Bottom line
- Total investment $145K – $207K including a $30K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 65/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one MACU unit return on the cash you put in?
Unlevered ROIC · per unit
45%
In Yale's "attractive" band (30–60%)
Overview
About
MACU franchisees operate membership-based or community-oriented service locations (likely credit union, fitness, or membership club model based on acronym). Day-to-day operations involve member acquisition, retention, service delivery, administrative management, and compliance with franchisor standards.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 9 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Early-stage franchise with critical financial transparency gaps, minimal operating history, and unvalidated unit economics presents elevated risk for capital deployment.
Score breakdown · what drove the 65 / 100 rating
- 01MINORNo Item 19 financial performance disclosure (average revenue and net income not provided) prevents ROI validation
- 02MINORExtremely small franchisee base (only 4 units) limits track record credibility and support infrastructure viability
- 03MINOR100% YoY unit growth from 2 to 4 units is statistically insignificant and may not represent sustainable expansion
- 04MINORDual royalty structure ($2,000 flat + 2% variable) lacks transparency on typical franchisee profitability thresholds
- 05MEDHigh initial investment ($144.5K–$206.6K) paired with undisclosed average revenues creates unquantifiable payback risk
- 06MINORShort 4-year franchise term limits long-term planning and renewal predictability
- 07HIGHGoing Concern status is FALSE, but absence of explicit 'True' designation requires clarification on franchisor financial stability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
14 numbers
One-time purchase · CSV download · Validation questions included
FDD download
MACU · FDD (2025) PDF