New Creations
Formerly known as Steven Stone
Bottom line
- Total investment $101K – $322K including a $65K franchise fee, 7.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated STRONG with a risk score of 44/100. SBA loan default rate of 0.0% across 12 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one NEW CREATIONS unit return on the cash you put in?
Unlevered ROIC · per unit
33%
In Yale's "attractive" band (30–60%)
Overview
About
NEW CREATIONS franchisees operate faith-based or spiritually-focused retail/service locations (specific vertical unclear from limited data). Day-to-day responsibilities likely include inventory management, customer sales/service delivery, staff scheduling, local marketing, and compliance with brand standards and royalty reporting.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
NEW CREATIONS presents moderate-to-cautious risk: rapid growth from a micro-base, no earnings transparency, and high fee structure warrant detailed franchisee validation before commitment.
Score breakdown · what drove the 44 / 100 rating
- 01MEDNo average revenue or net income disclosed in FDD Item 19 — unable to assess realistic ROI or profitability benchmarks
- 02MINORSmall franchisee base (20 units) limits statistical reliability and peer support network; 46.2% YoY growth is positive but from a tiny denominator
- 03MEDHigh initial investment range ($100K–$322K) combined with 7% royalty creates significant break-even pressure without disclosed earnings data
- 04MINORFranchise fee of $65,000 represents 64–65% of minimum investment; unusual capital structure suggests operational costs may be front-loaded
- 05MINOR10-year term is longer than industry average (5–7 years), creating extended commitment risk without performance guarantees
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
55 numbers
One-time purchase · CSV download · Validation questions included
FDD download
NEW CREATIONS · FDD (2025) PDF