Overtime AthleticsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A OVERTIME ATHLETICS franchise requires a total initial investment of $46K – $59K, including a $35K franchise fee and an ongoing 2.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: B. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $46K – $59K
- 10th pct Education
- Avg gross sales
- N/A
- 47th pct Education
- Royalty
- 2.0%
- 0th pct Education
- Units
- 49
- 50th pct Education
- SBA default
- N/A
Quick verdict · Education · color = vs category peers
Green = >15% above Education avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchised units fell from 49 to 27 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $46K – $59K including a $35K franchise fee, 2.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict B (Above Average) with a risk score of 62/100.
- System growing at 81.5% CAGR over 3 years with 49 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Overtime Franchise LLC
- Incorporated in
- VA
- HQ
- 11654 Plaza America Drive, #628, Reston, Virginia 20190
- Auditor
- Ronald M. Katzen, CPA
- Audited financials
- Franchisor revenue
- $784K
- vs $621K prior year
Overview
About
Franchisees operate youth sports training facilities or programs (likely skills development, conditioning, or athletic coaching in sports such as football, basketball, or baseball). Day-to-day operations involve class scheduling, coaching staff management, facility maintenance, member retention, and marketing to parents and student-athletes in their local community.
- CEO
- Chris Whelan
- Headquarters
- VA
- Founded
- 2016
- FDD year
- 2025
- States available
- 24
FDD Item 7 · 2025 filing · 10 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $35K | $35K | |
| Real Property | — | — | |
| Equipment and Supplies | $1K | $3K | |
| Technology/Office Equipment | $0 | $2K | |
| Start-Up Marketing | $500 | $3K | |
| Insurance | $700 | $6K | |
| Professional Fees | $500 | $2K | |
| Licenses/Bonds | $200 | $1K | |
| Your Out-of-Pocket Expenses While Attending Training | $500 | $1K | |
| Working Capital (Additional Funds over next 3 months) | $10K | $25K | |
| Total initial investment | $48K | $77K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $46K – $59K
- Better than avg vs category
- Liquid capital req'd
- $10K – $25K
- Better than avg vs category
- Franchise fee
- $35K – $35K
- Better than avg vs category
- Royalty
- 2.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- -n/d
- Total fee load
- 2.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 2.0% of gross sales |
| Technology fee | $585 |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Total fee load | 2.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Education averages
How Overtime Athletics Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 49
- Opened
- 15
- Last reporting year
- Closed
- 7
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 14.3%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +19.5%
- Net unit change last year
- 3-yr CAGR
- +81.5%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Ceased ops
- 14.3%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $66K
- Median loan
- $33K
- 50th percentile
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Overtime Athletics's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 1 lenders with concentration factor
- Per-state charge-off rates across 1 states
- Startup risk premium and job creation velocity
- 1-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Overtime Athletics presents elevated risk due to recent regulatory violations, absent financial disclosure, unprotected territory, and rapid growth that may not reflect unit profitability—suitable only for investors with high risk tolerance and verified franchisee references.
Litigation (Item 3)
Commonwealth of Virginia, ex rel. State Corporation Commission v. Overtime Franchise, LLC (Case No. SEC-2022-00035). Virginia Division of Securities and Retail Franchising investigated alleged sale of 5 unregistered franchises and failure to provide required disclosure documents. Settled via Consent Order (entered March 14, 2023, dismissed July 11, 2024) without admission or denial. Franchisor paid $15,000 in penalties and $2,400 in investigation costs. Franchisor offered rescission to 5 Virginia franchisees; none accepted. One franchisee terminated with refund of initial franchise fee. Case dismissed July 11, 2024.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Ronald M. Katzen, CPA
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 62 / 100 rating
- 01MINORRegulatory violation in Virginia (March 2023): unregistered franchise sales and disclosure failures resulting in Consent Order and $17,400 in penalties
- 02MEDNo average revenue or net income disclosed in FDD Item 19, preventing realistic ROI assessment on $46,400–$58,500 investment
- 03MINORZero territory protection creates direct competition risk from other franchisees and company-owned locations
- 04MINOR2% royalty only triggers above $250,000 annual revenue threshold, suggesting many units may operate below profitability or disclosure visibility
- 05MINORRapid 19.5% YoY unit growth (49 total) may indicate recruitment-driven model rather than sustainable unit economics
- 06MINORLow franchise fee ($35,000) relative to initial investment range suggests thin margins and potential undercapitalization
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | geographic |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Virginia |
| Litigation count | 1 |
View Item 3 litigation summary
Commonwealth of Virginia, ex rel. State Corporation Commission v. Overtime Franchise, LLC (Case No. SEC-2022-00035). Virginia Division of Securities and Retail Franchising investigated alleged sale of 5 unregistered franchises and failure to provide required disclosure documents. Settled via Consent Order (entered March 14, 2023, dismissed July 11, 2024) without admission or denial. Franchisor paid $15,000 in penalties and $2,400 in investigation costs. Franchisor offered rescission to 5 Virginia franchisees; none accepted. One franchisee terminated with refund of initial franchise fee. Case dismissed July 11, 2024.
Items 10, 11
Training & Operations
- Classroom training
- 26 hrs
- On-the-job training
- 0 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- Time to open
- 5 mo
- From signing to launch
- POS system
- OTA Hub
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: OTA Hub
Item 20 · call current owners
Franchisee Contacts
54 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
OVERTIME ATHLETICS · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a OVERTIME ATHLETICS franchise?
The total investment to open a OVERTIME ATHLETICS franchise ranges from $46K – $59K, with an initial franchise fee of $35K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do OVERTIME ATHLETICS franchise owners earn?
OVERTIME ATHLETICS does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is OVERTIME ATHLETICS's franchise failure rate?
SBA 7(a) loan charge-off data is not available for OVERTIME ATHLETICS (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many OVERTIME ATHLETICS franchise locations are there?
As of their most recent FDD filing, OVERTIME ATHLETICS has 49 total units in the United States, including 49 franchised units and 0 company-owned units. 15 new units were opened in the latest reporting year.
Is OVERTIME ATHLETICS a good franchise to buy?
FranchiseVerdict rates OVERTIME ATHLETICS as a B-grade franchise with a risk score of 62 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.