Legato LivingFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Legato Living franchise requires a total initial investment of $164K – $363K, including a $150K franchise fee and an ongoing 0.5% royalty[2]. The 2022 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: B. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2022 FDD issuance
Overview
- Investment
- $164K – $363K
- 84th pct Senior Care
- Avg gross sales
- N/A
- 77th pct Senior Care
- Royalty
- 0.5%
- 0th pct Senior Care
- Units
- 2
- 1st pct Senior Care
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- Total investment $164K – $363K including a $150K franchise fee, 0.5% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict B (Above Average) with a risk score of 61/100.
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Legato Living Franchising, LLC
- CEO title
- CEO, Operations, Finances and Support to Franchise Owners
- Erin Render
- Incorporated in
- NE
- HQ
- 2315 S. 168th Street, Omaha, Nebraska 68130
- Auditor
- Metwally CPA PLLC
- Audited financials
- Franchisor revenue
- $10K
- Most recent fiscal year
Affiliated brands
- has not in the past and does not now offer franchises in any lines of business
- Render Group
- maintains a pr
- Legato Living IP
- owns the Licensed Marks
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Legato Living franchisees operate senior living or assisted living community management operations. Day-to-day activities likely include resident care coordination, facility management, marketing to prospective residents, staff supervision, and compliance with healthcare regulations. The specific service model is unclear given the minimal unit count and lack of disclosed operational metrics.
- CEO
- Erin Render
- Headquarters
- NE
- Founded
- 2021
- FDD year
- 2022
- States available
- 1
FDD Item 7 · 2022 filing · 8 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Area Representative Feenot refundable | $150K | $300K | |
| Computer, Software and Point of Sales System | $500 | $2K | |
| Insurance Deposits | $750 | $4K | |
| Travel for Initial Training | $250 | $2K | |
| Professional Fees | $1K | $10K | |
| Business Licenses and Permits | $500 | $5K | |
| Office Supplies | $500 | $1K | |
| Additional Funds - 3 months | $10K | $40K | |
| Total initial investment | $164K | $363K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $164K – $363K
- Below avg, review vs category
- Liquid capital req'd
- $10K – $40K
- Better than avg vs category
- Franchise fee
- $150K – $300K
- Below avg, review vs category
- Royalty
- 0.5%
- split · typical 6–8%
- Ad fund
- -n/d
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 0.5% of gross sales |
| Training fee | $300 |
| Transfer fee | $10K |
| Renewal fee | $5K |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Senior Care averages
How Legato Living Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 2
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 2
- Corporate units in the system
- % franchised
- 0%
- vs corporate-owned
3-year detail · Item 20
- Opened (3yr)
- 1
- Transfers (3yr)
- 0
- Projected new
- 4
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 5 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 5
- Loan volume
- $2.2M
- Median loan
- $125K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Legato Living's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 1 lenders with concentration factor
- Per-state charge-off rates across 1 states
- Startup risk premium and job creation velocity
- 2-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Legato Living presents extreme risk: a 2-unit system with going concern warnings, undisclosed financials, no territory protection, and a predatory 50% royalty structure that signals a failing franchise model.
Litigation (Item 3)
No litigation information required to be disclosed in Item 3
Largest disclosed settlement: $450,001
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Metwally CPA PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 61 / 100 rating
- 01HIGHGoing Concern warning indicates franchisor financial distress or viability questions
- 02MINOROnly 2 units systemwide suggests failed or stalled franchise system with no growth trajectory
- 03MINORNo average revenue or net income disclosure prevents ROI validation and suggests poor unit performance
- 04MINOR50% royalty on net fees is extremely high and creates misaligned incentives between franchisor and franchisees
- 05MINORNo territory protection exposes franchisees to direct competition from other franchisees and franchisor
- 06MINORZero franchise fee with high initial investment suggests franchisor prioritizes capital extraction via ongoing royalties over sustainable partnerships
- 07MINORUnknown growth history with only 2 units indicates system may be contracting or failed to scale
- 08MINOR10-year term locks franchisees into relationship with financially unstable franchisor
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Geographic |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Territory sizeℹ | 100,000 people |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 1 |
| Curable defaultsℹ | 1 |
| Mandatory arbitration | Yes |
| Arbitration location | Douglas County, Nebraska |
| Jury trial waiver | Yes |
| Governing law | Nebraska |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation information required to be disclosed in Item 3
Items 10, 11
Training & Operations
- Classroom training
- 70 hrs
- On-the-job training
- 10 hrs
- Training location
- corporate offices located at certified training assisted living homes in Omaha, Nebraska
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
1 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Legato Living · FDD (2022) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Legato Living franchise?
The total investment to open a Legato Living franchise ranges from $164K – $363K, with an initial franchise fee of $150K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Legato Living franchise owners earn?
Legato Living does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Legato Living's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Legato Living (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Legato Living franchise locations are there?
As of their most recent FDD filing, Legato Living has 2 total units in the United States, including 0 franchised units and 2 company-owned units.
Is Legato Living a good franchise to buy?
FranchiseVerdict rates Legato Living as a B-grade franchise with a risk score of 61 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.