FranchiseVerdict
Happier at Home logo
A49/100FDD 2026

Happier at Home — Litigation & Risk

Home Services - Other · FDD Items 3, 4 & 5

Back to overview

Moderate — Review

1 case disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
1
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
49 / 100
FranchiseVerdict composite
Rating
STRONG
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
5
Government-backed loans issued
Default rate
—
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$566K
Avg loan size
$113K
Participating lenders
2

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
New York
State whose law governs disputes — relevant if you're not based there

What drove the 49/100 rating

Risk Score Breakdown

  1. 01MINORRecent regulatory enforcement action in Washington (July 2025) for unlicensed franchise sales indicates compliance issues and potential systemic problems in franchise offering practices
  2. 02MINORNet income data withheld from Item 19 — inability to verify profitability claims against the stated $617,302 average revenue figure
  3. 03MEDOnly 19 franchised units with unknown/undisclosed growth trajectory raises questions about system viability and market acceptance
  4. 04MINORHigh initial investment ($101K-$143K) combined with 5% royalty + minimum royalty structure creates significant financial pressure on franchisees
  5. 05MINOR10-year term is lengthy given the young/unproven franchise system size and lack of transparent unit growth data
  6. 06HIGHGoing Concern status is 'False' but franchisor's regulatory violations suggest potential operational or financial instability

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.