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F82/100FDD 2025

JDog Junk Removal & Hauling — Litigation & Risk

Retail · FDD Items 3, 4 & 5

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Moderate — Review

2 cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
2
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
82 / 100
FranchiseVerdict composite
Rating
AVOID
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
43
Government-backed loans issued
Default rate
31.3%
vs <3% typical · system-wide
5-yr default rate
25.0%
Defaults
5 loans
Loans charged off or defaulted
Total loan volume
$6.2M
Avg loan size
$144K
Participating lenders
7

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Not required
You retain the right to sue in court
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
3 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Pennsylvania
State whose law governs disputes — relevant if you're not based there

What drove the 82/100 rating

Risk Score Breakdown

  1. 01MEDUnit count declined 23.6% year-over-year (94 units), indicating system contraction and franchisee struggles
  2. 02MINORTwo active lawsuits (one settled FDCPA violation, one pending ERISA class action) suggest operational/compliance issues and potential corporate liability exposure
  3. 03MINORNo average revenue or net income disclosure in FDD Item 19, preventing accurate ROI assessment on $30K-$187K investment
  4. 04MINORTiered royalty structure ($800-$2000/month Tier 1) creates unclear earning expectations and suggests performance variance across franchisees
  5. 05MINOR15-year term is unusually long for service franchise with declining unit base, limiting franchisee exit flexibility
  6. 06HIGH'Going Concern' marked False indicates potential financial instability at corporate level, threatening franchisee support and system viability

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.