FranchiseVerdict
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Icy-N-Spicy

Food & Beverage - Ice Cream & DessertsFranchising since 2020Website
Investment
$262K – $395K
61st pct Ice Cream & D…
Avg revenue
$787K
41st pct Ice Cream & D…
Royalty
5.5%
22nd pct Ice Cream & D…
Units
2
8th pct Ice Cream & D…
SBA default

Bottom line

  • Total investment $262K – $395K including a $38K franchise fee, 5.5% ongoing royalty.
  • Average unit revenue of $787K/year.
  • Rated CAUTION with a risk score of 70/100.
  • No protected territory and the franchisor reserves the right to compete in your area. Clarify territorial boundaries before signing.

Item 1 · who you're contracting with

The Franchisor

Legal entity
I AND S FR LLC
Incorporated in
Florida
HQ
851 NE 1st Avenue, Unit 4200, Miami, Florida 33132
Auditor
Ivy Accounting Tax & Advisory
Audited financials
Franchisor revenue
$5
vs $0 prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Icy-N-Spicy unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $786,839
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: restaurant
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $262K–$395K
Working capital
$
FDD reports $20K–$20K

Unlevered ROIC · per unit

26%

Below typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$90K
EBITDA margin
11.5%
Total invested
$349K
Payback
46 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Icy-N-Spicy units return on equity?

Edit assumptions

Equity IRR · 5-yr

49.9%

7.57× MOIC

Year-1 DSCR

1.88×

EBITDA ÷ debt service

Equity required

$708K

on $3.5M purchase

Total debt

$2.8M

SBA $1.8M + senior + seller note

Overview

About

Icy-N-Spicy franchisees operate quick-service food establishments focused on frozen treats and spicy flavor combinations. Day-to-day operations include inventory management, food preparation, customer service, marketing, and point-of-sale management in a retail setting.

CEO
Xiaoli Liu
Founded
2020
FDD year
2025
States available
1

Item 7 · what it costs

The Vitals

Total investment
$262K – $395K
All-in to open one unit
Liquid capital
$20K – $20K
Cash you must have on hand
Franchise fee
$38K
Royalty
5.5%
Gross Sales · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
6.5%
vs 9–13% typical

Item 19

Financial Performance

Avg gross sales
$787K
Per unit, per year
Median gross sales
Item 19 type
Company Owned
Sample size
1 units
vs category median 18 · small
Transparency
5 / 5
vs category median 4 / 5 · above
Revenue rank41th
vs Food & Beverage - Ice Cream & Desserts peers
Investment cost rank61th
Lower investment ranks lower (better)
Royalty rate rank22th
Lower royalty = lower percentile (better)
Unit count rank8th
vs Food & Beverage - Ice Cream & Desserts peers
Risk score rank83th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
2
Opened
0
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
2
Corporate units in the system
% franchised
0%
vs corporate-owned
2023
0+1
Franchised units
2024
0
Franchised units
2025
0
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 12 · 1 state reported

The Territory Map

FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.

1

states with franchisees (per FDD Item 12)

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

No SBA loan data available for this brand.

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

70
Risk · 0-100
CAUTION70 / 100

Icy-N-Spicy presents HIGH RISK due to an extremely small unit base (2 locations), undisclosed profitability, franchisor going concern issues, unprotected territory, and insufficient historical data to validate the franchise model's viability.

Score breakdown · what drove the 70 / 100 rating

  1. 01MINOROnly 2 existing units with unknown growth trajectory suggests nascent/stagnant system with no proof of concept at scale
  2. 02MEDNet income not disclosed despite average revenue of $786,839 — unable to validate actual profitability or ROI on $262k-$395k investment
  3. 03HIGHGoing concern status is FALSE, indicating potential financial instability or uncertainty at franchisor level
  4. 04MINORNo protected territory — direct competition risk from other franchisees and franchisor in same market
  5. 05MED5.5% royalty on disclosed revenue ($786k) = ~$43k annual ongoing fee, but profitability unknown makes true burden unclear
  6. 06MINORFranchise fee of $38,000 is reasonable, but total investment range suggests high capital requirement with minimal historical performance data
  7. 07MINOR10-year term locks franchisee into relationship with unproven system during critical early growth phase

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Radius
Protected territory
No
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Florida

Item 11

Training & Operations

Classroom training
18 hrs
On-the-job training
39 hrs
POS system
Square
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

No franchisee contacts available for Icy-N-Spicy. This brand's FDD Item 20 did not include a contactable franchisee list.

FDD download

Icy-N-Spicy · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above