Frutta BowlsFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Frutta Bowls franchise requires a total initial investment of $388K – $633K, including a $35K franchise fee and an ongoing 6.0% royalty[2]. Per the 2025 FDD, average unit revenue was $863K[2]. SBA 7(a) loans show a 20.0% charge-off rate across 20 loans[1]. Verdict grade: F. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $388K – $633K
- 71st pct Service Resta…
- Avg gross sales
- $863K
- 28th pct Service Resta…
- Royalty
- 6.0%
- 44th pct Service Resta…
- Units
- 26
- 51st pct Service Resta…
- SBA default
- 20.0%
- system-wide median varies by category
Quick verdict · Quick-Service Restaurants · color = vs category peers
Green = >15% above Quick-Service Restaurants avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
20.0% of SBA loans charged off across 20 loans, above the 16% franchise average.
The system contracted 7% year-over-year. Investigate why units are closing.
Bottom line
- Total investment $388K – $633K including a $35K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $863K/year.
- Verdict F (Bottom Quintile) with a risk score of 100/100. SBA loan charge-off rate of 20.0% across 20 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- Bankruptcy history disclosed in the FDD. Review Item 4 for details before proceeding.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- SW-Frutta Bowls Franchising Co., LLC
- Parent company
- Restaurant Co., LLC dba WOWorks
- Ultimate parent
- CLP Dining, LLC
- Incorporated in
- DE
- HQ
- 3135 1st Avenue N., Suite 15459, St. Petersburg, FL 33733
- Auditor
- Hill, Barth & King LLC
- Audited financials
- Franchisor revenue
- $34.8M
- vs $32.1M prior year
Overview
About
Franchisees operate Frutta Bowls locations serving acai bowls, smoothies, and health-focused beverages in quick-service retail environments. Daily operations include food preparation, inventory management, customer service, and local marketing to drive foot traffic and repeat business in their protected territory.
- CEO
- Bryan Kelly Roddy
- Headquarters
- FL
- Founded
- 2020
- FDD year
- 2025
- States available
- 11
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $35K | $35K |
| Working capital (3–6 mo) | $15K | $35K |
| Equipment, build-out, other | $338K | $563K |
| Total initial investment | $388K | $633K |
Source: Frutta Bowls 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$112K
13.0% margin
Unlevered ROIC
21%
EBITDA / total invested capital
Payback
4.8 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $388K – $633K
- Below avg, review vs category
- Liquid capital req'd
- $15K – $35K
- Better than avg vs category
- Franchise fee
- $35K – $35K
- Near category avg vs category
- Royalty
- 6.0%
- Net Sales · typical 6–8%
- Ad fund
- 3.0%
- typical 3–5%
- Total fee load
- 9.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 3.0% of gross sales |
| Technology fee | $1K |
| Training fee | $400 |
| Transfer fee | $26K |
| Renewal fee | $18K |
| Total fee load | 9.0% of rev |
Financial Performance
- Avg gross sales
- $863K
- Per unit, per year
- Median gross sales
- N/A
- Item 19 type
- net_sales
- Sample size
- 21 units
- vs category median 28
- Range (low → high)
- $156K→$1.6M
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Transparency
- 0 / 5
- vs category median 4 / 5 · below
Compared against 453 Quick-Service Restaurants brands
vs Quick-Service Restaurants averages
How Frutta Bowls Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 26
- Opened
- 4
- Last reporting year
- Closed
- 6
- Terminated
- 1
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 4
- Term expired, not renewed (per Item 20)
- Turnover rate
- 23.1%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 96%
- vs corporate-owned
- Net growth (yr3)
- -7.4%
- Net unit change last year
- 3-yr CAGR
- -13.8%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 2
- Projected new
- 12
- Franchisor's next-year forecast
- Transfer rate
- 7.7%
- Owners selling to other franchisees
- Termination rate
- 19.2%
- Franchisor-initiated terminations
- Ceased ops
- 19.2%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 25 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 20
- Loan volume
- $4.2M
- Median loan
- $165K
- 50th percentile
- Charge-off rate
- 20.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 80.0%
- 5-yr charge-off
- 50.0%
- Loans approved 2021+
- Active lenders
- 10
- Defaults
- 2
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Frutta Bowls's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 9 lenders with concentration factor
- Per-state charge-off rates across 9 states
- Startup risk premium and job creation velocity
- 5-year lending trend
Instant access. No subscription.
A 20.0% charge-off rate means roughly 1 in 5 franchisees failed to repay their SBA loan. Investigate what changed.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining unit base, regulatory history, opaque financials, and high capital requirement make this a caution-to-high-risk investment requiring extensive due diligence.
Litigation (Item 3)
Two concluded government actions: (1) New York AG settlement (Assurance of Discontinuance) for unregistered franchise sales, requiring rescission offer and $3,000 payment; (2) Maryland Securities Commissioner Consent Order for unregistered franchise sales, requiring rescission offer to 2 franchisees
Largest disclosed settlement: $3,000
Bankruptcy (Item 4)
Disclosed in last 7 years
Predecessor Frutta Bowls Franchising, L.L.C. filed Chapter 11 bankruptcy (Case No. 19-13230(MBK), U.S. Bankruptcy Court, District of New Jersey) on February 15, 2019 to discharge liabilities from pre-November 15, 2017 sales compliance issues. Current company acquired substantially all assets via Court Order dated December 28, 2020
Audited financials (Item 21)
Yes · Hill, Barth & King LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 100 / 100 rating
- 01MEDUnit count declined 7.4% year-over-year (26 units) indicates system contraction and potential market saturation or operational challenges
- 02MEDNo Item 19 financial performance representations (avg revenue and net income not disclosed) prevents validation of investment ROI claims
- 03MINORTwo concluded administrative actions against predecessor company for franchise registration and sales compliance violations suggest regulatory/disclosure issues
- 04MEDHigh investment range ($387.5K–$632.5K) with undisclosed profitability creates significant financial risk without transparent earnings data
- 05MEDFranchise term limited to 10 years (shorter than industry standard 15-20 years) may indicate franchisor uncertainty or higher renewal risk
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Specific location |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Pennsylvania |
| Litigation count | 2 |
View Item 3 litigation summary
Two concluded government actions: (1) New York AG settlement (Assurance of Discontinuance) for unregistered franchise sales, requiring rescission offer and $3,000 payment; (2) Maryland Securities Commissioner Consent Order for unregistered franchise sales, requiring rescission offer to 2 franchisees
Items 10, 11
Training & Operations
- Classroom training
- 15 hrs
- On-the-job training
- 56 hrs
- Training location
- Wall, NJ
- Ongoing training
- Required
- Field support
- 56 hrs/yr
- On-site visits per year
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
59 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Frutta Bowls · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Frutta Bowls franchise?
The total investment to open a Frutta Bowls franchise ranges from $388K – $633K, with an initial franchise fee of $35K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Frutta Bowls franchise owners earn?
According to Item 19 of the Frutta Bowls FDD, the average gross sales per unit is $863K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Frutta Bowls's franchise failure rate?
Based on SBA 7(a) loan data, Frutta Bowls has a charge-off rate of 20.0% across 20 loans, meaning 20.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Frutta Bowls franchise locations are there?
As of their most recent FDD filing, Frutta Bowls has 26 total units in the United States, including 25 franchised units and 1 company-owned units. 4 new units were opened in the latest reporting year.
Is Frutta Bowls a good franchise to buy?
FranchiseVerdict rates Frutta Bowls as a F-grade franchise with a risk score of 100 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.