Legato Living Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Legato Living is a senior care franchise operating residential memory-care homes for people with dementia and Alzheimer's. Franchisees run the care homes, managing caregiving staff, residents, and daily operations.
FranchiseVerdict summary · 2026
A Legato Living franchise requires a total initial investment of $125K – $407K. The 2022 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2022 FDD issuance
Overview
- Investment
- $125K – $407K
- 69th pct Senior Care
- Avg gross sales
- N/A
- Company-owned only
- Royalty
- N/A
- Units
- 9
- 36th pct Senior Care
- SBA charge-off
- N/A
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $125K – $407K.
- RETURNSItem 19 discloses select outlet-level Gross Sales and select disclosed expenses (not full P&L) for 3 individual outlets for CY2025: Eastridge $775,619.77, Legacy $1,135,906.75, Heartland Hills $897,657.69. Also disclosed: "Direct Gross Profit Less Disclosed Expenses and Franchise Related Expenses" - a partial subtotal, not a full net income figure, excludes interest, taxes, depreciation, amortization, and owner compensation.
- RISKVerdict B (Above average), verdict score 50/100 (higher is better).
- DATAItem 19 reports individual outlet disclosure rather than annual gross sales, so unit revenue is not directly comparable. Ask franchisees directly for full unit-level revenue.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Legato Living Franchising, LLC
- CEO title
- Chief Executive Officer
- Erin Render
- Incorporated in
- Nebraska
- HQ
- 11422 Miracle Hills Drive, Suite 315, Omaha, Nebraska 68154
- Auditor
- Metwally CPA PLLC
- Audited financials
- Franchisor revenue
- $10K
- Most recent fiscal year
Affiliated brands
- has not in the past and does not now offer franchises in any lines of business
- Render Group
- maintains a pr
- Legato Living IP
- owns the Licensed Marks
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Erin Render
- Headquarters
- Nebraska
- Founded
- 2021
- FDD year
- 2022
- States available
- 1
Can you afford it, and what does the money buy?
Entry cost is about average for a senior care franchise.
Source: FDD 2022 · Items 5–7
Full Item 7 breakdown8 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Area Representative Feenot refundable | $150K | $300K | |
| Computer, Software and Point of Sales System | $500 | $2K | |
| Insurance Deposits | $750 | $4K | |
| Travel for Initial Training | $250 | $2K | |
| Professional Fees | $1K | $10K | |
| Business Licenses and Permits | $500 | $5K | |
| Office Supplies | $500 | $1K | |
| Additional Funds - 3 months | $10K | $40K | |
| Total initial investment | $164K | $363K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $125K – $407K
- Bottom third — review vs category
- Liquid capital req'd
- $58K – $97K
- Bottom third — review vs category
- Franchise fee
- N/A
- Paid to franchisor at signing
- Royalty
- Unit franchisee royalty is the greater of 6% of Gross Sal…
- Ad fund
- 1.0%
- typical 3–5%
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Minimum Royalty Fee of $1,000 per month (waived during first 3 months of operation) if 6% of Gross Sales is less than $1,000 |
| Marketing / ad fund | 1.0% of gross sales |
| Training fee | $300 |
| Transfer fee | $25K |
| Renewal fee | $13K |
| Inventory (initial) | $500 – $4K |
What do units actually make?
Source: FDD 2022 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
Legato Living did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one Legato Living unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
39%
Within the 30–60% "attractive franchise" band
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2022 FDD
Financial Performance
Item 19 discloses select outlet-level Gross Sales and select disclosed expenses (not full P&L) for 3 individual outlets for CY2025: Eastridge $775,619.77, Legacy $1,135,906.75, Heartland Hills $897,657.69. Also disclosed: "Direct Gross Profit Less Disclosed Expenses and Franchise Related Expenses" - a partial subtotal, not a full net income figure, excludes interest, taxes, depreciation, amortization, and owner compensation.
Company-owned outlets only - not franchisee performance
- Item 19 type
- individual outlet disclosure
- Sample size
- 3
- vs category median 22 · small
- Source filing
- FDD 2022
- The FDD edition these figures were read from
- Transparency
- 0 / 10
- vs category median 4 / 10 · below
Compared against 79 Senior Care brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Disclosure
Item 19 reports individual outlet disclosure rather than annual gross sales, so unit revenue is not directly comparable.
Operator retention
Net unit growth of +125.0% over 3 years (4 opened, 0 closed).
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How Legato Living Compares
Is the system healthy?
Source: FDD 2022 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 9
- Opened
- 4
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +125.0%
- Net unit change over 3 years
- 3-yr CAGR
- +125.0%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 4
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Projected new
- 4
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 5 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 5
- Loan volume
- $2.2M
- Median loan
- $125K
- 50th percentile
- Charge-off rate
- N/A
- limited sample (5 loans) — rate not shown below 10
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- N/A
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Legato Living presents extreme risk: a 2-unit system with going concern warnings, undisclosed financials, no territory protection, and a predatory 50% royalty structure that signals a failing franchise model.
Litigation (Item 3)
No litigation disclosed under Item 3.
Largest disclosed settlement: $450,001
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Metwally CPA PLLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 50 / 100 verdict
- 01HIGHGoing Concern warning indicates franchisor financial distress or viability questions
- 02MINOROnly 2 units systemwide suggests failed or stalled franchise system with no growth trajectory
- 03MINORNo average revenue or net income disclosure prevents ROI validation and suggests poor unit performance
- 04MINOR50% royalty on net fees is extremely high and creates misaligned incentives between franchisor and franchisees
- 05MINORNo territory protection exposes franchisees to direct competition from other franchisees and franchisor
- 06MINORZero franchise fee with high initial investment suggests franchisor prioritizes capital extraction via ongoing royalties over sustainable partnerships
- 07MINORUnknown growth history with only 2 units indicates system may be contracting or failed to scale
- 08MINOR10-year term locks franchisees into relationship with financially unstable franchisor
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2022 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | Yes |
| Territory radius | 2 mi |
| Territory population | 100,000 |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 1 |
| Curable defaultsℹ | 6 |
| Mandatory arbitration | Yes |
| Arbitration location | Douglas County, Nebraska (or nearest suitable location to franchisor headquarters) |
| Jury trial waiver | Yes |
| Governing law | NE |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation disclosed under Item 3.
Items 10, 11
Training & Operations
- Classroom training
- 36 hrs
- On-the-job training
- 16 hrs
- Training location
- Omaha, Nebraska (or on-site at franchisee's Home)
- Ongoing training
- Required
- Time to open
- 12 mo
- From signing to launch
- Site selection
- franchisee, subject to franchisor approval
- Franchisor financing
- Not offered
- Item 10
- POS system
- Synkwise and QuickBooks
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Synkwise and QuickBooks
Item 20 · call current owners
Franchisee Contacts
1 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Legato Living · FDD (2022) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Legato Living franchise?
The total investment to open a Legato Living franchise ranges from $125K – $407K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Legato Living franchise owners earn?
Legato Living does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the Legato Living FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Legato Living FDD and qualifies whose outlets they describe.
What is Legato Living's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Legato Living (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Legato Living franchise locations are there?
As of their most recent FDD filing, Legato Living has 9 total units in the United States, including 9 franchised units and 0 company-owned units. 4 new units were opened in the latest reporting year.
Is Legato Living a good franchise to buy?
FranchiseVerdict rates Legato Living as a B-grade franchise with a verdict score of 50 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent Legato Living, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.