EatGatherLove
Bottom line
- Total investment $101K – $276K including a $50K franchise fee.
- Average unit revenue of $908K/year (median $1.0M).
- Rated MODERATE with a risk score of 67/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one EatGatherLove unit return on the cash you put in?
Unlevered ROIC · per unit
51%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 EatGatherLove units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$1.3M
on $6.4M purchase
Total debt
$5.1M
SBA $3.2M + senior + seller note
Overview
About
EatGatherLove franchisees operate social dining or experiential food venues (likely farm-to-table, community meal, or event-based restaurant concept) that emphasize gathering and shared meals. Day-to-day operations involve managing dining events, sourcing ingredients, coordinating community experiences, and handling front-of-house and kitchen operations in a specialized hospitality format.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
EatGatherLove presents HIGH RISK: a contracting franchise system (down 14.3% YoY) with non-disclosure of profitability, going concern red flags, and aggressive royalty structures that may be unsustainable for franchisees.
Score breakdown · what drove the 67 / 100 rating
- 01MEDUnit count declined 14.3% year-over-year (6 units total) — indicates systemic franchisee underperformance or high failure rate
- 02MINORNo net income disclosure despite $908k average revenue — suggests razor-thin margins or franchisor hiding profitability data
- 03HIGHGoing Concern status is False — potential solvency or operational viability issues at franchisor level
- 04MINORHigh initial investment ($100.8k–$275.5k) paired with declining unit count creates poor risk-reward profile
- 05MINORRoyalty floor of $2,000/month ($24,000/year) is aggressive given only 6 units and negative growth trajectory
- 06HIGHNo litigation disclosed but declining units + going concern status suggests potential undisclosed disputes or franchise failures
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
12 numbers
One-time purchase · CSV download · Validation questions included
FDD download
EatGatherLove · FDD (2025) PDF