Happier at Home
Formerly known as HomeVestors of America
Bottom line
- Total investment $101K – $143K including a $49K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $617K/year (median $593K).
- Rated STRONG with a risk score of 49/100. SBA loan default rate of 0.0% across 10 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Happier at Home unit return on the cash you put in?
Unlevered ROIC · per unit
54%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Happier at Home units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$741K
on $3.7M purchase
Total debt
$3.0M
SBA $1.9M + senior + seller note
Overview
About
Happier at Home franchisees likely operate in the home services, senior care, wellness, or cleaning space, providing in-home services to residential clients. Day-to-day operations typically involve scheduling client visits, managing service delivery, customer relationship management, and handling billing and collections from individual households.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Early-stage, lightly-regulated franchise system with recent state enforcement action, undisclosed profitability metrics, and minimal unit count raises substantial concerns about franchisor compliance, franchisee ROI, and system sustainability.
Score breakdown · what drove the 49 / 100 rating
- 01MINORRecent regulatory enforcement action in Washington (July 2025) for unlicensed franchise sales indicates compliance issues and potential systemic problems in franchise offering practices
- 02MINORNet income data withheld from Item 19 — inability to verify profitability claims against the stated $617,302 average revenue figure
- 03MEDOnly 19 franchised units with unknown/undisclosed growth trajectory raises questions about system viability and market acceptance
- 04MINORHigh initial investment ($101K-$143K) combined with 5% royalty + minimum royalty structure creates significant financial pressure on franchisees
- 05MINOR10-year term is lengthy given the young/unproven franchise system size and lack of transparent unit growth data
- 06HIGHGoing Concern status is 'False' but franchisor's regulatory violations suggest potential operational or financial instability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
25 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Happier at Home · FDD (2026) PDF