after-school classes for kids ages 3 to 14. Franchisees run local programs, managing coaches, scheduling, and school and parent relationships.
FranchiseVerdict summary · 2026
A OVERTIME ATHLETICS franchise requires a total initial investment of $46K – $59K, including a $35K franchise fee and an ongoing 2.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $46K – $59K
- 10th pct Education
- Avg gross sales
- N/A
- Royalty
- 2.0%
- 0th pct Education
- Units
- 49
- 54th pct Education
- SBA charge-off
- N/A
Quick verdict · Education · color = vs category peers
Green = favorable by >10% vs Education avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $46K – $59K including a $35K franchise fee, 2.0% ongoing royalty.
- RETURNSFigures from audited financial statements of Overtime Franchise, LLC (the franchisor entity Item 21 relies on), fiscal year ended December 31, 2024, in whole US dollars (no scaling). Total Revenue $784,300 includes Franchise Fee $659,773, Service Income $6,350, Technology Fee $18,900, Royalty Fee $93,897, Network Fees $3,496, Product Sales $840, ADP Referrals $669, Other Income $350, and Unapplied Cash Payment $25. Net Ordinary Income (net loss) was -$10,243. other_revenue reflects the 'Other Income' line ($350). Balance sheet reconciles: assets 117,132 = liabilities 42,116 + equity 75,016.
- RISKVerdict A (Strongest tier), verdict score 61/100 (higher is better).
- GROWTHSystem growing at 81.5% CAGR over 3 years with 49 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Overtime Franchise LLC
- CEO title
- Chief Executive Officer
- Chris Whelan
- Incorporated in
- VA
- HQ
- 11654 Plaza America Drive, #628, Reston, Virginia 20190
- Auditor
- Ronald M. Katzen, CPA
- Audited financials
- Franchisor revenue
- $784K
- vs $621K prior year
Overview
About
- CEO
- Chris Whelan
- Headquarters
- VA
- Founded
- 2016
- FDD year
- 2025
- States available
- 24
Can you afford it, and what does the money buy?
Entry cost runs 92% below the typical education franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown10 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $35K | $35K | |
| Real Property | — | — | |
| Equipment and Supplies | $1K | $3K | |
| Technology/Office Equipment | $0 | $2K | |
| Start-Up Marketing | $500 | $3K | |
| Insurance | $700 | $6K | |
| Professional Fees | $500 | $2K | |
| Licenses/Bonds | $200 | $1K | |
| Your Out-of-Pocket Expenses While Attending Training | $500 | $1K | |
| Working Capital (Additional Funds over next 3 months) | $10K | $25K | |
| Total initial investment | $48K | $77K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $46K – $59K
- Top 40% of category vs category
- Liquid capital req'd
- $10K – $25K
- Top 40% of category vs category
- Franchise fee
- $35K – $35K
- Top 40% of category vs category
- Royalty
- 2.0%
- percentage · typical 6–8%
- Ad fund
- -n/d
- Total fee load
- 2.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 2.0% of gross sales |
| Technology fee | $585 |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Total fee load | 2.0% of rev |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
OVERTIME ATHLETICS did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one OVERTIME ATHLETICS unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
193%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
Figures from audited financial statements of Overtime Franchise, LLC (the franchisor entity Item 21 relies on), fiscal year ended December 31, 2024, in whole US dollars (no scaling). Total Revenue $784,300 includes Franchise Fee $659,773, Service Income $6,350, Technology Fee $18,900, Royalty Fee $93,897, Network Fees $3,496, Product Sales $840, ADP Referrals $669, Other Income $350, and Unapplied Cash Payment $25. Net Ordinary Income (net loss) was -$10,243. other_revenue reflects the 'Other Income' line ($350). Balance sheet reconciles: assets 117,132 = liabilities 42,116 + equity 75,016.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 2.0% — below the Education average of 10.6%.
Disclosure
Franchisor chose not to disclose financial performance representations. You will need to gather unit economics directly from existing franchisees.
Operator retention
System expanding at 81.5% CAGR over 3 years across 49 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Education averages
How Overtime Athletics Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 49
- Opened
- 15
- Last reporting year
- Closed
- 7
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 14.3%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +81.5%
- Net unit change over 3 years
- 3-yr CAGR
- +81.5%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 15
- Closed (3yr)
- 7
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Ceased ops
- 14.3%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $66K
- Median loan
- $33K
- 50th percentile
- Charge-off rate
- N/A
- limited sample (2 loans) — rate not shown below 10
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- N/A
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Overtime Athletics presents elevated risk due to recent regulatory violations, absent financial disclosure, unprotected territory, and rapid growth that may not reflect unit profitability—suitable only for investors with high risk tolerance and verified franchisee references.
Litigation (Item 3)
Commonwealth of Virginia SCC v. Overtime Franchise LLC (Case No. SEC-2022-00035): Consent order for offering/selling 5 unregistered franchises in Virginia without required disclosure. Paid $15,000 penalty and $2,400 investigation costs. Case dismissed July 11, 2024.
Largest disclosed settlement: $15,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Ronald M. Katzen, CPA
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 61 / 100 verdict
- 01MINORRegulatory violation in Virginia (March 2023): unregistered franchise sales and disclosure failures resulting in Consent Order and $17,400 in penalties
- 02MEDNo average revenue or net income disclosed in FDD Item 19, preventing realistic ROI assessment on $46,400–$58,500 investment
- 03MINORZero territory protection creates direct competition risk from other franchisees and company-owned locations
- 04MINOR2% royalty only triggers above $250,000 annual revenue threshold, suggesting many units may operate below profitability or disclosure visibility
- 05MINORRapid 19.5% YoY unit growth (49 total) may indicate recruitment-driven model rather than sustainable unit economics
- 06MINORLow franchise fee ($35,000) relative to initial investment range suggests thin margins and potential undercapitalization
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 2.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 100 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Virginia |
| Jury trial waiver | No |
| Governing law | VA |
| Litigation count | 1 |
View Item 3 litigation summary
Commonwealth of Virginia SCC v. Overtime Franchise LLC (Case No. SEC-2022-00035): Consent order for offering/selling 5 unregistered franchises in Virginia without required disclosure. Paid $15,000 penalty and $2,400 investigation costs. Case dismissed July 11, 2024.
Items 10, 11
Training & Operations
- Classroom training
- 32 hrs
- On-the-job training
- 0 hrs
- Training location
- Virtual/Virginia
- Ongoing training
- Required
- Time to open
- 6 mo
- From signing to launch
- Franchisor financing
- Not offered
- Item 10
- POS system
- OTA Hub
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: OTA Hub
Item 20 · call current owners
Franchisee Contacts
48 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
OVERTIME ATHLETICS · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a OVERTIME ATHLETICS franchise?
The total investment to open a OVERTIME ATHLETICS franchise ranges from $46K – $59K, with an initial franchise fee of $35K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do OVERTIME ATHLETICS franchise owners earn?
OVERTIME ATHLETICS does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the OVERTIME ATHLETICS FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the OVERTIME ATHLETICS FDD and qualifies whose outlets they describe.
What is OVERTIME ATHLETICS's franchise failure rate?
SBA 7(a) loan charge-off data is not available for OVERTIME ATHLETICS (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many OVERTIME ATHLETICS franchise locations are there?
As of their most recent FDD filing, OVERTIME ATHLETICS has 49 total units in the United States, including 49 franchised units and 0 company-owned units. 15 new units were opened in the latest reporting year.
Is OVERTIME ATHLETICS a good franchise to buy?
FranchiseVerdict rates OVERTIME ATHLETICS as a A-grade franchise with a verdict score of 61 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.