FranchiseVerdict
A Better Solution In Home Care logo
FV-00044·MODERATEExcellent100

A Better Solution In Home Care

Health & Wellness - Senior CareFranchising since 2014Website
Investment
$127K – $235K
76th pct Senior Care
Avg revenue
$811K
24th pct Senior Care
Royalty
5.0%
6th pct Senior Care
Units
30
56th pct Senior Care
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $127K – $235K including a $55K franchise fee, 5.0% ongoing royalty.
  • Average unit revenue of $811K/year (median $595K). Estimated payback in 0.3 years.
  • Rated MODERATE with a risk score of 58/100. SBA loan default rate of 0.0% across 30 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
ABS FRANCHISE SERVICES, INC.
Incorporated in
California
HQ
8929 Complex Drive, San Diego, California 92123
Auditor
CASHUK, WISEMAN, GOLDBERG, BIRNBAUM AND SALEM, LLP
Audited financials
Franchisor revenue
$1.1M
vs $1.1M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one A Better Solution In Home Care unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $810,813
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: personal services
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $127K–$235K
Working capital
$
FDD reports $26K–$65K

Unlevered ROIC · per unit

86%

Above typical band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$195K
EBITDA margin
24.0%
Total invested
$227K
Payback
14 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 A Better Solution In Home Care units return on equity?

Edit assumptions

Equity IRR · 5-yr

36.2%

4.69× MOIC

Year-1 DSCR

2.27×

EBITDA ÷ debt service

Equity required

$4.6M

on $13.8M purchase

Total debt

$9.1M

SBA $5.0M + senior + seller note

SBA 7(a) request ($6.9M) exceeds the $5M program cap. Excess capped automatically; backfill via conventional or equity.

Overview

About

Franchisees operate in-home elder care and non-medical home care services, managing caregiver recruitment, scheduling, client acquisition, and service delivery. Day-to-day operations involve hiring and training caregivers, managing client relationships, handling billing/insurance claims, and ensuring compliance with state healthcare regulations. The litigation specifically disputes whether this is truly a 'passive' business model.

CEO
Lillia Smith-Pratt
Founded
2014
FDD year
2026
States available
14

Item 7 · what it costs

The Vitals

Total investment
$127K – $235K
All-in to open one unit
Liquid capital
$26K – $65K
Cash you must have on hand
Franchise fee
$55K
Royalty
5.0%
Percentage of Gross Revenues · typical 6–8%
Ad fund
1.0%
typical 3–5%
Total fee load
6.0%
vs 9–13% typical
Payback period
0.3 yrs
From v3 / Item 19

Item 19

Financial Performance

Avg gross sales
$811K
Per unit, per year
Median gross sales
$595K
Item 19 type
Gross Revenue and Affiliate Financial Results
Sample size
23 units
vs category median 23
Range (low → high)
$187K$2.3M
Cohort dispersion
Transparency
9 / 5
vs category median 4 / 5 · above
Revenue rank24th
vs Health & Wellness - Senior Care peers
Investment cost rank76th
Lower investment ranks lower (better)
Royalty rate rank6th
Lower royalty = lower percentile (better)
Unit count rank56th
vs Health & Wellness - Senior Care peers
Risk score rank58th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
30
Opened
3
Last reporting year
Closed
2
Turnover rate
6.7%
Company-owned
2
Corporate units in the system
% franchised
93%
vs corporate-owned
Net growth (yr3)
+3.7%
Net unit change last year
3-yr CAGR
+12.0%
Compounded over last 3 years
2024
28+1
Franchised units
2025
27
Franchised units
2026
25
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 10 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 10 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
30
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

58
Risk · 0-100
MODERATE58 / 100

This home care franchise faces elevated risk due to active fraud litigation, minimal system growth, corporate going concern issues, and alleged misrepresentation of business model passivity to franchisees.

Score breakdown · what drove the 58 / 100 rating

  1. 01HIGHActive litigation from Nashville franchisees alleging fraud and misrepresentation regarding '100% passive business model' claims
  2. 02MINORAnemic unit growth of 3.7% YoY suggests system stagnation or contraction despite 30-unit base
  3. 03HIGHGoing Concern status is FALSE, indicating potential financial viability concerns at corporate level
  4. 04MINORHigh initial investment ($126,890-$235,350) paired with modest average net income ($542,813.50 across all units) creates long payback period and ROI risk
  5. 05HIGHPending litigation creates liability exposure and suggests marketing claims may have been overstated to franchisees
  6. 06MINOR5% royalty on gross revenues provides minimal margin cushion in home care industry with tight labor economics

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Geographic area defined by zip codes and physical boundaries
Protected territory
Yes
Initial term
10 years
Renewal term
10 years
Online sales rights
Restricted
Franchisor can compete
No
Hire a manager?
Allowed
Litigation count
1
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2 yrs
Post-termination restriction
Owner-operator
Required
Governing law
California

Item 11

Training & Operations

Classroom training
40 hrs
On-the-job training
40 hrs
POS system
SwyftOps
Operating tech stack

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

26 numbers

Locked
(225) 235-••••
OK
(760) 350-••••
KS
(303) 862-••••
OK

One-time purchase · CSV download · Validation questions included

FDD download

A Better Solution In Home Care · FDD (2026) PDF

Single-page checkout · instant download · CSV export of contacts available separately above