Monical's PizzaFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Monical's Pizza franchise requires a total initial investment of $488K – $1.1M, including a $45K franchise fee and an ongoing 4.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $488K – $1.1M
- 32nd pct Service Resta…
- Avg gross sales
- N/A
- 28th pct Service Resta…
- Royalty
- 4.0%
- 3rd pct Service Resta…
- Units
- 58
- 37th pct Service Resta…
- SBA default
- N/A
Quick verdict · Full-Service Restaurants · color = vs category peers
Green = >15% above Full-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchising since 1982. Systems this mature have refined operations and brand recognition.
Bottom line
- Total investment $488K – $1.1M including a $45K franchise fee, 4.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict A (Top Quintile) with a risk score of 52/100.
- System contracting at -10.3% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Monical Pizza Corporation
- Ultimate parent
- None
- CEO title
- President, Treasurer, Profitability Team Leader and Director
- Janelle L. Reents
- CEO experience
- 22 yrs
- Years in role or industry
- Incorporated in
- IL
- HQ
- 530 N. Bradley Blvd., Bradley, Illinois 60915
- Auditor
- Baker Tilly US, LLP
- Audited financials
- Franchisor revenue
- $46.8M
- vs $46.6M prior year
Overview
About
Franchisees operate quick-service pizza restaurants serving dine-in, carryout, and delivery customers. Daily operations include food preparation, staff management, inventory control, and customer service while adhering to brand standards and paying 4% royalties on gross sales.
- CEO
- Janelle L. Reents
- Headquarters
- IL
- Founded
- 1982
- FDD year
- 2025
- States available
- 4
FDD Item 7 · 2025 filing · 15 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Franchise Fee | $25K | $45K | |
| Real Estate/Rent | $2K | $14K | |
| Utility Deposits | $500 | $4K | |
| Leasehold Improvements | $25K | $400K | |
| Furniture, Fixtures & Equipment | $275K | $365K | |
| Initial Inventory | $20K | $25K | |
| Office Equipment & Supplies | $5K | $6K | |
| Insurance | $7K | $15K | |
| Signage | $15K | $30K | |
| Training | $5K | $10K | |
| Grand Opening | $5K | $10K | |
| Dues & Subscriptions | $50 | $2K | |
| Licenses & Permits | $1K | $3K | |
| Legal & Accounting | $2K | $4K | |
| Additional Funds (3 months) | $100K | $200K | |
| Total initial investment | $488K | $1.1M |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $488K – $1.1M
- Better than avg vs category
- Liquid capital req'd
- $100K – $200K
- Near category avg vs category
- Franchise fee
- $25K – $45K
- Better than avg vs category
- Royalty
- 4.0%
- typical 6–8%
- Ad fund
- -n/d
- Total fee load
- 4.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 4.0% of gross sales |
| Transfer fee | $10K |
| Inventory (initial) | $20K – $25K |
| Total fee load | 4.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Full-Service Restaurants averages
How Monical's Pizza Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 58
- Opened
- 0
- Last reporting year
- Closed
- 1
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 1.7%
- Company-owned
- 32
- Corporate units in the system
- % franchised
- 45%
- vs corporate-owned
- Multi-unit owners
- 66.7%
- Net growth (yr3)
- -3.7%
- Net unit change last year
- 3-yr CAGR
- -10.3%
- Compounded over last 3 years
3-year detail · Item 20
- Closed (3yr)
- 1
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 1
- Franchisor bought back
- Projected new
- 1
- Franchisor's next-year forecast
- Continuity rate
- 96.3%
- Units that stayed open
- Ceased ops
- 1.7%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- Illinois
- Indiana
- Michigan
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 169
- Loan volume
- N/A
- Amount data pending
- Median loan
- N/A
- Charge-off rate
- N/A
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 0
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Monical's presents elevated risk due to shrinking unit count, opaque financials, high capital requirements, and unprotected territories—typical of a mature/declining regional brand unable to justify investment without transparent performance data.
Litigation (Item 3)
No litigation is required to be disclosed in this ITEM.
Largest disclosed settlement: $60,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Baker Tilly US, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 52 / 100 rating
- 01MINORUnit count declining 3.7% YoY (58 units) suggests system contraction and potential franchisee dissatisfaction
- 02MEDNo average revenue or net income disclosure (missing Item 19) prevents accurate ROI calculation and profitability assessment
- 03MEDHigh initial investment range ($487.5K–$1.13M) with no disclosed average returns creates significant financial risk
- 04MINORUnprotected territory exposes franchisees to direct competition from other Monical's locations and system cannibalization
- 05MINOR5-year term is shorter than industry standard (10 years typical), limiting franchisee ability to recoup investment
- 06MED4% royalty plus undisclosed marketing/operational fees could consume 8-12% of gross sales, severely impacting margins
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 3 |
| Territory type | Area of Primary Responsibility |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 3 |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Arbitration location | Champaign County, Illinois |
| Jury trial waiver | Yes |
| Governing law | Illinois |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation is required to be disclosed in this ITEM.
Items 10, 11
Training & Operations
- Classroom training
- 90 hrs
- On-the-job training
- 226 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- Site selection
- joint
- Franchisor financing
- Offered
- Item 10
- POS system
- Pizza Director by FoodTec POS Software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Pizza Director by FoodTec POS Software
Item 20 · call current owners
Franchisee Contacts
59 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Monical's Pizza · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Monical's Pizza franchise?
The total investment to open a Monical's Pizza franchise ranges from $488K – $1.1M, with an initial franchise fee of $45K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Monical's Pizza franchise owners earn?
Monical's Pizza does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Monical's Pizza's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Monical's Pizza (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Monical's Pizza franchise locations are there?
As of their most recent FDD filing, Monical's Pizza has 58 total units in the United States, including 26 franchised units and 32 company-owned units.
Is Monical's Pizza a good franchise to buy?
FranchiseVerdict rates Monical's Pizza as a A-grade franchise with a risk score of 52 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.