FranchiseVerdict
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FV-00663·STRONGExcellent86

Crestcom

Education - Tutoring & Test PrepFranchising since 1992Website
Investment
$232K – $513K
74th pct Tutoring & Te…
Avg revenue
$1.1M
46th pct Tutoring & Te…
Royalty
9.8%
47th pct Tutoring & Te…
Units
27
51st pct Tutoring & Te…
SBA default
0.0%
vs <3% typical

Bottom line

  • Total investment $232K – $513K including a $225K franchise fee, 9.8% ongoing royalty.
  • Average unit revenue of $1.1M/year (median $747K).
  • Rated STRONG with a risk score of 44/100. SBA loan default rate of 0.0% across 29 loans (below the industry average).

Item 1 · who you're contracting with

The Franchisor

Legal entity
Crestcom International, LLC
Parent company
Crestcom International Holdings, LLC
Incorporated in
Delaware
HQ
6900 East Belleview Avenue, Suite 100, Greenwood Village, Colorado 80111
Auditor
CliftonLarsonAllen LLP
Audited financials
Franchisor revenue
$5.8M
vs $5.3M prior year

Yale framework · single-unit ROIC

Returns Analysis

Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.

The model · Yale framework

What would one Crestcom unit return on the cash you put in?

Revenue · per unit, per year
$
FDD Item 19 reports $1,111,936
Franchisor take · royalty + ad fund
Royaltytyp 68%
%
Ad fundtyp 35%
%
Operating costs · category default: education
COGS
%
Labor
%
Rent / occupancy
%
Other operating
%
Total invested capital · what you actually put in
Initial investment
$
FDD Item 7: $232K–$513K
Working capital
$
FDD reports $5K–$9K

Unlevered ROIC · per unit

30%

In Yale's "attractive" band (30–60%)

0%30–60% Yale band80%

Store EBITDA · annual
$114K
EBITDA margin
10.2%
Total invested
$379K
Payback
40 mo
Unit-level only. A multi-unit portfolio gives up roughly 5–15% of this to shared services (corporate G&A) before reaching the ~10-unit break-even Yale describes.

Levered LBO scenario · Yale Crease Capital framing

What would 25 Crestcom units return on equity?

Edit assumptions

Equity IRR · 5-yr

49.9%

7.57× MOIC

Year-1 DSCR

1.88×

EBITDA ÷ debt service

Equity required

$723K

on $3.6M purchase

Total debt

$2.9M

SBA $1.8M + senior + seller note

Overview

About

Crestcom franchisees operate management and leadership training delivery services, providing corporate training programs to business clients. Day-to-day activities include conducting workshops, delivering customized training curriculum, managing client relationships, and generating revenue through training program fees. Franchisees typically work with established corporate clients to develop and implement leadership development initiatives.

CEO
Tammy R. Berberick
Founded
2007
FDD year
2025
States available
16

Item 7 · what it costs

The Vitals

Total investment
$232K – $513K
All-in to open one unit
Liquid capital
$5K – $9K
Cash you must have on hand
Franchise fee
$225K
Royalty
9.8%
percentage of gross revenues · typical 6–8%
Ad fund
n/d
Total fee load
9.8%
vs 9–13% typical

Item 19

Financial Performance

Avg gross sales
$1.1M
Per unit, per year
Median gross sales
$747K
Item 19 type
Historical Performance
Sample size
13 units
vs category median 12
Range (low → high)
$275K$4.3M
Cohort dispersion
Transparency
4 / 5
vs category median 4 / 5 · typical
Revenue rank46th
vs Education - Tutoring & Test Prep peers
Investment cost rank74th
Lower investment ranks lower (better)
Royalty rate rank47th
Lower royalty = lower percentile (better)
Unit count rank51th
vs Education - Tutoring & Test Prep peers
Risk score rank7th
Lower risk = lower percentile (better)

Item 20 · unit dynamics

The Growth Chart

Total units
27
Opened
2
Last reporting year
Closed
0
Turnover rate
0.0%
Company-owned
0
Corporate units in the system
% franchised
100%
vs corporate-owned
Net growth (yr3)
+8.0%
Net unit change last year
3-yr CAGR
+8.0%
Compounded over last 3 years
2023
27+2
Franchised units
2024
25
Franchised units
2025
25
Franchised units

Year-over-year franchised unit counts and net change. Source: FDD Item 20.

Item 20 · 10 states with active franchisees

The Territory Map

Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).

AK
ME
VT
NH
MA
RI
CT
NY
NJ
PA
DE
MD
DC
WA
OR
CA
NV
ID
MT
WY
UT
CO
AZ
NM
ND
SD
NE
KS
OK
TX
MN
IA
MO
AR
LA
WI
IL
MS
TN
MI
IN
KY
AL
OH
WV
GA
VA
NC
SC
FL
HI
Registered · 10 states
Not registered

States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
29
Loan volume
Avg loan
Default rate
0.0%
vs <3% typical · system-wide
5-yr default

FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17

Risk & Legal

44
Risk · 0-100
STRONG44 / 100

Crestcom presents moderate-to-caution risk due to missing profitability data, slow unit growth, and lack of transparency on actual franchisee earnings relative to substantial capital investment.

Score breakdown · what drove the 44 / 100 rating

  1. 01MEDNo average net income disclosed in Item 19 — unable to assess actual profitability or ROI despite $1.11M avg revenue
  2. 02MINORModest unit growth of 8.0% YoY with only 27 total units suggests slow system expansion and potential market saturation concerns
  3. 03MEDHigh royalty rate of 9.75% combined with undisclosed net income creates uncertainty about franchisee take-home earnings
  4. 04MINORWide investment range ($231K-$512K, 122% variance) indicates inconsistent territory costs and unclear capital requirements
  5. 05MINORZero franchise fee unusual for $231K+ investment — may indicate weak demand, system maturity issues, or hidden ongoing costs

Severity inferred from the FDD text · not a regulatory classification

FDD Items 5, 6, 12, 17 · continued from Risk & Legal

Contract & Territory Detail

Territory
Geographic area
Protected territory
Yes
Initial term
7 years
Renewal term
7 years
Online sales rights
Restricted
Franchisor can compete
Yes
Hire a manager?
Allowed
Litigation count
0
Right of first refusal
Yes
Franchisor can buy back on resale
Mandatory arbitration
Yes
Jury trial waiver
Yes
Non-compete
2.5 yrs
Post-termination restriction
Owner-operator
Required
Governing law
Colorado

Item 11

Training & Operations

Classroom training
4 hrs
On-the-job training
0 hrs

Item 20

Franchisee Contacts

Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.

Franchisee contacts

15 numbers

Locked
(619) 204-••••
Bellwether Training, LLC
CA
(305) 780-••••
Apogee Leadership, LLC
NE
(416) 428-••••
Gibson Leadership Solutions

One-time purchase · CSV download · Validation questions included

FDD download

Crestcom · FDD (2025) PDF

Single-page checkout · instant download · CSV export of contacts available separately above