Overtime Athletics Franchise Cost, Revenue & Review 2026
- Investment
- $46K – $59K
- Disclosed sales
- not disclosed
- SBA charge-off
- Under 10 loans (2)
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Overtime Athletics is a youth sports franchise running multi-sport programs, camps, and after-school classes for kids ages 3 to 14. Franchisees run local programs, managing coaches, scheduling, and school and parent relationships.
FranchiseVerdict summary · 2026
A OVERTIME ATHLETICS franchise requires a total initial investment of $46K – $59K, including a $35K franchise fee and an ongoing 2.0% royalty[2]. This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✗ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored4 of 4 headline figures on this page cite a page of the filing.
Overview
- Investment
- $46K – $59K
- 9th pct Education
- Avg gross sales
- N/A
- Royalty
- 2.0%
- 0th pct Education
- Units
- 49
- 54th pct Education
- SBA charge-off
- N/A
Quick verdict · Education · color = vs category peers
Green = favorable by >10% vs Education median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $46K – $59K including a $35K franchise fee, 2.0% ongoing royalty.
- RETURNSThis franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
- RISKVerdict B (Above average), verdict score 61/100 (higher is better).
- GROWTHPositive: net +8 franchised outlets in the latest year (15 opened, 7 closed) (Item 20).
- GROWTHSystem growing at 81.5% CAGR over 3 years with 49 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Overtime Franchise LLC
- CEO title
- Chief Executive Officer
- Chris Whelan
- Incorporated in
- VA
- HQ
- 11654 Plaza America Drive, #628, Reston, Virginia 20190
- Auditor
- Ronald M. Katzen, CPA
- Audited financials
- Franchisor revenue
- $784K
- vs $621K prior year
Overview
About
- CEO
- Chris Whelan
- Headquarters
- VA
- Founded
- 2016
- FDD year
- 2025
- States available
- 24
Can you afford it, and what does the money buy?
Entry cost runs 73% below the typical education franchise.
Source: FDD 2025 · Items 5–7
The filing's Item 7 TOTAL row prints $46,400 to $58,500. Its own line items add to $48,400 to $76,500. The total is shown as the franchisor printed it; the lines are listed as printed. Filing's own arithmetic: the ten printed lines sum to $48,400 (Low) and $76,500 (High) but the printed Total is $46,400 / $58,500 - Low understated by $2,000 and High by $18,000 (verified on the rendered page image; every cell read).
Full Item 7 breakdown10 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $35K | $35K | |
| Real Property | — | — | |
| Equipment and Supplies | $1K | $3K | |
| Technology/ Office Equipment | $0 | $2K | |
| Start-Up Marketing | $500 | $3K | |
| Insurance | $700 | $6K | |
| Professional Fees | $500 | $2K | |
| Licenses/Bonds | $200 | $1K | |
| Your Out-of-Pocket Expenses While Attending Training | $500 | $1K | |
| Working Capital (Additional Funds over next 3 months) | $10K | $25K | |
| Total initial investment | $48K | $77K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $46K – $59K
- Top 40% of category vs category
- Liquid capital req'd
- $10K – $25K
- Top 40% of category vs category
- Franchise fee
- $35K – $35K
- Top 40% of category vs category
- Royalty
- 2.0%
- typical 6–8%
- Ad fund
- -n/d
- Total fee load
- 2.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 2.0% of gross sales |
| Technology fee | $585 |
| Transfer fee | $5K |
| Renewal fee | $5K |
| Total fee load | 2.0% of rev |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
OVERTIME ATHLETICS makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one OVERTIME ATHLETICS unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
No financial performance representation
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 2.0% — below the Education median of 9.0%.
Disclosure
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator retention
System expanding at 81.5% CAGR over 3 years across 49 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Education medians
How Overtime Athletics Compares
Category median of published Education brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 49
- Opened
- 15
- Last reporting year
- Closed
- 7
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 14.3%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +81.5%
- Net unit change over 3 years
- 3-yr CAGR
- +81.5%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 0
- Not renewed
- 0
- Signed, not yet open
- 0
- 0.00 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
- Ceased ops
- 14.3%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
6 current owners across 6 states.
- AZ 1
- CO 1
- MO 1
- OH 1
- TX 1
- VA 1
Counts only, from the list the franchisor prints in Item 20; 42 entries carry no state. Names and phone numbers are for your own due diligence and are not shown here.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $66K
- Median loan
- $33K
- 50th percentile
- Charge-off rate
- Under 10 loans (2)
- Insufficient SBA coverage: 2 loans, rate hidden below 10
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- Under 10 loans (2)
- 5-yr charge-off
- Under 10 loans (2)
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- N/A
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Overtime Athletics presents elevated risk due to recent regulatory violations, absent financial disclosure, unprotected territory, and rapid growth that may not reflect unit profitability—suitable only for investors with high risk tolerance and verified franchisee references.
Why this reads harsher than the B grade: the grade weighs financial health, unit economics, unit growth, scale, legal, and transparency across the whole filing, while this summary lists individual flags without that weighting. The flags are worth checking with current owners; neither is investment advice.
Litigation (Item 3)
Subject: the franchisor is a named party (defendant).
Commonwealth of Virginia SCC v. Overtime Franchise LLC (Case No. SEC-2022-00035): Consent order for offering/selling 5 unregistered franchises in Virginia without required disclosure. Paid $15,000 penalty and $2,400 investigation costs. Case dismissed July 11, 2024.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Ronald M. Katzen, CPA
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Figures from audited financial statements of Overtime Franchise, LLC (the franchisor entity Item 21 relies on), fiscal year ended December 31, 2024, in whole US dollars (no scaling). Total Revenue $784,300 includes Franchise Fee $659,773, Service Income $6,350, Technology Fee $18,900, Royalty Fee $93,897, Network Fees $3,496, Product Sales $840, ADP Referrals $669, Other Income $350, and Unapplied Cash Payment $25. Net Ordinary Income (net loss) was -$10,243. other_revenue reflects the 'Other Income' line ($350). Balance sheet reconciles: assets 117,132 = liabilities 42,116 + equity 75,016.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 61 / 100 verdict
- 01MINORRegulatory violation in Virginia (March 2023): unregistered franchise sales and disclosure failures resulting in Consent Order and $17,400 in penalties
- 02MEDNo average revenue or net income disclosed in FDD Item 19, preventing realistic ROI assessment on $46,400–$58,500 investment
- 03MINORZero territory protection creates direct competition risk from other franchisees and company-owned locations
- 04MINOR2% royalty only triggers above $250,000 annual revenue threshold, suggesting many units may operate below profitability or disclosure visibility
- 05MINORRapid 19.5% YoY unit growth (49 total) may indicate recruitment-driven model rather than sustainable unit economics
- 06MINORLow franchise fee ($35,000) relative to initial investment range suggests thin margins and potential undercapitalization
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 2.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 100 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Virginia |
| Jury trial waiver | No |
| Governing law | VA |
| Litigation count | 1 |
View Item 3 litigation summary
Commonwealth of Virginia SCC v. Overtime Franchise LLC (Case No. SEC-2022-00035): Consent order for offering/selling 5 unregistered franchises in Virginia without required disclosure. Paid $15,000 penalty and $2,400 investigation costs. Case dismissed July 11, 2024.
Items 10, 11
Training & Operations
- Classroom training
- 32 hrs
- On-the-job training
- 0 hrs
- Training location
- Virtual/Virginia
- Ongoing training
- Required
- Time to open
- 6 mo
- From signing to launch
- Franchisor financing
- Not offered
- Item 10
- POS system
- OTA Hub
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: OTA Hub
Item 20 · call current owners
Franchisee Contacts
48 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a OVERTIME ATHLETICS franchise?
The total investment to open a OVERTIME ATHLETICS franchise ranges from $46K – $59K, with an initial franchise fee of $35K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do OVERTIME ATHLETICS franchise owners earn?
OVERTIME ATHLETICS makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns OVERTIME ATHLETICS?
OVERTIME ATHLETICS is franchised by Overtime Franchise LLC. Source: FDD Item 1, 2025 filing.
What is Item 19 in the OVERTIME ATHLETICS FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the OVERTIME ATHLETICS FDD and qualifies whose outlets they describe.
What is OVERTIME ATHLETICS's franchise failure rate?
SBA 7(a) loan charge-off data is not available for OVERTIME ATHLETICS (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many OVERTIME ATHLETICS franchise locations are there?
As of their most recent FDD filing, OVERTIME ATHLETICS has 49 total units in the United States, including 49 franchised units and 0 company-owned units. 15 new units were opened in the latest reporting year.
Is OVERTIME ATHLETICS a good franchise to buy?
FranchiseVerdict rates OVERTIME ATHLETICS as a B-grade franchise with a verdict score of 61 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.