Monk’s Bar and Grill
Bottom line
- Total investment $750K – $3.4M including a $30K franchise fee, 2.0% ongoing royalty.
- Average unit revenue of $3.1M/year (median $2.4M).
- Rated MODERATE with a risk score of 65/100. SBA loan default rate of 0.0% across 1 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Monk’s Bar and Grill unit return on the cash you put in?
Unlevered ROIC · per unit
29%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Monk’s Bar and Grill units return on equity?
Equity IRR · 5-yr
24.2%
2.95× MOIC
Year-1 DSCR
3.55×
EBITDA ÷ debt service
Equity required
$23.4M
on $40.5M purchase
Total debt
$17.2M
SBA $5.0M + senior + seller note
Overview
About
Franchisees operate full-service bar and grill establishments, managing food preparation, beverage service, staff scheduling, and customer experience across dine-in, bar, and potentially takeout channels. Day-to-day operations involve inventory management, vendor relations, compliance with health/liquor regulations, and marketing to drive foot traffic to drive the $3.1M average revenue target.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 4 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Extremely small franchise system with undisclosed profitability, unclear unit economics, and insufficient operational history to validate viability despite respectable average revenues.
Score breakdown · what drove the 65 / 100 rating
- 01MINOROnly 6 units in system with unknown growth trajectory suggests minimal scale and potential stagnation
- 02MEDNet income not disclosed in Item 19 — cannot assess actual profitability despite $3.1M average revenue claims
- 03MINORMassive investment range ($749.5K–$3.4M spread) indicates inconsistent unit economics or undefined buildout requirements
- 04MINORTiered royalty structure (2.0%–3.5%) creates ambiguity on actual cost burden and incentive misalignment
- 05MINORFood & beverage category historically shows high failure rates; 6-unit system lacks sufficient data to prove concept viability
- 06MINOR$2,000 minimum royalty on lower revenue may not support franchisor adequately, raising sustainability concerns
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
9 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Monk’s Bar and Grill · FDD (2024) PDF