B65/100FDD 2025
Multivista — Litigation & Risk
Home Services - Other · FDD Items 3, 4 & 5
Moderate — Review
1 case disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
1
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
65 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
1
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
0.0%
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$2.8M
Avg loan size
$2.8M
Participating lenders
1
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Texas
State whose law governs disputes — relevant if you're not based there
What drove the 65/100 rating
Risk Score Breakdown
- 01MINORStagnant unit growth (1.5% YoY on 73 units indicates system is barely growing and may be losing units)
- 02MINORNo Item 19 financial disclosure — cannot verify average revenue or profitability claims, making ROI impossible to validate
- 03MEDHigh royalty structure (18% of gross sales is above industry standard for service businesses) with no disclosed average revenue to assess true burden
- 04HIGHLitigation history involving trade secret misappropriation and non-compete disputes suggests competitive vulnerability and internal talent retention issues
- 05MINORWide investment range ($232K-$661K) with no financial performance data raises concerns about variability in unit economics and franchisee outcomes
- 06HIGHGoing Concern status is False but combined with slow growth and zero transparency, suggests franchisor may lack strong financial health
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.