Bottom line
- Total investment $40K – $74K including a $20K franchise fee, 8.0% ongoing royalty.
- Average unit revenue of $155K/year (median $98K). Estimated payback in 0.4 years.
- Rated MODERATE with a risk score of 62/100. SBA loan default rate of 0.0% across 7 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Hommati unit return on the cash you put in?
Unlevered ROIC · per unit
28%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Hommati units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$124K
on $619K purchase
Total debt
$495K
SBA $0.3M + senior + seller note
Overview
About
Hommati franchisees operate as virtual real estate tour service providers, creating 3D virtual tours and digital marketing content for residential properties. Day-to-day work involves client acquisition, conducting property photography/videography, processing digital assets, and managing client relationships in their protected territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 31 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Hommati presents a cautionary profile due to contracting franchisee base, tiered royalty structure penalizing low-volume operators, and potential financial reporting concerns given the gap between low initial investment and reported profitability.
Score breakdown · what drove the 62 / 100 rating
- 01MEDUnit count declined 12.9% YoY (117 units), indicating system contraction and potential market saturation or franchisee dissatisfaction
- 02MINORTiered royalty structure (8%-6%) suggests thin margins at lower revenue levels; franchisees earning <$12,500 pay highest rate with lowest profitability
- 03MINORInitial investment range ($39,872-$74,223) is low relative to reported avg net income ($129,723), raising questions about FDD Item 19 methodology and survivorship bias
- 04HIGHNo litigation disclosed but significant unit attrition warrants investigation into dispute resolution and franchisee disputes outside formal litigation
- 05HIGHGoing Concern status is positive but paired with shrinking unit base suggests underlying business model stress
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
99 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Hommati · FDD (2026) PDF