Green Home SolutionsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Green Home Solutions franchise requires a total initial investment of $116K – $199K, including a $55K franchise fee. Per the 2025 FDD, average unit revenue was $140K[2]. SBA 7(a) loans show a 0.0% charge-off rate across 11 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $116K – $199K
- 40th pct Home Services
- Avg gross sales
- $140K
- 1st pct Home Services
- Royalty
- N/A
- Units
- 198
- 68th pct Home Services
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Home Services · color = vs category peers
Green = >15% above Home Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Only 0.0% of 11 SBA loans charged off, well below the 16% franchise average.
Bottom line
- Total investment $116K – $199K including a $55K franchise fee.
- Average unit revenue of $140K/year (median $108K).
- Verdict A (Top Quintile) with a risk score of 33/100. SBA loan charge-off rate of 0.0% across 11 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System contracting at -8.8% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- OnAxis Franchising Group, LLC
- Parent company
- NSF GHS, LLC
- CEO title
- President and Chief Executive Officer
- Jeff Panella
- Incorporated in
- DE
- HQ
- 136 School Street, #286, Spring Mills, Pennsylvania 16875
- Auditor
- Urish Popeck & Co., LLC
- Audited financials
- Franchisor revenue
- $4.2M
- vs $4.1M prior year
- Management churn noted
- Frequent turnover
- Item 2 disclosed frequent executive changes
Overview
About
Green Home Solutions franchisees provide energy-efficiency and green home improvement services including insulation, weatherization, HVAC optimization, and sustainable home upgrades. Day-to-day operations involve customer acquisition, in-home consultations, project estimation, installation coordination, and customer service for residential properties.
- CEO
- Jeff Panella
- Headquarters
- PA
- FDD year
- 2025
- States available
- 29
FDD Item 7 · 2025 filing · 18 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $30K | $55K | |
| Initial Equipment and Inventory Packagenot refundable | $27K | $29K | |
| Additional Equipment Required for Optional Sanitizing and Disinfecting Servicesnot refundable | $0 | $16K | |
| Travel and living expenses while attending the certification programnot refundable | $250 | $4K | |
| Lease and Leasehold Improvementsnot refundable | $0 | $5K | |
| Security, Lease, and Utility Depositsnot refundable | $0 | $1K | |
| Office equipment, furniture, and fixturesnot refundable | $0 | $3K | |
| Vehiclenot refundable | $1K | $3K | |
| Vehicle Wrapnot refundable | $2K | $4K | |
| Opening Advertisingnot refundable | $22K | $22K | |
| Insurancenot refundable | $2K | $5K | |
| Software License Feesnot refundable | $445 | $2K | |
| Licenses and Permitsnot refundable | $0 | $4K | |
| Business Licenses and Permitsnot refundable | $100 | $1K | |
| Professional Feesnot refundable | $1K | $3K | |
| Prepaid Certifications and Feesnot refundable | $400 | $4K | |
| Employee Background Checksnot refundable | $0 | $570 | |
| Additional Funds (3 Months)not refundable | $30K | $40K | |
| Total initial investment | $116K | $199K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$16K
11.7% margin
Unlevered ROIC
9%
EBITDA / total invested capital
Payback
11.7 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $116K – $199K
- Better than avg vs category
- Liquid capital req'd
- $30K – $40K
- Near category avg vs category
- Franchise fee
- $30K – $55K
- Near category avg vs category
- Royalty
- For 1-2 territories, the greater of 8.25% - 10% of monthl…
- Ad fund
- 1.3%
- typical 3–5%
- Total fee load
- 9.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | greater of percentage or $740 per month per unit minimum |
| Marketing / ad fund | 1.3% of gross sales |
| Technology fee | $250 |
| Transfer fee | $10K |
| Renewal fee | $3K |
| Total fee load | 9.5% of rev |
Financial Performance
- Avg gross sales
- $140K
- Per unit, per year
- Median gross sales
- $108K
- Item 19 type
- gross_sales
- Sample size
- 190 units
- vs category median 25 · large
- Range (low → high)
- $521→$574K
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Transparency
- 7 / 5
- vs category median 4 / 5 · above
Compared against 349 Home Services brands
Revenue is only 0.9x the investment. This means each unit may take 5+ years to recoup the initial outlay at typical margins.
vs Home Services averages
How Green Home Solutions Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 198
- Opened
- 12
- Last reporting year
- Closed
- 10
- Terminated
- 7
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 1
- Term expired, not renewed (per Item 20)
- Turnover rate
- 5.1%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +0.5%
- Net unit change last year
- 3-yr CAGR
- -8.8%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 1
- Transfer rate
- 0.5%
- Owners selling to other franchisees
- Termination rate
- 4.0%
- Franchisor-initiated terminations
- Ceased ops
- 5.6%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 27 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 11
- Loan volume
- $1.4M
- Median loan
- $100K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 6
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Green Home Solutions's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 6 lenders with concentration factor
- Per-state charge-off rates across 6 states
- Startup risk premium and job creation velocity
- 5-year lending trend
Instant access. No subscription.
With a 0.0% charge-off rate across 11 loans, banks have historically viewed this brand favorably for lending.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Slow-growth system with undisclosed profitability, aggressive litigation history, and high fixed royalty obligations creates material risk despite protected territories.
Litigation (Item 3)
Two concluded litigation matters: (1) Belcher v. JC Franchising Group, LLC et al. (CA Superior Court, Case No. BC594379, 2015) - former franchisees alleged wrongful performance by Area Representative in protected territory, breach of franchise agreement, fraud and misrepresentation; settled February 2016 for $66,641.26 total ($23,715.00 by predecessor). (2) JC Franchising Group, LLC v. Terrapin Sales, LLC and Ronald C. Sager (CT Superior Court, Docket #HHD-CV-19-6104324-S, 2018) - predecessor alleged franchisee breaches including failure to maintain records, tax non-compliance, and territory infringement; defendants countersued for breach of contract and unfair trade practices; settled March 2019.
Largest disclosed settlement: $66,641
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Urish Popeck & Co., LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 33 / 100 rating
- 01MINORStagnant unit growth (0.5% YoY) suggests market saturation or franchisee dissatisfaction in a 198-unit system
- 02MEDNo Item 19 (Average Net Income) disclosed — cannot validate the $140,390 average revenue translates to acceptable profit after 8.25-10% royalties plus operating costs
- 03HIGHFour active litigation cases including two post-term non-compete disputes indicate franchisor enforcement aggression and potential franchisee exit conflicts
- 04MINORHigh royalty floor ($740/month minimum = $8,880 annually) creates cash flow burden even in low-revenue months
- 05HIGHPredecessor company litigation (JC Franchising Group) suggests operational or compliance issues that may persist under current management
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Geographic region (municipal or county boundaries, or contiguous zip codes) |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 200,000 |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Pennsylvania |
| Litigation count | 4 |
View Item 3 litigation summary
Two concluded litigation matters: (1) Belcher v. JC Franchising Group, LLC et al. (CA Superior Court, Case No. BC594379, 2015) - former franchisees alleged wrongful performance by Area Representative in protected territory, breach of franchise agreement, fraud and misrepresentation; settled February 2016 for $66,641.26 total ($23,715.00 by predecessor). (2) JC Franchising Group, LLC v. Terrapin Sales, LLC and Ronald C. Sager (CT Superior Court, Docket #HHD-CV-19-6104324-S, 2018) - predecessor alleged franchisee breaches including failure to maintain records, tax non-compliance, and territory infringement; defendants countersued for breach of contract and unfair trade practices; settled March 2019.
Items 10, 11
Training & Operations
- Classroom training
- 74 hrs
- On-the-job training
- 80 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- Time to open
- 2 mo
- From signing to launch
- POS system
- Franchisor-designated and approved CRM and POS system
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Franchisor-designated and approved CRM and POS system
Item 20 · call current owners
Franchisee Contacts
56 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Green Home Solutions · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Green Home Solutions franchise?
The total investment to open a Green Home Solutions franchise ranges from $116K – $199K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Green Home Solutions franchise owners earn?
According to Item 19 of the Green Home Solutions FDD, the average gross sales per unit is $140K. The median is $108K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Green Home Solutions's franchise failure rate?
Based on SBA 7(a) loan data, Green Home Solutions has a charge-off rate of 0.0% across 11 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Green Home Solutions franchise locations are there?
As of their most recent FDD filing, Green Home Solutions has 198 total units in the United States, including 198 franchised units and 0 company-owned units. 12 new units were opened in the latest reporting year.
Is Green Home Solutions a good franchise to buy?
FranchiseVerdict rates Green Home Solutions as a A-grade franchise with a risk score of 33 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.